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Updated 2025 Tax Year

La Crosse County
Property Tax Guide

Everything you need to know about property taxes in La Crosse County, WI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.8% to 2.4% of assessed value, varies by school district and municipality within county
Exemptions
5+ Available
Section 1

How Property Tax Works

La Crosse County's property tax system funds essential local services including schools, county government operations, municipal services, and special districts. Property owners pay taxes based on their property's assessed value multiplied by the applicable tax rate, which varies significantly by location within the county due to different combinations of school districts, municipalities, and special taxing districts.

For the 2025 tax year, property tax rates in La Crosse County typically range from approximately 1.8% to 2.4% of assessed value, with the median homeowner paying around $3,606 annually. The Wisconsin Department of Revenue estimates assessed values annually, with no assessment cap limiting increases. However, tax credits are available to eligible property owners to help reduce their tax burden, though these require separate applications and are not automatically applied.

Actual tax rates vary considerably across La Crosse County depending on your specific location, as different areas fall under different school districts, municipalities, and special taxing districts such as technical college districts, library districts, and municipal improvement districts.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated Rate RangeDescription
County Levy0.45% - 0.55%La Crosse County general operations, health services, law enforcement
School Districts0.85% - 1.20%Local school district operations and debt service
Municipal Levy0.35% - 0.65%City/town/village services, public safety, infrastructure
Technical College0.08% - 0.12%Western Technical College District
State Levy0.15% - 0.20%State-imposed property tax for various programs
Special Districts0.05% - 0.25%Library districts, sanitary districts, other special assessments
Total Estimated Range1.93% - 2.97%Combined effective tax rate

Rates shown are estimates for FY 2025-2026 levy year. Actual rates vary significantly by specific location within La Crosse County due to different combinations of taxing jurisdictions. Contact the La Crosse County Treasurer for your exact rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in La Crosse County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in La Crosse County are additional tax bills issued when there are significant changes to a property during the tax year. Common triggers include new construction completion, property improvements with building permits, ownership changes that remove agricultural classifications, or corrections to the original assessment.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the original assessed value and the new assessed value. The tax is then prorated based on the number of months remaining in the tax year from when the change became effective.

For example, if you complete a $100,000 home addition in July and your area's tax rate is 2.2%, you would owe a supplemental tax of approximately $1,100 ($100,000 × 2.2% = $2,200 ÷ 2 for remaining 6 months). Supplemental tax bills are typically mailed within 30-60 days of the assessment change and become due immediately upon receipt.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$1,278 (if eligible, requires application)
  • Net Taxable Value: $298,722
  • Tax Rate: 2.15% (example combined rate)
  • Annual Property Tax: $6,422
  • Monthly Escrow: $535

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$1,278 (if eligible, requires application)
  • Net Taxable Value: $598,722
  • Tax Rate: 2.20% (example combined rate)
  • Annual Property Tax: $13,172
  • Monthly Escrow: $1,098

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$0 (income limits typically exclude higher-value properties)
  • Net Taxable Value: $1,000,000
  • Tax Rate: 2.35% (example combined rate)
  • Annual Property Tax: $23,500
  • Monthly Escrow: $1,958

Note: Homestead credit amounts and eligibility vary based on income and require annual application. Tax rates shown are examples and vary by specific location within La Crosse County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in La Crosse County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly payments equal to approximately 1/12th of your annual property tax bill plus a small cushion as allowed by federal law.

Property tax bills in La Crosse County are issued annually in December, with the first installment due by January 31st and the second installment due by July 31st. Your mortgage servicer typically pays the first installment in January and the second in July directly to the La Crosse County Treasurer's office. You should receive copies of payment confirmations for your records.

It's important to review your annual escrow analysis statement and compare it with your actual property tax bill to ensure accuracy. If your property taxes increase significantly due to reassessment or rate changes, your monthly escrow payment may need to be adjusted. Contact your loan servicer immediately if you notice discrepancies or if you receive supplemental tax bills, as these may not be covered by your existing escrow balance.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in La Crosse County for the current fiscal year? A: For FY 2025-2026, property tax bills are mailed in December 2025. The first installment is due by January 31, 2026, and the second installment is due by July 31, 2026. Late payments incur penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: The primary tax credit is the Homestead Credit, which requires annual application through your Wisconsin tax return or directly with the Department of Revenue. This credit can provide up to $1,278 in tax reduction for qualifying homeowners based on income limits. Veterans may qualify for additional credits, but all require separate applications.

Q: How does the Homestead Credit work? A: The Homestead Credit doesn't reduce your property's assessed value but instead provides a direct credit against your tax bill. It caps the growth of your property tax burden based on income, not your home's market value. You must file Form SL-20 annually to maintain eligibility, and income limits apply.

Q: How often are properties reassessed in La Crosse County? A: Wisconsin law requires annual assessment of all properties. The La Crosse County Assessor's office reviews property values each year, though not every property receives a physical inspection annually. Reassessments reflect market conditions as of January 1st of the assessment year.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the local Board of Review, typically meeting in May. You have specific deadlines (usually by 4:30 PM on the last day of the Board of Review session) to file Form PA-115A. If unsatisfied with the Board of Review decision, you can appeal to the Wisconsin Tax Appeals Commission.

Q: What happens if I pay my property taxes late? A: Late payments incur immediate penalties and interest. First installment payments received after January 31st incur interest charges, and second installment payments after July 31st face additional penalties. Unpaid taxes can eventually result in tax deed proceedings.

Q: Can I pay property taxes online? A: Yes, La Crosse County offers online payment options through their official website. You can pay by electronic check or credit card, though credit card payments typically include convenience fees. Online payments must be completed by 11:59 PM on the due date to be considered timely.

Q: Why do properties in the same neighborhood have different tax rates? A: Tax rates vary within La Crosse County because different areas fall under different combinations of school districts, municipalities, and special taxing districts. Two neighboring properties might be in different school districts or one might be subject to additional special assessments, resulting in different total tax rates despite similar county and state portions.

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