HonestCasa logoHonestCasa
Updated 2025 Tax Year

Berkeley County
Property Tax Guide

Everything you need to know about property taxes in Berkeley County, WV. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
2.0-2.5% of assessed value (varies by location and special districts)
1st Due
Jul 15
Exemptions
4+ Available
Section 1

How Property Tax Works

Berkeley County, West Virginia operates on a property tax system that funds essential local services including schools, county operations, and municipal services. Property taxes are the primary revenue source for local government operations, with tax bills issued annually by the county sheriff's office on or after July 15th of each tax year.

The property tax system in Berkeley County uses assessed values determined by the county assessor, with taxes calculated based on combined levy rates from multiple taxing authorities. Effective tax rates typically range from approximately 2.0% to 2.5% of assessed value, though actual rates vary significantly by location within the county due to special taxing districts and municipal boundaries. Property owners should note that their specific tax rate depends on which school district, municipal area, and special assessment districts their property falls within.

Tax bills are payable in two installments: the first installment due September 1st of the tax year, and the second installment due March 1st of the following year. Property owners are responsible for understanding their specific tax obligations and any available tax credits that may reduce their tax liability.

Section 2

What Makes Up Your Tax Bill

Based on current levy rates for Tax Year 2025:

ComponentRate per $100Description
State Base$1.00West Virginia state property tax levy
County$57.20Berkeley County general operations and services
Schools$91.80School district operations and facilities
Municipal$50.00City/town services (varies by municipality)
Total Base Rate$200.00Combined rate before special assessments

Note: These rates apply to Tax Year 2025 and represent the base levy structure. Actual tax rates vary by specific location within Berkeley County based on:

  • Municipal boundaries (incorporated vs. unincorporated areas)
  • School district boundaries
  • Special assessment districts for infrastructure improvements
  • Fire district assessments
  • Other local improvement districts

Property owners should verify their specific tax rate by checking their annual tax bill or contacting the Berkeley County Assessor's office, as rates can differ significantly between different areas of the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Berkeley County, property taxes are due in two installments:

First Installment
Jul 15
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Berkeley County are additional property tax assessments that may be levied when property undergoes significant changes during the tax year. These supplemental assessments ensure that property tax obligations reflect current property values and ownership status.

Common triggers for supplemental taxes include:

  • New Construction: When building permits result in completed improvements
  • Property Transfers: Change in ownership that triggers reassessment
  • Major Improvements: Significant renovations or additions that increase property value
  • Assessment Appeals: When successful appeals result in higher assessed values

Calculation Example: If a property owner completes a $100,000 home addition in January, and the current tax rate is $2.00 per $100 of assessed value, the supplemental tax would be approximately $2,000 annually, prorated from the completion date through the end of the tax year. The supplemental bill would be issued separately from the regular annual tax bill and would have its own payment due dates.

Example Calculation

Example 1: $300,000 Property Value

  • Assessed Value: $300,000
  • Homestead Tax Credit Applied: -$800 (requires application)
  • Net Taxable Value: $299,200
  • Annual Tax Rate: 2.0% ($200 per $100)
  • Annual Tax: $5,984
  • Monthly Escrow: $499

Example 2: $600,000 Property Value

  • Assessed Value: $600,000
  • Homestead Tax Credit Applied: -$800 (requires application)
  • Net Taxable Value: $599,200
  • Annual Tax Rate: 2.0% ($200 per $100)
  • Annual Tax: $11,984
  • Monthly Escrow: $999

Example 3: $1,000,000 Property Value

  • Assessed Value: $1,000,000
  • Homestead Tax Credit Applied: -$800 (requires application)
  • Senior Citizen Credit: -$500 (if eligible, requires application)
  • Net Taxable Value: $998,700
  • Annual Tax Rate: 2.0% ($200 per $100)
  • Annual Tax: $19,974
  • Monthly Escrow: $1,665

Note: All tax credits shown require annual application and approval. Actual tax rates vary by location within Berkeley County based on special taxing districts.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Berkeley County require property tax escrow accounts to ensure timely payment of property taxes. Lenders collect monthly escrow payments as part of your mortgage payment and maintain these funds in a separate account to pay property taxes when due.

How Escrow Works:

  • Lenders estimate annual property taxes based on current assessments
  • Monthly escrow amount = (estimated annual taxes ÷ 12) + cushion
  • Lenders pay taxes directly to Berkeley County on the September 1st and March 1st due dates
  • Annual escrow analysis determines if adjustments are needed

Escrow Account Management:

  • Lenders must provide annual escrow statements showing payments and disbursements
  • Property owners should verify that tax payments are made timely
  • Assessment changes or tax rate increases may require escrow payment adjustments
  • Homeowners can request escrow account details and payment histories

If you pay taxes directly (without escrow), you're responsible for making payments by the September 1st and March 1st deadlines to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Berkeley County property taxes due for the current fiscal year? A: Property taxes are due in two installments: first installment due September 1st of the tax year, and second installment due March 1st of the following year. For Tax Year 2025, the first installment was due September 1, 2025, and the second installment is due March 1, 2026.

Q: What is the Homestead Tax Credit and how do I apply? A: The Homestead Tax Credit provides up to $800 in tax reduction for owner-occupied primary residences. This credit caps assessment increases and requires annual application through the Berkeley County Assessor's office. Applications must be filed by specific deadlines - contact the assessor's office for current application periods and requirements.

Q: Are there other tax credits available that require application? A: Yes, Berkeley County offers several tax credits including Disabled Veterans' Property Tax Credit, Senior Citizen Tax Credit, and Low-Income Tax Credits. All credits require separate applications and documentation of eligibility. None are automatic - you must apply annually to receive benefits.

Q: How often are properties reassessed in Berkeley County? A: Berkeley County conducts property assessments on a regular cycle as required by West Virginia law. Property owners receive assessment notices when their property value changes. You have the right to appeal assessments through the county assessment appeal process within specified timeframes.

Q: What penalties apply for late property tax payments? A: Late payments incur interest and penalties according to West Virginia law. Interest begins accruing after the September 1st and March 1st due dates. Unpaid taxes may result in tax liens and eventual tax sale proceedings.

Q: Can I pay my property taxes online? A: Contact the Berkeley County Sheriff's office for current online payment options and accepted payment methods. Many counties in West Virginia offer online payment systems for property taxes.

Q: Why does my tax rate differ from my neighbor's? A: Tax rates vary based on location within Berkeley County due to different municipal boundaries, school districts, fire districts, and special assessment areas. Properties in incorporated towns typically have different rates than unincorporated areas.

Q: How do special district taxes affect my bill? A: Special districts for fire protection, water/sewer, street improvements, or other infrastructure may add additional assessments to your tax bill. These vary by location and are listed separately on your annual tax statement.

Q: What happens if I disagree with my property assessment? A: Property owners can appeal assessments through the Berkeley County Board of Assessment Appeals. Appeals must be filed within specific timeframes after receiving assessment notices. Contact the county assessor's office for appeal procedures and deadlines.

Q: Do I need to reapply for tax credits every year? A: Yes, most tax credits including Homestead and Senior Citizen credits require annual reapplication. Contact the Berkeley County Assessor's office to ensure you maintain eligibility and submit required documentation on time.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate