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Updated 2025 Tax Year

Monongalia County
Property Tax Guide

Everything you need to know about property taxes in Monongalia County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
3.9% to 5.0% of assessed value (varies by district and municipal boundaries)
Exemptions
5+ Available
Section 1

How Property Tax Works

Monongalia County property taxes are the primary funding source for essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. The county operates under West Virginia's property tax system, where real estate is assessed at fair market value and taxed according to rates set by various governmental entities including the state, county, school district, and municipalities.

Property tax rates in Monongalia County vary by location within the county due to special taxing districts and municipal boundaries. The combined effective tax rate typically ranges from approximately 3.9% to 5.0% of assessed value, depending on your specific location and applicable local levies. All property owners should verify their exact tax rate based on their property's location, as residents within municipalities like Morgantown, Star City, or Granville may have additional municipal taxes, while those in unincorporated areas will have different rate structures.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
State Levy$0.25West Virginia state property tax
County Levy$14.30Monongalia County general operations
School Levy$22.95Monongalia County Schools funding
Municipal Levy$12.50Varies by municipality (Morgantown, Star City, etc.)
Total Rate Range$39.50-$50.00Varies by special taxing districts

Note: These rates apply to the current tax year and may be subject to change pending approval of excess levies. Municipal rates vary significantly - residents in unincorporated areas pay no municipal tax, while those in Morgantown, Star City, Granville, and other municipalities pay additional local rates. Contact the Monongalia County Assessor's Office to confirm your exact rate based on your property's specific location and applicable special districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Monongalia County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Monongalia County are additional property tax bills issued when there are changes to property ownership, new construction completion, or reassessments that occur after the regular tax roll has been prepared. Common triggers include newly completed homes or additions, change of ownership that removes certain tax credits, or corrections to assessment errors discovered mid-year.

When supplemental taxes are issued, they are calculated from the effective date of the change through the end of the current tax year. For example, if a new home construction is completed and receives its certificate of occupancy in January, a supplemental tax bill would be issued covering January through June (the remainder of the tax year). The supplemental amount is calculated using the same tax rates that apply to regular property taxes in that specific location within Monongalia County.

Example Calculation

Example 1: $300,000 Home in Unincorporated Area

  • Assessed Value: $300,000
  • Tax Rate: $3.95 per $100 (no municipal tax)
  • Annual Tax: $11,850
  • Monthly (if escrowed): $987.50

Example 2: $600,000 Home in Morgantown

  • Assessed Value: $600,000
  • Tax Rate: $5.00 per $100 (includes municipal tax)
  • Annual Tax: $30,000
  • Monthly (if escrowed): $2,500

Example 3: $1,000,000 Home with Homestead Credit

  • Assessed Value: $1,000,000
  • Less: Homestead Exemption: $20,000 (requires application)
  • Net Taxable Value: $980,000
  • Tax Rate: $5.00 per $100
  • Annual Tax: $49,000
  • Monthly (if escrowed): $4,083

Note: Homestead and other tax credits require annual application and are not automatically applied. Contact the Monongalia County Assessor's Office for application deadlines and requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Monongalia County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects 1/12 of your estimated annual property tax bill with each monthly mortgage payment, then pays your tax bills directly to the county when due. Given that Monongalia County taxes are due in two installments (September 1 and March 1), your lender will typically pay each installment on your behalf.

Lenders are required to provide an annual escrow analysis showing your account activity and any adjustments needed based on actual tax bills versus estimated amounts. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. Property owners can request to remove escrow requirements once they reach 20% equity, but will then become responsible for making tax payments directly to the Monongalia County Sheriff's Office by the due dates to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Monongalia County? A: Property taxes are due in two installments: September 1st for the first half and March 1st of the following year for the second half. Late payments accrue interest starting October 1st and April 1st respectively.

Q: What tax credits are available and do I need to apply? A: The primary credit is the Homestead Exemption ($20,000 assessed value reduction), which REQUIRES annual application. Additional credits may be available for seniors, disabled veterans, and disabled persons, but all require separate applications filed with the Assessor's Office by specific deadlines.

Q: How does the Homestead Credit work? A: West Virginia's Homestead Exemption reduces your assessed value by $20,000 (potentially increasing to $40,000 if pending legislation passes). This is NOT automatic - you must apply annually with the Monongalia County Assessor's Office before the deadline, typically July 1st.

Q: When are properties reassessed in Monongalia County? A: West Virginia law requires county-wide reassessments periodically. Monongalia County conducts systematic reappraisals as mandated by the state. You can appeal your assessment within 30 days of receiving your assessment notice.

Q: What happens if I pay my taxes late? A: Interest accrues at the rate set by state law (currently around 9% annually) starting October 1st for the first installment and April 1st for the second installment. Continued delinquency can result in tax lien sales.

Q: Can I pay my property taxes online? A: Yes, Monongalia County offers online payment options through the Sheriff's Office website. Credit card, debit card, and electronic check payments are typically accepted, though convenience fees may apply.

Q: How do municipal taxes work in Monongalia County? A: If your property is located within Morgantown, Star City, Granville, or other municipalities, you pay additional municipal property taxes on top of county, school, and state taxes. Properties in unincorporated areas do not pay municipal taxes.

Q: What if I disagree with my property assessment? A: You have 30 days from receiving your assessment notice to file an appeal with the Monongalia County Board of Review. If unsatisfied with their decision, you can further appeal to the state level within specified timeframes.

Q: Are there special tax districts that affect my rate? A: Yes, some areas of Monongalia County may be subject to additional special district taxes for services like fire protection, water, or sewer. Your exact tax rate depends on your property's specific location and which districts serve your area.

Q: When do I need to notify the county of property changes? A: You should notify the Assessor's Office of any significant improvements, additions, or changes to your property's use. New construction must be reported when completed and occupied, which may trigger supplemental tax bills.

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