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Updated 2025 Tax Year

Stevens County
Property Tax Guide

Everything you need to know about property taxes in Stevens County, WA. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 0.71% effective rate (varies by taxing district location)
1st Due
Apr 30
2nd Due
Oct 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Stevens County, Washington operates on a property tax system that serves as the primary funding mechanism for essential local services including schools, roads, fire protection, libraries, and county operations. The county's property tax system is administered through the Stevens County Assessor's office, which determines property values, and the Treasurer's office, which handles tax collection and distribution to various taxing districts.

Property tax rates in Stevens County vary significantly by location within the county due to the overlay of multiple special taxing districts. For tax year 2025, the effective tax rate is estimated at approximately 0.71% of assessed value, though individual property owners may experience different rates depending on their specific location and the combination of school districts, fire districts, library districts, and other special purpose districts that serve their property. The county reassesses all properties annually to maintain current market values, and property owners receive tax bills twice yearly with payments due April 30th and October 31st.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated Rate (per $1,000)Description
County Current Expense~$2.50General county operations and services
County Roads~$1.85Road maintenance and improvements
State Levies~$0.65State-mandated property taxes
School Districts~$4.50Local school district operations and bonds
Fire Districts~$1.00Fire protection and emergency services
Other Special Districts~$0.60Libraries, parks, hospital districts, etc.
Total Estimated Rate~$11.10Varies by specific taxing district combination

Note: These rates apply to tax year 2025 (due in 2026) and represent estimated averages. Actual rates vary significantly based on your property's specific location within Stevens County and which combination of taxing districts serve your area. Contact the Stevens County Assessor's office for precise rates applicable to your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Stevens County, property taxes are due in two installments:

First Installment
Apr 30
Delinquent after Dec 10
Second Installment
Oct 31
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Stevens County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur, the county issues a supplemental tax bill to capture the additional tax liability for the portion of the year following the change.

The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessed value, then applying the current tax rate to this difference, prorated for the remaining months in the tax year. For example, if a property undergoes $100,000 in improvements completed in July, and the tax rate is $11.10 per $1,000 of assessed value, the supplemental tax would be approximately $555 ($100,000 ÷ $1,000 × $11.10 ÷ 2) for the remaining six months of the tax year.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Senior Citizens Tax Credit*: -$0 (if not applied for)
  • Net Taxable Value: $300,000
  • Annual Tax ($11.10/$1,000): $3,330
  • Monthly Escrow: $278

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Senior Citizens Tax Credit*: -$71,000 (if qualified and applied)
  • Net Taxable Value: $529,000
  • Annual Tax ($11.10/$1,000): $5,872
  • Monthly Escrow: $489

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Senior Citizens Tax Credit*: -$71,000 (if qualified and applied)
  • Net Taxable Value: $929,000
  • Annual Tax ($11.10/$1,000): $10,312
  • Monthly Escrow: $859

Tax credits require annual application and qualification. Senior Citizens Tax Credit requires age 61+ and income limits. Contact Stevens County Assessor for current qualification requirements and application procedures.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Stevens County require property tax escrow accounts for borrowers with less than 20% equity. Your lender collects monthly escrow payments (annual tax bill ÷ 12) along with your mortgage payment and maintains these funds in a separate account. The lender pays your property taxes directly to Stevens County on the April 30th and October 31st due dates.

Lenders must provide annual escrow analysis statements showing account activity and any required payment adjustments. If your taxes increase due to reassessment or voter-approved levies, your monthly escrow payment will be adjusted accordingly. Property owners with escrow accounts can monitor their tax obligations through the Stevens County Treasurer's online portal and should verify that payments are made timely by their lender. If you pay off your mortgage or refinance, you become responsible for making direct tax payments to the county.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Stevens County for the current fiscal year? A: Property taxes are due twice yearly - April 30th and October 31st. Payments are considered on time with a postmark by these dates. Personal property taxes become subject to distraint after May 15th and November 15th.

Q: What tax credits are available and do they require application? A: Stevens County offers several tax credits including Senior Citizens Tax Credit (age 61+), Disabled Person Tax Credit, and Veteran's Tax Credit. All credits require annual application and qualification verification. Applications are typically due by December 31st for the following tax year.

Q: How does the Homestead Credit work? A: Washington State does not have a traditional homestead exemption. However, senior and disabled person credits effectively limit assessment increases on qualifying properties. These programs require annual application and cap the taxable assessed value, not the market value.

Q: How often are properties reassessed? A: Stevens County conducts annual assessments to maintain current market values. Assessment notices are typically mailed in late spring, with appeals due by July 1st to the Board of Equalization.

Q: What are the penalties for late payment? A: Properties become delinquent after the due dates, incurring interest charges and potential foreclosure proceedings. Interest accrues monthly on unpaid balances.

Q: Can I pay my property taxes online? A: Yes, Stevens County offers online payment options through their official website. Credit card, debit card, and electronic check payments are typically accepted with associated convenience fees.

Q: Why do tax rates vary within Stevens County? A: Tax rates vary based on your property's location within different special taxing districts including school districts, fire districts, library districts, and other special purpose districts. Each district sets its own levy rate.

**Q: How can I appeal my property assessment?**A: Assessment appeals must be filed with the Stevens County Board of Equalization by July 1st following the assessment. Appeals require evidence that your property's assessed value exceeds its true and fair market value.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
PROPERTY TAX STATISTICS 2025dor.wa.gov
02
County
Property tax ratios by county 2024 for 2025 taxesdor.wa.gov
03
CITY COUNCIL STAFF REPORTlakestevenswa.gov
04
County
Property Tax - Stevens County WAstevenscountywa.gov
05
County
Property Tax FAQs - Stevens County WAstevenscountywa.gov
06
County
Frequently Asked Questions - Stevens County WAstevenscountywa.gov
07
Sheet2propertytax.dor.wa.gov
08
Property Sales & Transfersstevenscountywa.gov
09
Payments & Feesstevenscountywa.gov
All sources verified as of 2025 Tax Year

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