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Updated 2025 Tax Year

Ashland County
Property Tax Guide

Everything you need to know about property taxes in Ashland County, WI. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by municipality, typically 1.5-2.5% of assessed value depending on overlapping jurisdictions
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Ashland County, Wisconsin are the primary funding source for essential local services including schools, law enforcement, fire protection, road maintenance, and county operations. The county operates under Wisconsin's property tax system where taxes are calculated based on the assessed value of your property multiplied by the local tax rate. Property assessments in Ashland County reflect fair market value as of January 1st of each assessment year.

Your actual property tax rate varies significantly depending on your specific location within Ashland County due to overlapping taxing jurisdictions. These may include the county levy, school district taxes, municipal taxes (if you live within a city or village), town taxes (for unincorporated areas), and special district assessments such as fire districts, sanitary districts, or lake management districts. The combined effective tax rates typically range from approximately 1.5% to 2.5% of assessed value, though this can vary based on your specific taxing districts and any applicable tax credits you qualify for and apply to receive.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
County Tax$0.10 per $100 assessed valueBasic county services, law enforcement, courts, social services
School DistrictVaries by districtK-12 education funding, typically the largest component
Municipal/TownVaries by jurisdictionLocal government services, roads, utilities
Technical CollegeVaries by districtNorthwood Technical College and other vocational education
Special DistrictsVaries by locationFire districts, sanitary districts, lake districts, library districts

Rates shown are for FY 2025-2026 levy year. Your total tax rate is the sum of all applicable jurisdictions for your property location. Contact the Ashland County Treasurer's Office at (715) 682-7017 for your specific tax rate breakdown, as rates vary considerably within the county based on which school district, municipality or town, and special districts serve your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Ashland County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Ashland County are additional property tax bills issued when there are changes to your property's assessed value after the main tax roll has been established. Common triggers include new construction completion, property improvements that increase value, ownership changes that prompt reassessment, or corrections to the original assessment. These supplemental bills cover the tax difference for the portion of the tax year after the change occurred.

For example, if you complete a home addition worth $50,000 in March and your total tax rate is 2.0%, you would owe a supplemental tax of approximately $750 ($50,000 × 0.02 = $1,000 annual increase × 9/12 months remaining = $750). Supplemental tax bills are typically mailed within 30-60 days after the county assessor processes the change and must be paid by the due date specified on the bill to avoid penalties and interest charges.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$3,000 (estimated, requires application)
  • Net Taxable Value: $297,000
  • Tax Rate: 2.0% (example combined rate)
  • Annual Tax: $5,940
  • Monthly Escrow: $495

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$2,000 (estimated, requires application)
  • Net Taxable Value: $598,000
  • Tax Rate: 2.2% (example combined rate)
  • Annual Tax: $13,156
  • Monthly Escrow: $1,096

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Tax Credits Applied: Limited or none at this value level
  • Net Taxable Value: $1,000,000
  • Tax Rate: 2.3% (example combined rate)
  • Annual Tax: $23,000
  • Monthly Escrow: $1,917

Note: Tax credits shown are estimates and require annual application. Actual rates vary by location within Ashland County. Contact the Ashland County Assessor at (715) 682-7000 for specific rate information for your property location.

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Section 5

Escrow & Property Taxes

If you have a mortgage, your lender likely collects property taxes through an escrow account as part of your monthly mortgage payment. Your lender analyzes your annual tax bill and divides it by 12 to determine your monthly escrow contribution, often adding a small cushion to ensure adequate funds. When property taxes are due in November, your mortgage company pays the bill directly to Ashland County from your escrow account.

Each year, your lender must provide an escrow analysis statement showing the previous year's activity and any adjustments needed for the coming year. If your property taxes increase due to higher assessments or tax rate changes, your monthly payment may increase. If taxes decrease or you've built up excess reserves, you may receive a refund. You should verify that your lender pays your taxes on time and that the correct amount was paid by checking your tax statement or contacting the Ashland County Treasurer's Office at (715) 682-7017. Property owners remain ultimately responsible for ensuring taxes are paid even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Ashland County? A: Property taxes for FY 2025-2026 are typically due in November. Contact the Ashland County Treasurer's Office at (715) 682-7017 for exact due dates as they may vary by taxing jurisdiction.

Q: What tax credits are available and how do I apply? A: Wisconsin offers several tax credits including the Homestead Credit for qualifying homeowners, Veterans Disability Credit, and Senior Citizen/Disabled Person Credit. All credits require annual application through the Wisconsin Department of Revenue or your local assessor's office. Applications typically have deadlines in early spring.

Q: How does the Homestead Credit work? A: The Homestead Credit helps limit property tax increases by capping assessment growth, not reducing market value. You must apply annually and meet income requirements. This credit reduces your actual tax bill, and eligibility is based on income levels and homeowner status.

Q: How often are properties reassessed in Ashland County? A: Wisconsin requires reassessment at least every five years, though Ashland County may reassess more frequently. You'll receive notice if your assessment changes, and you have the right to appeal through the Board of Review process, typically held in May.

Q: What happens if I pay my property taxes late? A: Late payments incur interest charges and penalties. If taxes remain unpaid, the county can initiate tax foreclosure proceedings. Contact the Treasurer's Office immediately if you're having difficulty making payments to discuss possible payment arrangements.

Q: Can I pay my property taxes online? A: Yes, Ashland County offers online property tax payment options. Visit the county website or contact the Treasurer's Office at (715) 682-7017 for payment portal access and accepted payment methods.

Q: Why did my taxes increase if tax rates didn't change? A: Tax increases can result from higher property assessments, new special district levies, or changes in your tax credit eligibility. Review your tax statement for assessment changes and contact the Assessor's Office at (715) 682-7000 with questions.

Q: What are special district taxes on my bill? A: Special districts provide specific services like fire protection, sanitary services, or lake management. These appear as separate line items on your tax bill and vary by property location within Ashland County. Contact the Treasurer's Office for information about specific districts affecting your property.

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