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Updated 2025 Tax Year

Racine County
Property Tax Guide

Everything you need to know about property taxes in Racine County, WI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1% of assessed value (varies by municipality and special districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Racine County's property tax system funds essential local services including schools, public safety, infrastructure, and municipal services across the county's cities, villages, and townships. Property taxes are calculated based on assessed values determined by local assessors, with taxes collected through a combination of county, municipal, school district, and special district levies. The effective tax rate in Racine County typically ranges around Wisconsin's statewide average of approximately 1% of assessed value, though actual rates vary significantly by location within the county.

Property tax rates differ across Racine County municipalities due to varying local levies and special taxing districts such as school districts, technical college districts, and municipal improvement districts. For example, properties within the City of Racine may have different effective rates than those in rural townships due to different service levels and special assessments. Property owners should note that their total tax bill reflects the combined levies of all applicable taxing jurisdictions where their property is located.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated Rate RangeDescription
County Levy0.20% - 0.30%Funds county services, courts, sheriff, social services
Municipal Levy0.15% - 0.40%City/village/township services, varies by municipality
School District Levy0.60% - 0.80%K-12 education, varies by district boundaries
Technical College0.05% - 0.08%Gateway Technical College district assessment
State Levy0.02% - 0.03%State-imposed forestry and other assessments
Total Estimated Range1.02% - 1.61%Combined effective rate varies by location

Note: These are estimated ranges for informational purposes. The official 2025 property tax rates have not yet been announced by Racine County. Actual rates vary significantly based on your specific location within the county and applicable special districts. Contact the Racine County Treasurer's Office for current official rates applicable to your property's tax district.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Racine County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Racine County are additional property tax assessments that occur when there are changes to a property's assessed value outside the regular assessment cycle. Common triggers include new construction completion, property improvements that increase value, ownership transfers that prompt reassessment, or corrections to previous assessments. These supplemental assessments ensure that property taxes reflect current property values throughout the tax year rather than waiting for the next regular assessment period.

When a supplemental tax is issued, it covers the period from when the change occurred until the end of the current tax year. For example, if new construction is completed and assessed in March, the supplemental tax would cover March through December of that tax year. The supplemental amount is calculated by applying the current tax rate to the difference between the old and new assessed values, prorated for the remaining months in the tax year.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if eligible): -$1,200
  • Net Taxable Value: $298,800
  • Annual Tax (@ 1.2% avg rate): $3,586
  • Monthly Escrow: $299

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Credit (if eligible): -$1,200
  • Net Taxable Value: $598,800
  • Annual Tax (@ 1.2% avg rate): $7,186
  • Monthly Escrow: $599

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Limited credits available at this value level: $0
  • Net Taxable Value: $1,000,000
  • Annual Tax (@ 1.2% avg rate): $12,000
  • Monthly Escrow: $1,000

Note: Tax credits shown require annual application through Wisconsin state income tax filing. Homestead Credit eligibility phases out at higher income levels. Actual tax rates vary by location within Racine County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Racine County properties, collecting monthly payments along with your mortgage payment to ensure taxes are paid on time. Lenders typically collect 1/12 of your annual property tax bill each month, plus an additional cushion amount (usually 2 months) to account for tax increases. Your lender will analyze your escrow account annually and adjust your monthly payment if necessary based on actual tax bills and projected changes.

In Racine County, property tax payments are due in installments, which affects how lenders manage escrow disbursements. For most county municipalities, taxes are due January 31st and July 31st, while City of Racine properties have four installments due January 31st, March 31st, May 31st, and July 31st. Your mortgage servicer will make these payments on your behalf from your escrow account. You should receive an annual escrow statement showing all deposits, payments made, and any account adjustments. Always verify that your lender has made the payments correctly by checking with the Racine County Treasurer's Office online payment system.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Racine County for 2025? A: For most Racine County municipalities, property taxes are due in two installments: January 31st and July 31st. However, City of Racine properties have four installments due January 31st, March 31st, May 31st, and July 31st. Note that Racine County does NOT collect first installments - these are paid to your local municipality.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the Wisconsin Homestead Credit, which requires annual application through your Wisconsin state income tax return. This credit is income-based and phases out at higher income levels. Veterans may qualify for additional credits that also require application. These are NOT automatic and must be claimed each year.

Q: How does the Homestead Credit work? A: The Homestead Credit is filed with your Wisconsin state income tax return and provides a credit that reduces your property tax bill, not your assessed value. It's designed to help limit property tax increases for qualifying homeowners based on income. You must apply annually - it's not automatic.

Q: How often are properties reassessed in Racine County? A: Wisconsin law requires reassessment of all properties at least once every five years, though some municipalities may assess more frequently. You can appeal your assessment through your local assessor's office, typically within 30 days of receiving your assessment notice.

Q: What are the penalties for late property tax payments? A: Late payments incur interest and penalty charges. After July 31st, all payments must be made to the Racine County Treasurer's Office, and delinquent taxes accrue interest monthly until paid in full.

Q: Can I pay property taxes online? A: Yes, Racine County offers online payment through ACI Payments (formerly Official Payments) for credit card, debit card, or electronic check payments. Third-party processing fees apply for these convenience payment methods.

Q: Why did my tax bill increase if my assessment stayed the same? A: Tax increases can occur even with unchanged assessments due to increased levy rates from the county, municipality, school district, or special districts. Each taxing jurisdiction sets its own levy annually based on budget needs.

Q: What if I disagree with my property assessment? A: Contact your local municipal assessor first to discuss your assessment. If unsatisfied, you can file a formal appeal with the local Board of Review, typically meeting in May. Appeals must be filed within specific deadlines, usually within 30 days of assessment notice.

Q: Are there special district taxes in my area? A: Many Racine County properties are subject to additional special district taxes such as school districts, technical college districts, or municipal improvement districts. Your tax bill will itemize all applicable districts. Contact the County Treasurer's Office to understand which districts apply to your specific property.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes become a lien against your property and accrue interest and penalties. Eventually, the county may initiate tax deed proceedings to collect delinquent taxes, which could result in loss of property ownership.

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