slug: siding-replacement-cost-guide

Siding Replacement Cost Guide: Materials, Installation & ROI 2026

Replacing your home's siding is one of the most transformative exterior improvements you can make, dramatically enhancing curb appeal while protecting your home from the elements. Understanding the costs, materials, and return on investment helps you choose the best siding for your home and budget.

Average Siding Replacement Costs

Siding costs vary significantly based on material, home size, and installation complexity.

National Average: $12,000 - $25,000 Typical Range: $8,000 - $40,000+ Cost per Square Foot Installed: $5 - $25

Cost by Home Size

1,000 sq ft: $5,000 - $18,000 1,500 sq ft: $7,500 - $27,000 2,000 sq ft: $10,000 - $36,000 2,500 sq ft: $12,500 - $45,000 3,000 sq ft: $15,000 - $54,000

Siding Materials and Costs

Vinyl Siding: $3 - $12 per sq ft installed

Material Cost: $1 - $7 per sq ft Installation: $2 - $5 per sq ft Total Installed: $3 - $12 per sq ft

Lifespan: 20-30 years Maintenance: Very low Market Share: 30-35% of homes

Quality Levels:

Basic Vinyl: $3 - $6 per sq ft

• 0.040-0.042" thickness
• Limited color selection
• 15-20 year lifespan
• Budget-friendly option

Mid-Grade Vinyl: $5 - $8 per sq ft

• 0.044-0.046" thickness
• Better color selection
• Improved insulation options
• 20-25 year lifespan

Premium Vinyl: $8 - $12 per sq ft

• 0.048-0.055" thickness
• Designer colors and textures
• Insulated backing available
• Fade-resistant
• 25-30 year lifespan

Pros:

• Most affordable option
• Low maintenance (no painting)
• Easy installation
• Wide variety of colors and styles
• Resistant to insects and rot
• Good ROI (68-75%)

Cons:

• Can crack in extreme cold
• May fade over time (cheaper versions)
• Susceptible to impact damage
• Less authentic appearance than natural materials
• Not eco-friendly

Best For:

• Budget-conscious homeowners
• Low-maintenance preference
• Moderate climates
• Quick installation needs

Fiber Cement Siding: $6 - $15 per sq ft installed

Material Cost: $3 - $8 per sq ft Installation: $3 - $7 per sq ft Total Installed: $6 - $15 per sq ft

Lifespan: 30-50 years Maintenance: Moderate (paint every 10-15 years) Market Share: 15-20% of homes

Popular Brands:

• James Hardie (HardiePlank): $7 - $12 per sq ft
• Allura: $6 - $10 per sq ft
• CertainTeed WeatherBoards: $6 - $11 per sq ft

Styles:

• Lap siding (horizontal): Most common
• Vertical panels: Modern look
• Shingle/shake style: Traditional appearance

Pros:

• Extremely durable
• Fire-resistant (Class A rating)
• Insect and rot-proof
• Can mimic wood appearance
• Paint holds well (25+ years)
• Excellent ROI (69-75%)
• Suitable for all climates

Cons:

• Heavy (requires skilled installation)
• Higher cost than vinyl
• Must be painted (not pre-finished everywhere)
• Installation takes longer
• Cutting creates silica dust (safety concern)

Best For:

• Long-term homeowners
• Fire-prone areas
• Harsh climates
• Wood appearance desired without maintenance
• High-quality investment

Wood Siding: $8 - $20 per sq ft installed

Material Cost: $4 - $12 per sq ft Installation: $4 - $8 per sq ft Total Installed: $8 - $20 per sq ft

Lifespan: 15-40 years (depending on type and maintenance) Maintenance: High (stain/paint every 3-5 years)

Types:

Cedar Siding: $8 - $15 per sq ft

• Naturally rot-resistant
• Beautiful grain patterns
• Pleasant aroma
• 20-30 year lifespan

Redwood Siding: $10 - $18 per sq ft

• Superior rot resistance
• Rich color
• 25-35 year lifespan
• Limited availability

Pine Siding: $6 - $12 per sq ft

• More affordable
• Requires treatment
• 15-25 year lifespan

Engineered Wood: $5 - $10 per sq ft

• Wood fiber composite
• More affordable than solid wood
• Better moisture resistance
• 20-30 year lifespan

Pros:

• Natural beauty
• Can be stained or painted
• Eco-friendly (renewable)
• Traditional aesthetic
• Good insulation properties

Cons:

• High maintenance required
• Susceptible to rot, insects, fire
• Expensive
• Can warp or split
• Requires regular treatment
• Lower ROI (60-65%)

Best For:

• Historic homes
• Natural aesthetic preference
• Homeowners willing to maintain
• Specific architectural styles (Craftsman, Cape Cod)

Metal Siding: $5 - $18 per sq ft installed

Material Cost: $3 - $10 per sq ft Installation: $2 - $8 per sq ft Total Installed: $5 - $18 per sq ft

Lifespan: 40-70 years Maintenance: Very low

Types:

Aluminum Siding: $5 - $10 per sq ft

• Lightweight
• Rust-resistant
• Can dent easily
• 30-40 year lifespan

Steel Siding: $7 - $15 per sq ft

• Very durable
• Impact-resistant
• Can rust if coating damaged
• 40-50 year lifespan

Corrugated Metal: $6 - $12 per sq ft

• Modern industrial look
• Very durable
• Agricultural/modern aesthetic

Standing Seam Metal: $10 - $18 per sq ft

• Premium appearance
• Excellent weather protection
• 50-70 year lifespan
• Modern or farmhouse styles

Pros:

• Extremely long-lasting
• Fire-resistant
• Insect and rot-proof
• Low maintenance
• Recyclable (eco-friendly)
• Energy-efficient (reflects heat)

Cons:

• Can dent (aluminum)
• Noisy in rain/hail
• Expensive (steel, standing seam)
• Limited color options
• Can rust if scratched (steel)
• Industrial appearance not for everyone

Best For:

• Modern/contemporary homes
• Coastal areas
• Fire-prone regions
• Low-maintenance preference
• Longevity priority

Brick Veneer: $10 - $25 per sq ft installed

Material Cost: $6 - $15 per sq ft Installation: $4 - $10 per sq ft Total Installed: $10 - $25 per sq ft

Lifespan: 100+ years Maintenance: Minimal (periodic tuckpointing)

Pros:

• Extremely durable
• Excellent ROI (85-95%)
• Low maintenance
• Timeless appearance
• Fire-resistant
• Increases [home value](/blog/appraisal-process-explained) significantly

Cons:

• Most expensive option
• Installation takes longest
• Heavy (structural considerations)
• Difficult to modify
• Limited color changes without painting

Best For:

• Luxury homes
• Traditional architecture
• Maximum home value
• Long-term investment

Stone Veneer: $12 - $30 per sq ft installed

Material Cost: $6 - $18 per sq ft Installation: $6 - $12 per sq ft Total Installed: $12 - $30 per sq ft

Types:

• Natural stone: $18 - $30 per sq ft
• Manufactured stone: $12 - $22 per sq ft

Lifespan: 50-100+ years (natural) Maintenance: Minimal

Pros:

• Stunning appearance
• Extremely durable
• Low maintenance
• Unique character
• Increases home value

Cons:

• Most expensive
• Heavy installation
• Time-consuming
• Requires skilled masons

Best For:

• Luxury homes
• Accent walls
• Mountain/rustic properties
• High-end curb appeal

Stucco: $6 - $12 per sq ft installed

Material Cost: $3 - $6 per sq ft Installation: $3 - $6 per sq ft Total Installed: $6 - $12 per sq ft

Lifespan: 50+ years Maintenance: Low to moderate

Types:

• Traditional stucco (cement-based)
• Synthetic stucco (EIFS)

Pros:

• Seamless appearance
• Energy-efficient
• Fire-resistant
• Versatile (colors, textures)
• Long-lasting

Cons:

• Can crack
• Moisture issues if improperly installed
• Difficult to repair
• Not ideal for humid climates
• Labor-intensive

Best For:

• Southwestern/Mediterranean architecture
• Dry climates
• Modern aesthetics

Additional Cost Factors

Removal and Disposal: $1,000 - $3,000

Old Siding Removal: $0.50 - $2 per sq ft

• Labor to remove
• Disposal fees
• Dumpster rental: $300 - $800

Depends on:

• Siding type being removed
• Number of layers
• Accessibility
• Local disposal fees

House Wrap and Insulation: $0.50 - $3 per sq ft

House Wrap: $0.50 - $1 per sq ft

• Moisture barrier
• Essential for longevity
• Tyvek or similar

Insulated Underlayment: $1 - $3 per sq ft

• Foam backing
• Improves R-value
• Energy savings

Trim and Accessories: $1,000 - $5,000

Window and Door Trim: $100 - $300 per opening Corner Trim: $50 - $150 per corner Soffit and Fascia: $8 - $20 per linear foot J-Channel: $1 - $3 per linear foot

