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Updated 2025 Tax Year

Monroe County
Property Tax Guide

Everything you need to know about property taxes in Monroe County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location within county, typically around 1% base rate plus municipal and special district additions
Exemptions
5+ Available
Section 1

How Property Tax Works

Monroe County, West Virginia's property tax system is administered by the county assessor and serves as the primary funding mechanism for essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. Property taxes in Monroe County are levied based on assessed values determined by the county assessor, with tax rates set annually by various taxing authorities including the state, county, school district, and municipal governments.

The effective property tax rate in Monroe County varies significantly depending on your specific location within the county due to different municipal boundaries and special taxing districts. While the statewide average property tax rate hovers around 1%, Monroe County's combined rates typically range from approximately 0.5% to 1.7% of assessed value, depending on which taxing jurisdictions apply to your property. Property owners should note that tax rates for 2025 have not yet been finalized, as they are determined annually by the county board of estimates and typically set by April of the tax year.

Section 2

What Makes Up Your Tax Bill

The following tax rates represent the most recent available data, though 2025 rates are pending determination by local authorities:

ComponentRate (per $100 assessed value)Description
State$0.25 - $1.00General state operations and services
County$14.30 - $57.20County government, sheriff, roads, courts
Schools$22.95 - $91.80Monroe County school operations and facilities
Municipal$12.50 - $50.00City services (varies by municipality)

Note: These rates vary significantly based on property class and location within Monroe County. Different municipalities and special taxing districts will result in different total tax rates. The final 2025 levy year rates will be determined by April 2025. Property owners should contact the Monroe County Assessor's office for specific rates applicable to their property location and classification.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Monroe County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Monroe County are additional tax assessments that occur when there are changes to property ownership, value, or use during the tax year. These supplemental bills are most commonly triggered by new construction, substantial improvements to existing properties, changes in property use classification, or ownership transfers that affect the property's assessed value.

When a supplemental tax is assessed, it is calculated based on the difference between the old assessed value and the new assessed value, prorated for the portion of the tax year remaining after the change occurred. For example, if you complete a $50,000 home addition in January and your property's assessed value increases by $40,000, you would receive a supplemental tax bill covering the additional tax liability for the remaining months of that tax year. The supplemental tax uses the same tax rates that apply to your property location and is due within the timeframe specified on the supplemental bill, separate from your regular property tax payment schedule.

Example Calculation

The following examples use estimated combined tax rates and assume application for available tax credits:

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$20,000 (requires application)
  • Net Taxable Value: $280,000
  • Estimated Tax Rate: 1.2%
  • Annual Tax: $3,360
  • Monthly Escrow: $280

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$20,000 (requires application)
  • Net Taxable Value: $580,000
  • Estimated Tax Rate: 1.4%
  • Annual Tax: $8,120
  • Monthly Escrow: $677

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Homestead Credit Applied: -$20,000 (requires application)
  • Net Taxable Value: $980,000
  • Estimated Tax Rate: 1.5%
  • Annual Tax: $14,700
  • Monthly Escrow: $1,225

Note: Tax credits shown require annual application and are not automatically applied. Actual rates vary by specific location within Monroe County due to different taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Monroe County require borrowers to establish an escrow account to ensure timely payment of property taxes. Your lender will collect 1/12th of your estimated annual property tax bill with each monthly mortgage payment, holding these funds in escrow until tax payments are due. Given Monroe County's bi-annual payment schedule (September 1 and March 1), your lender will typically make two payments per year from your escrow account.

It's important to verify that your lender has the correct tax amount, as property tax bills are mailed to the property owner, not the mortgage company. You should review your annual escrow analysis statement and provide updated tax information to your lender if your assessed value changes or if you receive supplemental tax bills. If your escrow account has insufficient funds due to tax increases or supplemental assessments, you may need to make up the shortage through increased monthly payments or a lump-sum payment. Conversely, if your taxes decrease or you qualify for new tax credits, you may be entitled to an escrow refund.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Monroe County for the current fiscal year? A: Property taxes are due in two installments: the first installment is due September 1 of the tax year, and the second installment is due March 1 of the following year. Delinquent taxes begin accruing interest from October 1 and April 1 respectively.

Q: What tax credits are available and do I need to apply? A: Monroe County offers various tax credits including the Homestead Credit for qualifying homeowners. Most tax credits require annual application and are NOT automatically applied to your tax bill. Contact the Monroe County Assessor's office for specific credit applications and deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit is designed to cap assessment increases rather than reduce market value. This credit requires filing an application and helps limit how much your assessed value can increase year-over-year. You must apply for this credit - it is not automatic.

Q: How often are properties reassessed in Monroe County? A: West Virginia requires county-wide reassessments, but the schedule can vary. Contact the Monroe County Assessor's office for the current reassessment schedule and information about appealing your assessed value if you believe it's incorrect.

Q: What happens if I pay my property taxes late? A: Late property taxes accrue interest starting October 1 for the first installment and April 1 for the second installment. Continued delinquency can eventually lead to tax lien proceedings against your property.

Q: Can I pay my property taxes online? A: Contact the Monroe County Sheriff's office or visit the county's official website to determine available online payment options, as payment methods and systems vary by county.

Q: Why do properties in different areas of Monroe County have different tax rates? A: Tax rates vary based on which taxing jurisdictions your property falls within, including different municipalities, school districts, and special assessment districts. Each jurisdiction sets its own tax rate for services it provides.

Q: How do I apply for property tax credits or exemptions? A: Applications for tax credits must be filed with the Monroe County Assessor's office. Contact them directly for specific application forms, deadlines, and eligibility requirements, as most credits require annual renewal and are not automatically applied.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Property Tax Rates - West Virginia Tax Divisiontax.wv.gov
02
Tax Doc
Delinquent Land Sale | Tax Officemonroecountywv.gov
03
Tax Doc
CLASSIFIED ASSESSED VALUATIONS TAXES LEVIEDtax.wv.gov
04
Tax Doc
Property Tax Due Dates - West Virginia Tax Division - WV.govtax.wv.gov
05
Tax Doc
Property Return Due Dates - West Virginia Tax Divisiontax.wv.gov
06
Tax Doc
Personal Property | Tax Officemonroecountywv.gov
07
West Virginia Code | §11code.wvlegislature.gov
08
Bill Status - All Billswvlegislature.gov
09
State
Real Estate | Tax Officemonroecountywv.gov
10
County
STATE OF WEST VIRGINIA Office of County Assessor ...monroecountywv.gov
All sources verified as of 2025 Tax Year

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