New: Free Tool
Mortgage Calculator
Get accurate estimates of your monthly mortgage payment. Adjust loan amount, interest rate, and term to find the perfect fit for your budget.
Estimated Monthly Payment
$3,128
Principal & Interest
$2,528
Property Tax
$500
Home Insurance
$100
HOA Fees
$0
Home Details
Enter your home purchase information
$500,000
$100,000(20.0%)
Loan Amount
$400,000
Loan Terms
Configure your mortgage details
6.50%
30 years
Total Interest Paid
$510,178
Additional Monthly Costs
Property tax, insurance, and HOA fees
Monthly: $500
Monthly: $100
None
How to Use This Calculator
Our mortgage calculator helps you estimate your monthly payment based on the home price, down payment, interest rate, and loan term. Simply adjust the sliders or enter values directly to see how different factors affect your payment.
What's Included:
- Principal & Interest: The core mortgage payment based on your loan amount and interest rate
- Property Tax: Annual property taxes divided into monthly payments
- Home Insurance: Annual homeowners insurance divided into monthly payments
- HOA Fees: Monthly homeowners association fees (if applicable)
Ready to Get Pre-Qualified?
Connect with a HELOC expert who can help you unlock your home's equity with fast closings and transparent terms.
Check Eligibility