Structural Repairs: $500 - $5,000+

Sheathing Replacement: $2 - $4 per sq ft

• Rotted plywood replacement
• Water damage repair
• Found during removal

Framing Repairs: $500 - $3,000+

• Structural wood replacement
• Window/door framing
• Uncommon but significant cost

Height and Accessibility: +15-40%

Single Story: Standard pricing Two Story: Add 15-25% Three Story: Add 30-40%

Additional Costs:

• Scaffolding: $500 - $2,000
• Lift equipment: $300 - $1,000
• Safety equipment and time

Architectural Complexity: +10-30%

Simple Box Design: Standard pricing Multiple Dormers: +10-15% Turrets or Curves: +15-25% Extensive Trim Work: +10-20%

Labor Costs

Hourly Rates: $40 - $80 per hour Per Square Foot: $2 - $8

Typical Installation Timeline:

• 1,500 sq ft home: 5-10 days
• 2,000 sq ft home: 7-14 days
• 2,500 sq ft home: 10-18 days

Crew Size: Usually 2-4 workers

Return on Investment

Siding replacement offers excellent ROI, particularly in certain materials:

ROI by Material (National Average):

• Vinyl siding: 68-75% ROI
• Fiber cement: 69-75% ROI
• Wood siding: 60-65% ROI
• Brick veneer: 85-95% ROI
• Stone veneer: 90-97% ROI

Cost vs. Value 2026: Mid-Range Vinyl Siding:

• Average cost: $18,662
• Resale value: $13,196
• Cost recouped: 70.7%

Fiber Cement Siding:

• Average cost: $21,902
• Resale value: $15,634
• Cost recouped: 71.4%

Factors Affecting ROI

Positive Factors:

• Curb appeal improvement
• Color choice matching neighborhood
• Quality installation
• Appropriate material for home style
• Climate-suitable choice

Market Considerations:

• Strong markets: 75-85% ROI
• Average markets: 65-75% ROI
• Slow markets: 55-65% ROI

Intangible Benefits

Beyond Financial ROI:

• Dramatically improved curb appeal
• Better home protection
• Lower maintenance costs
• Improved energy efficiency
• Increased home marketability
• Personal pride and enjoyment

Energy Efficiency

Insulated Siding Options

Benefits:

• R-value improvement: R-2 to R-6
• Lower heating/cooling costs
• Reduced noise transmission
• More comfortable interior

Additional Cost: $1 - $3 per sq ft

Annual Energy Savings: $200 - $600

• Varies by climate
• Depends on existing insulation
• 5-10 year payback typically

Energy-Efficient Materials

Best to Worst:

1. Insulated vinyl or fiber cement
2. Wood (natural insulator)
3. Standard vinyl or fiber cement
4. Metal (reflects heat but doesn't insulate)
5. Brick/stone (thermal mass, not insulation)

Regional Considerations

Climate Impact

Cold Climates:

• Fiber cement excellent choice
• Insulated vinyl performs well
• Avoid materials that crack in cold

Hot, Sunny Climates:

• Light colors reflect heat
• Fade-resistant materials important
• Metal can be too hot

Humid Climates:

• Avoid moisture-trapping materials
• Fiber cement excellent
• Proper ventilation critical
• Cedar naturally resists moisture

Coastal Areas:

• Salt-resistant materials
• Aluminum or vinyl
• Avoid steel (rust concern)
• Special fasteners required

Regional Labor Costs

High Cost Regions (+30-50% above national average):

• Northeast metro areas
• West Coast cities
• Hawaii, Alaska

Average Cost Regions:

• Midwest
• Southeast
• Mountain states

Lower Cost Regions (-15-25% below national average):

• Rural areas
• Lower cost-of-living states

Choosing the Right Siding

Consider These Factors:

1. Budget

• Upfront costs
• Long-term maintenance
• Energy savings
• Lifespan value

2. Climate and Weather

• Temperature extremes
• Humidity levels
• Sun exposure
• Wind and storms

3. Home Style

• Architectural appropriateness
• Neighborhood aesthetic
• Historical requirements
• Personal preference

4. Maintenance Willingness

• Time available
• DIY skills
• Budget for maintenance
• Long-term commitment

5. Longevity Plans

• Years in home
• Resale considerations
• ROI timeline

6. Environmental Concerns

• Sustainability
• Recyclability
• Energy efficiency
• Eco-friendly options

Maintenance Requirements

Vinyl Siding

Annual: Wash with hose or pressure washer (low setting) Cost: DIY or $200-$500 professional Lifespan: 20-30 years with minimal care

Fiber Cement

Every 10-15 years: Repaint Annual: Inspect and wash Cost: $2,000-$5,000 per painting Lifespan: 30-50 years

Wood Siding

Every 3-5 years: Stain or paint Annual: Inspect for damage, treat as needed Cost: $3,000-$8,000 per refinishing Lifespan: 15-40 years (highly maintenance-dependent)

Metal Siding

Every 2-3 years: Wash As needed: Touch up scratches Cost: Minimal (DIY) Lifespan: 40-70 years

Brick/Stone

Every 10-20 years: Tuckpointing As needed: Clean Cost: $500-$2,500 tuckpointing Lifespan: 100+ years

Permits and Regulations

Building Permits: $50 - $500

• Required in most jurisdictions
• Ensures code compliance
• [Contractor](/blog/diy-vs-contractor) should handle

HOA Approval:

• Submit plans and materials
• 30-60 day approval typical
• Color and style restrictions common

Historical District:

• Stricter requirements
• Period-appropriate materials
• Design review board approval
• Can add $1,000-$5,000 to costs

DIY vs. Professional Installation

DIY Siding Installation

Potential Savings: 40-60% (labor costs)

Feasible For:

• Experienced DIYers
• Single-story homes
• Simple designs
• Vinyl or basic wood siding

Not Recommended For:

• Multi-story homes
• Fiber cement (heavy, requires specific skills)
• Complex architectural details
• Stucco or masonry

Requirements:

• Significant time investment (2-4 weeks)
• Proper tools ($500-$1,500)
• Helper(s)
• Construction knowledge
• Permit navigation

Risks:

• Improper installation voids warranty
• Water intrusion from mistakes
• Poor aesthetics
• Safety hazards (height, tools)
• May reduce resale value

Professional Installation

Benefits:

• Expertise and efficiency
• Proper techniques
• Warranty protection
• Liability insurance
• Code compliance
• Faster completion (1-2 weeks)

Typical Cost: $2-$8 per sq ft labor

Choose Contractor Carefully:

• Get 3-5 detailed bids
• Check licensing and insurance
• Review portfolio
• Contact references
• Read reviews
• Verify warranty details

Financing Siding Replacement

[[Home Equity](/blog/equity-vs-appreciation) Line of Credit](/blog/best-heloc-lenders-2026) (HELOC)

A HELOC offers flexible financing for siding projects:

• Competitive rates: Lower than personal loans or credit cards
• Tax benefits: Interest may be deductible for home improvements
• Flexible borrowing: Draw funds as project progresses
• Large projects: Finance complete re-siding

Alternative Financing

• Home equity loan: Fixed rate, lump sum
• Personal loan: Unsecured, faster approval
• Contractor financing: Sometimes 0% promotional rates
• Credit cards: Rewards on purchases, but higher rates

Timeline and Process

Planning Phase: 2-4 weeks

• Material selection
• Color choice
• Contractor selection
• Permit applications

Installation: 1-3 weeks

• Old siding removal: 1-2 days
• Repairs and preparation: 1-3 days
• House wrap installation: 1 day
• Siding installation: 3-10 days
• Trim and finishing: 1-3 days
• Final inspection: 1 day

Total Timeline: 4-8 weeks from planning to completion

Conclusion

Siding replacement costs range from $8,000 for basic vinyl on small homes to $40,000+ for premium materials on larger properties, with most homeowners investing $12,000-$25,000. This substantial investment delivers 65-75% ROI for most materials, with dramatic [curb appeal improvements](/blog/curb-appeal-improvements) and enhanced home protection.

Whether you choose affordable vinyl, durable fiber cement, beautiful wood, or premium brick or stone, selecting the right siding material for your climate, home style, and maintenance willingness ensures decades of beauty and protection. Factor in your long-term plans, energy efficiency goals, and available budget to make the best choice for your home.

Ready to transform your home's exterior with new siding? Explore financing options like a HELOC that offer competitive rates and flexible borrowing for major home improvements, allowing you to invest in quality siding that enhances your home's beauty, value, and weather protection for decades to come.

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• Curb Appeal Improvements
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• [[Bathroom Renovation Roi](/blog/bathroom-renovation-roi)](/blog/bathroom-renovation-roi)