HonestCasa logoHonestCasa
Updated 2025 Tax Year

Pacific County
Property Tax Guide

Everything you need to know about property taxes in Pacific County, WA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by taxing district within Pacific County (base county levy plus school, road, and special district assessments)
Exemptions
5+ Available
Section 1

How Property Tax Works

Pacific County, Washington operates under the state's property tax system, which funds essential local services including schools, roads, emergency services, and county operations. Property taxes in Pacific County are based on assessed values determined by the County Assessor, with tax rates varying significantly by location within the county depending on which special taxing districts apply to your property.

The county's property tax system includes multiple components: the base county levy, school district taxes, road district assessments, and various special district levies for services like fire protection, emergency medical services, and library services. For the 2025 tax year, Pacific County's total property tax levy increased by $1,036,611, with the county maintaining a property tax ratio of 95.4%. Actual effective tax rates typically range from 0.8% to 1.3% of assessed value, depending on your specific location and the combination of taxing districts that serve your property.

Section 2

What Makes Up Your Tax Bill

ComponentApproximate RateDescription
County Current Expense0.25-0.35%General county operations and services
School District Levy0.30-0.50%Local school district operations and maintenance
Road District0.10-0.20%Road maintenance and improvement
State School Levy0.20-0.30%State-mandated education funding
Fire/EMS Districts0.05-0.15%Fire protection and emergency medical services
Special Districts0.05-0.25%Library, hospital, port, and other local services
Total Estimated Range0.95-1.75%Varies by location and active districts

Rates shown are for FY 2025-2026 and vary significantly based on your property's location within Pacific County and which special taxing districts serve your area. Contact the Pacific County Assessor for your specific tax rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Pacific County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Pacific County are triggered when property undergoes significant changes that affect its assessed value during the tax year. The most common triggers include ownership transfers, new construction completion, major improvements or additions, and changes in property use classification.

When a supplemental assessment occurs, the County Assessor calculates the difference between the original assessed value and the new assessed value, then applies the current tax rate to this difference. The supplemental tax covers the period from when the change occurred through the end of the current tax year. For example, if you complete a $100,000 home addition in July and your total tax rate is 1.2%, you would owe a supplemental tax of approximately $600 (($100,000 × 1.2%) ÷ 2 for half the tax year). Supplemental tax bills are mailed separately from regular property tax bills and must be paid within 30 days of the assessment date.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Senior Citizens Tax Credit Applied: -$71,000 (if qualified and applied)
  • Net Taxable Value: $229,000
  • Tax Rate: 1.15% (varies by district)
  • Annual Tax: $2,634
  • Monthly Escrow: $219

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Disabled Veterans Tax Credit Applied: -$215,050 (if qualified and applied)
  • Net Taxable Value: $384,950
  • Tax Rate: 1.25% (varies by district)
  • Annual Tax: $4,812
  • Monthly Escrow: $401

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • No Credits Applied: $0
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.35% (varies by district)
  • Annual Tax: $13,500
  • Monthly Escrow: $1,125

All tax credits require separate applications and qualification verification. Credits shown are examples and actual amounts depend on individual circumstances and current program limits.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Pacific County require property tax escrow accounts, where monthly payments are collected along with your mortgage payment and held until tax bills are due. Your lender will analyze your annual property tax obligation and divide it by 12 to determine your monthly escrow payment, typically adding a small buffer to ensure adequate funds are available.

Pacific County property taxes are paid in two installments: the first half is due April 30th, and the second half is due November 2nd. Your mortgage servicer will receive tax bills directly from the Pacific County Treasurer and make payments on your behalf from your escrow account. Lenders are required to provide annual escrow analysis statements showing how your payments were used and whether adjustments are needed. If your property taxes increase due to reassessment or new levies, your lender will adjust your monthly escrow payment accordingly. You can verify that your lender has made timely payments by checking the Pacific County Treasurer's online payment system.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Pacific County property taxes due for the current fiscal year? A: For FY 2025-2026, first half property taxes are due April 30, 2026, and second half taxes are due November 2, 2026. Personal property taxes must be paid within 30 days of the assessment mailing date.

Q: What tax credits are available and do they require applications? A: Several tax credits are available but ALL require separate applications: Senior Citizens Tax Credit (for income-qualified seniors), Disabled Veterans Tax Credit, and the Homestead Tax Credit. None are automatic - you must apply through the County Assessor's office and requalify annually for most programs.

Q: How does the Homestead Tax Credit work? A: The Homestead Tax Credit limits annual assessment increases rather than reducing market value. You must own and occupy the home as your primary residence for five years, have combined disposable income of $57,000 or less, and file an application. This credit caps assessment growth, not the actual assessed value.

Q: How often are properties reassessed in Pacific County? A: Washington requires annual reassessment of all properties. The Pacific County Assessor reviews market values each year, with values reflecting market conditions as of January 1st for that tax year.

Q: What are the penalties for late property tax payments? A: Late payments incur interest charges and penalties. After June 1st for first half payments and December 1st for second half payments, interest begins accruing. Properties become delinquent and subject to additional penalties and potential foreclosure proceedings if taxes remain unpaid.

Q: Can I pay my property taxes online? A: Yes, Pacific County offers online payment options through the County Treasurer's website. You can pay by electronic check or credit card, though credit card payments may include processing fees.

Q: How do special district taxes affect my bill? A: Your property tax bill includes levies from all special districts serving your location, such as fire districts, EMS districts, library districts, and school districts. The combination of districts varies throughout Pacific County, which is why tax rates differ by location.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Pacific County Board of Equalization by July 1st following the assessment. You'll need evidence supporting your claim that the assessed value exceeds fair market value, such as recent comparable sales or property condition issues.

Q: What triggers a change in my property tax amount? A: Your taxes can change due to annual reassessment reflecting market value changes, new construction or improvements, changes in tax rates or levies, qualification for or loss of tax credits, or changes in special district boundaries affecting your property.

Q: Where can I get help with property tax questions? A: Contact the Pacific County Assessor's Office at (360) 875-9317 for assessment and exemption questions, or the Pacific County Treasurer's Office at (360) 875-9320 for payment and collection questions. Both offices can provide current forms and application deadlines.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate