HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Mineral County
Property Tax Guide

Everything you need to know about property taxes in Mineral County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
37.5 to 49.5 mills ($37.50-$49.50 per $1,000 assessed value), varies by municipal boundaries and special districts
Exemptions
3+ Available
Section 1

How Property Tax Works

Mineral County, West Virginia operates on a property tax system that funds essential local services including schools, county government operations, and municipal services. Property taxes are assessed annually based on 60% of the market or appraised value of real estate and personal property. The effective tax rate in Mineral County varies significantly by location within the county due to special taxing districts, municipal boundaries, and local levies.

The total property tax rate for FY 2024-2025 ranges from approximately 37.5% to 49.5% of assessed value (equivalent to $37.50 to $49.50 per $1,000 of assessed value), depending on your specific location within the county. Properties within municipal boundaries typically face higher rates due to additional city levies. Property owners should verify their specific tax district to determine their exact rate, as special districts for fire protection, sanitation, or other services may apply additional levies to certain areas of the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
State Levy$0.25 - $1.00State government operations and programs
County Levy$14.30County government services, roads, courts
School Levy$22.95Mineral County Board of Education operations
Municipal Levy$0.00 - $12.50City services (varies by municipality)
Total Range$37.50 - $49.75Combined rate depending on location

Rates shown are for FY 2024-2025 levy year. Municipal rates apply only within incorporated areas such as Keyser and other municipalities. Some properties may be subject to additional special district levies for services like fire protection, library districts, or sanitation services. Contact the Mineral County Assessor's Office at (304) 788-3924 to verify the specific rate applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Mineral County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Mineral County are triggered by changes in property ownership, new construction, or improvements that increase assessed value during the tax year. When these events occur after the annual assessment date but before the end of the fiscal year, a supplemental tax bill is issued to capture the additional tax liability for the partial year.

The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessed value, then applying the current tax rate to that difference, prorated for the number of months remaining in the tax year. For example, if a $50,000 home improvement is completed in January (with 5 months remaining in the tax year), and your total tax rate is 45%, the supplemental tax would be approximately $112.50 ($50,000 × 60% assessment ratio × 0.45% rate × 5/12 months).

Example Calculation

Example 1: $300,000 Home Value

  • Market Value: $300,000
  • Assessed Value (60%): $180,000
  • Homestead Tax Credit Applied: -$2,000 (with application)
  • Net Taxable Value: $178,000
  • Annual Tax (45% rate): $801.00
  • Monthly Escrow: $66.75

Example 2: $600,000 Home Value

  • Market Value: $600,000
  • Assessed Value (60%): $360,000
  • Homestead Tax Credit Applied: -$2,000 (with application)
  • Senior Citizen Credit Applied: -$20,000 (if qualified, with application)
  • Net Taxable Value: $338,000
  • Annual Tax (45% rate): $1,521.00
  • Monthly Escrow: $126.75

Example 3: $1,000,000 Home Value

  • Market Value: $1,000,000
  • Assessed Value (60%): $600,000
  • Homestead Tax Credit Applied: -$2,000 (with application)
  • Net Taxable Value: $598,000
  • Annual Tax (45% rate): $2,691.00
  • Monthly Escrow: $224.25

Tax credits shown require annual application and approval. Actual rates vary by specific location within Mineral County.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Mineral County require property tax escrow accounts to ensure timely payment of property taxes. Lenders typically collect 1/12 of the estimated annual property tax with each monthly mortgage payment, plus a cushion of up to two months. The escrow account is analyzed annually, and shortages or surpluses are adjusted through changes to monthly payments or refunds.

Property taxes in Mineral County are payable in two installments: the first installment is due September 1st, and the second installment is due March 1st of the following year. Lenders generally pay the September installment from escrow funds and the March installment early in the following tax year. Property owners should verify that their lender is making timely payments and review their annual escrow analysis statement to ensure adequate funding. If you pay taxes directly without escrow, early payment discounts may be available, and interest accrues on delinquent payments starting October 1st for the first half and April 1st for the second half.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Mineral County for the current fiscal year? A: Property taxes for FY 2024-2025 are due in two installments: September 1, 2024 (first half) and March 1, 2025 (second half). Early payment discounts may be available.

Q: What tax credits are available and do I need to apply? A: Common tax credits include the Homestead Credit and Senior/Disabled Person Credit. All credits require annual application through the Mineral County Assessor's Office. Applications are typically due by July 1st for the following tax year.

Q: How does the Homestead Credit work? A: The Homestead Credit caps the annual increase in assessed value for your primary residence, limiting assessment growth rather than reducing market value. You must apply annually, and the credit only applies to your principal residence where you live as of July 1st.

Q: How often are properties reassessed in Mineral County? A: West Virginia conducts property reappraisals periodically, though not on a fixed schedule. Property owners receive notices of assessment changes and have appeal rights. Contact the County Assessor at (304) 788-3924 for current assessment information.

Q: What are the penalties for late property tax payments? A: Interest accrues on delinquent taxes starting October 1st for the first installment and April 1st for the second installment. Additional penalties may apply for extended delinquency.

Q: Can I pay property taxes online? A: Contact the Mineral County Sheriff's Office at (304) 788-2380 for current online payment options and accepted payment methods.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary within Mineral County based on special taxing districts, municipal boundaries, and local levies. Properties in different areas may be subject to fire district levies, municipal taxes, or other special assessments.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Mineral County Board of Equalization and Review. Contact the County Assessor's Office at (304) 788-3924 for appeal forms and deadlines.

Q: Are there tax credits for veterans or disabled persons? A: West Virginia offers various tax credits for qualifying veterans and disabled persons. Applications and documentation requirements vary. Contact the County Assessor's Office to determine eligibility and application procedures.

Q: What happens if I don't receive my tax bill? A: Property owners remain responsible for taxes even if bills are not received. Contact the Mineral County Sheriff's Office to obtain duplicate bills and verify payment due dates.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Property Tax Rates - West Virginia Tax Divisiontax.wv.gov
02
Tax Doc
CLASSIFIED ASSESSED VALUATIONS TAXES LEVIEDtax.wv.gov
03
Tax Doc
CLASSIFIED ASSESSED VALUATIONS TAXES LEVIEDtax.wv.gov
04
Tax Doc
Property Tax Due Dates - West Virginia Tax Division - WV.govtax.wv.gov
05
State
Home Page - WV Real Estate Assessmentmapwv.gov
06
County
Office of School Finance | Mineral County Schoolsboe.mine.k12.wv.us
07
Tax Doc
11-21-24. Senior citizen property tax relief credit ...code.wvlegislature.gov
08
Tax Doc
Property Tax Exemptions - West Virginia Tax Division - WV.govtax.wv.gov
09
West Virginia Code | §11-21-23 - WV Legislaturecode.wvlegislature.gov
10
eo_wv.csv - EITC central - IRSeitc.irs.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate