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Updated 2025 Tax Year

Hancock County
Property Tax Guide

Everything you need to know about property taxes in Hancock County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
6.7% of assessed value (2024), varies by taxing district and municipality
Exemptions
4+ Available
Section 1

How Property Tax Works

Hancock County, West Virginia operates on a property tax system that serves as a primary funding mechanism for essential local services including public schools, county government operations, emergency services, and infrastructure maintenance. Property owners in Hancock County are subject to tax rates that vary by location within the county due to different special taxing districts and municipal boundaries. The county's property tax rate for 2024 was 6.7% of assessed value, though the 2025 rate has not yet been determined by the county board of estimates.

West Virginia assesses properties at their full fair market value, and property taxes in Hancock County are payable in two installments annually. The actual tax burden varies significantly depending on your specific location within the county, as different areas may be subject to additional levies for school bonds, municipal services, or special improvement districts. Property owners should expect their effective tax rate to differ based on these local district assessments in addition to the base county levy.

Section 2

What Makes Up Your Tax Bill

ComponentRate/StatusDescription
Base County Levy6.7% (2024)Hancock County's base property tax rate for 2024
2025 Tax RateTBDRate for 2025 will be determined by county board of estimates
School District LeviesVariesAdditional assessments for local school funding
Municipal LeviesVaries by CityAdditional taxes for incorporated areas (Weirton, New Cumberland, Chester)
Special DistrictsVaries by LocationFire districts, improvement districts, or other special assessments
Public Utility PropertyState-AssessedDifferent rate structure for utility properties

Note: Rates shown apply to assessed value, not market value. Actual tax rates vary significantly by specific location within Hancock County due to overlapping taxing districts. Contact the Hancock County Assessor's Office for your specific district's total effective rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hancock County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Hancock County are triggered when there are changes in property ownership, completion of new construction, or significant improvements that increase the assessed value of a property during the tax year. These supplemental assessments ensure that property tax obligations are properly allocated between previous and new owners, or account for increased value from improvements completed after the annual assessment date.

When a supplemental tax is issued, it represents the difference between the original tax assessment and the revised assessment, prorated for the portion of the tax year the change was in effect. For example, if you purchase a property that was previously under-assessed, or complete a home addition mid-year, you may receive a supplemental tax bill covering the additional tax obligation from the date of change through the end of the current tax year. These supplemental taxes follow the same payment schedule as regular property taxes and are typically issued by the county sheriff's office.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Senior Citizens Homestead Credit Applied: -$1,340 (if eligible, 65+ homeowner)
  • Net Taxable Value: $298,660
  • Tax Rate: 6.7% (2024 rate)
  • Annual Tax: $2,001
  • Monthly Escrow: $167

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Senior Citizens Homestead Credit Applied: -$1,340 (if eligible and applied for)
  • Net Taxable Value: $598,660
  • Tax Rate: 6.7% (2024 rate)
  • Annual Tax: $4,011
  • Monthly Escrow: $334

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Senior Citizens Homestead Credit Applied: -$1,340 (if eligible and applied for)
  • Net Taxable Value: $998,660
  • Tax Rate: 6.7% (2024 rate)
  • Annual Tax: $6,691
  • Monthly Escrow: $558

Note: All tax credits require separate application and approval. Examples use 2024 tax rate; 2025 rate to be determined. Additional municipal or special district taxes may apply based on property location.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hancock County require property tax escrow accounts for borrowers, collecting monthly tax payments along with principal and interest. Your lender will estimate your annual property tax obligation and divide it by 12 months, adding this amount to your monthly mortgage payment. The escrow account maintains a cushion to cover tax payments when they become due on September 1 and March 1 of each tax year.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, adjusting monthly payments if property taxes increase or decrease. If your property taxes rise due to reassessment or rate changes, your monthly escrow payment will increase accordingly. Property owners can verify their tax obligations independently through the Hancock County Sheriff's Office, which issues tax bills after July 15 each year. If you pay taxes directly without escrow, remember that the first installment is due September 1, with the second installment due March 1 of the following year, and delinquent taxes accrue interest from October 1 and April 1 respectively.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hancock County? A: Property taxes are due in two installments: the first installment is due September 1 of the tax year, and the second installment is due March 1 of the following year. Delinquent taxes accrue interest beginning October 1 and April 1.

Q: What tax credits are available and do they require application? A: The primary tax credit available is the Senior Citizens Homestead Credit for property owners age 65 or older, providing up to $1,340 in tax reduction on the first $20,000 of assessed value. This credit requires annual application and is not automatic.

Q: How does the Homestead Credit work? A: The Homestead Credit limits assessment increases rather than reducing market value. It caps how much your assessment can increase year-over-year, and requires filing an application with the county assessor's office to receive this protection.

Q: How often are properties reassessed in Hancock County? A: West Virginia law requires properties to be appraised periodically, but the specific schedule varies. Contact the Hancock County Assessor's Office for current reassessment cycles and to appeal assessments if you believe your property is overvalued.

Q: What happens if I pay my property taxes late? A: Late payments accrue interest from October 1 (first installment) and April 1 (second installment). Continued delinquency can result in tax liens and eventually tax sales of the property.

Q: Can I pay property taxes online? A: Contact the Hancock County Sheriff's Office for current online payment options and accepted payment methods for property tax bills.

Q: Why do tax rates vary within Hancock County? A: Different areas within the county may have additional levies for municipalities (Weirton, New Cumberland, Chester), school districts, fire protection districts, or special improvement districts, resulting in varying total effective tax rates.

Q: What triggers a supplemental tax bill? A: Supplemental taxes are issued when property changes ownership, new construction is completed, or significant improvements increase assessed value during the tax year.

Q: How do I apply for available tax credits? A: Applications for tax credits such as the Senior Citizens Homestead Credit must be filed with the Hancock County Assessor's Office. Contact them directly for application forms, deadlines, and eligibility requirements.

Q: What's the difference between assessed value and market value? A: In West Virginia, assessed value should equal fair market value. However, properties may be assessed below current market conditions depending on when they were last appraised, which is why periodic reassessments occur.

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