HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Cabell County
Property Tax Guide

Everything you need to know about property taxes in Cabell County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
0.37% to 0.63% of assessed value (varies by location and taxing districts)
1st Due
Sep 1
2nd Due
Mar 1
Exemptions
4+ Available
Section 1

How Property Tax Works

Cabell County, West Virginia operates on a property tax system that funds essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes are assessed based on market value and collected through a two-installment payment schedule, with the first payment due September 1st and the second due March 1st of the following year.

The effective tax rate in Cabell County varies by location within the county due to special taxing districts, but generally ranges from approximately 0.37% to 0.63% of assessed value depending on property classification and local levies. Property owners should note that tax rates can differ significantly based on their specific location within the county, as various municipalities, school districts, and special service districts may impose additional levies beyond the base county rate.

West Virginia assesses property at different percentages of market value depending on classification, with residential properties (Class II) typically assessed at 60% of market value. This assessment system, combined with local levy rates, determines your final property tax obligation.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100 assessed value)Description
County Base Levy$0.1430Basic county operations and services
School Levy - Class I$0.2295Public school funding for unmanned/agricultural property
School Levy - Class II$0.4590Public school funding for residential property
School Levy - Class III$0.9180Public school funding for commercial/industrial property
School Levy - Class IV$0.9180Public school funding for public utility property

Rates shown are for FY 2025 levy year. Actual total rates vary by specific location within Cabell County due to municipal levies, special service districts, and other local assessments. Class II (residential) properties are assessed at 60% of market value. Property owners should verify their specific tax rate with the Cabell County Assessor's office, as additional levies may apply based on location within various taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Cabell County, property taxes are due in two installments:

First Installment
Sep 1
Delinquent after Dec 10
Second Installment
Mar 1
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Cabell County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur after the annual assessment roll is completed, the county issues a supplemental tax bill to account for the increased tax liability for the remaining portion of the tax year.

The supplemental tax is calculated by determining the difference between the old and new assessed values, applying the current tax rate, and prorating the amount based on the number of months remaining in the tax year. For example, if a $50,000 home improvement is completed in January and increases the assessed value by $30,000 (60% of market value for Class II property), the supplemental tax would be calculated on that $30,000 increase for the remaining 11 months of the tax year.

Property owners typically receive supplemental tax bills within 30-60 days of the triggering event being recorded with the county. These supplemental taxes follow the same payment schedule as regular property taxes and are subject to the same penalty and interest provisions if paid late.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Assessed Value (60% for Class II): $180,000
  • Applicable Tax Rate: ~$0.60 per $100 (varies by district)
  • Annual Tax: $1,080
  • Monthly Escrow: $90

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • Assessed Value (60% for Class II): $360,000
  • Less: Homestead Exemption (if qualified): $40,000
  • Net Taxable Assessed Value: $320,000
  • Applicable Tax Rate: ~$0.60 per $100 (varies by district)
  • Annual Tax: $1,920
  • Monthly Escrow: $160

Example 3: $1,000,000 Home with Credits

  • Market Value: $1,000,000
  • Assessed Value (60% for Class II): $600,000
  • Less: Homestead Exemption (if qualified): $40,000
  • Net Taxable Assessed Value: $560,000
  • Applicable Tax Rate: ~$0.60 per $100 (varies by district)
  • Annual Tax: $3,360
  • Monthly Escrow: $280

Note: Tax credits require separate application and are not automatically applied. Actual rates vary by specific location within the county due to special taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Cabell County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. The lender collects monthly payments equal to 1/12th of the annual property tax bill and holds these funds in a separate escrow account to ensure taxes are paid on time.

Lenders typically pay the first installment by the September 1st deadline and the second installment by the March 1st deadline of the following year. Property owners should receive an annual escrow analysis from their lender showing the account balance, payments made, and any adjustments needed for the coming year. If property taxes increase due to reassessment or rate changes, the lender will adjust the monthly escrow payment accordingly.

Property owners without escrow accounts are responsible for making payments directly to the Cabell County Sheriff's office. It's important to verify that your lender has made the tax payments on time, as you remain ultimately responsible for the tax obligation even when using an escrow account. You can verify payments through the county's online portal or by contacting the Sheriff's tax office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Cabell County? A: Property taxes are due in two installments for the current fiscal year: first installment due September 1st, second installment due March 1st of the following year. A discount may apply if paid before these dates.

Q: What tax credits are available and how do I apply? A: The primary tax credit is the Homestead Exemption, which reduces assessed value by up to $40,000 for qualifying owner-occupied residential properties. This credit requires a separate application to the Cabell County Assessor's office and is not automatically applied. Contact the assessor's office for application forms and deadlines.

Q: How does the Homestead Credit work? A: The Homestead Credit caps assessment increases rather than reducing market value. It limits how much your property's assessed value can increase year-over-year, providing tax stability for long-term homeowners. You must file an application with the county assessor to receive this benefit.

Q: When are properties reassessed? A: West Virginia conducts property reappraisals on a rotating basis. Contact the Cabell County Assessor's office for the current reassessment schedule and appeal deadlines, which are typically within 30 days of receiving a new assessment notice.

Q: What are the penalties for late payment? A: Delinquent taxes accrue interest starting October 1st for the first installment and April 1st for the second installment. Additional penalties and collection costs may apply for extended delinquency.

Q: Can I pay property taxes online? A: Contact the Cabell County Sheriff's office to inquire about online payment options and accepted payment methods for property taxes.

Q: Why do tax rates vary within the county? A: Different areas within Cabell County may have additional levies for municipalities, fire districts, library districts, or other special service areas, resulting in varying total tax rates depending on your property's location.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Cabell County Board of Equalization and Review within the specified deadline after receiving your assessment notice. Contact the county assessor's office for appeal forms and procedures.

Q: What if my lender doesn't pay my taxes on time? A: While lenders are responsible for timely payment from escrow accounts, property owners remain ultimately liable for the tax debt. Monitor your account and contact both your lender and the county if payments are not made by the due dates.

Q: Are there exemptions for seniors or disabled persons? A: Contact the Cabell County Assessor's office to inquire about any additional tax relief programs for seniors, disabled persons, or veterans, as these programs may have specific eligibility requirements and application procedures.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Cabell County Board of Education Levy Orderwvde.us
02
Tax Doc
Property Tax Rates - West Virginia Tax Divisiontax.wv.gov
03
Fiscal Notewvlegislature.gov
04
Tax Doc
Property Tax Due Dates - West Virginia Tax Division - WV.govtax.wv.gov
05
Tax Doc
Tax Calendar January 2026 - West Virginia Tax Divisiontax.wv.gov
06
Tax Doc
Property Tax - West Virginia Tax Divisiontax.wv.gov
07
County
Cabell County Wv Tax Lookupnacdashboard.nara.gov
08
Tax Doc
article 6b. homestead property tax exemption.wvlegislature.gov
09
ED160267.pdffiles.eric.ed.gov
10
Tax Doc
Property Tax Modernization Amendmentwvlegislature.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate