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HELOC vs Credit Card: Which Is Better for Large Purchases?
Credit cards charge an average of 23% APR. HELOCs average 7.44%.
HELOC vs Cash Savings: When Borrowing Actually Makes More Sense
Here's conventional wisdom: "Don't borrow if you can pay cash. Debt is bad."
HELOC vs Bridge Loan: Which One Do You Actually Need?
You found your dream home. Problem: your current home hasn't sold yet. You need to tap your equity NOW to make the down payment, but which option makes sense — a HELOC or a bridge loan?
Can You Get a HELOC on a Vacation Home? Requirements & Options
Yes, you can get a HELOC on your vacation home. But expect stricter requirements than you'd face on your primary residence.
Using HELOC to Pay Off Mortgage: Does This TikTok Strategy Actually Work?
Let's be real: this strategy has gone viral multiple times under names like "velocity banking," "mortgage acceleration," or "HELOC payoff hack." Influencers swear by it. But when you run the actual numbers in today's rate environment, the story gets complicated.
Is HELOC Interest Tax Deductible? The 2026 Guide
Before you factor a HELOC tax deduction into your financial planning, here's something most articles won't tell you upfront: most homeowners can't use this deduction anyway.
HELOC Subordination: What It Is and Why You Need It to Refinance
You found a great refinance rate. You're ready to close. Then your mortgage broker drops this bomb: "We need your HELOC lender to sign a subordination agreement."
HELOC Interest Rate Forecast 2026: Should You Lock In Now or Wait?
If you're considering a HELOC in 2026, timing matters. Unlike fixed mortgages, HELOC rates move with the Fed. Understanding where rates are heading can help you make a smarter decision.
HELOC Rate Cap Explained: Your Financial Safety Net
HELOCs have variable interest rates tied to the prime rate. When prime goes up, your rate goes up. When prime drops, so does your rate.
HELOC Prepayment Penalty: What to Know Before You Pay Off Early
Thinking about paying off your HELOC early? Good instinct. But before you do, check one thing: Does your HELOC have a prepayment penalty?
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