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Updated 2025 Tax Year

Ferry County
Property Tax Guide

Everything you need to know about property taxes in Ferry County, WA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 8.06% effective rate (varies by taxing district overlay)
1st Due
Apr 30
2nd Due
Oct 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Ferry County's property tax system operates under Washington State's framework, funding essential local services including schools, roads, emergency services, and county operations. Property taxes in Ferry County are administered by local county officials, with the county assessor determining property values and the county treasurer collecting payments. The effective tax rate for Ferry County is estimated at approximately 8.06% of assessed value for the 2025 levy year, though this represents a compilation of multiple individual levies rather than a single rate.

Actual tax rates vary significantly by location within Ferry County due to the overlay of special taxing districts such as school districts, fire districts, hospital districts, and other local service areas. Each property's total tax bill reflects the combination of county-wide levies plus the specific special district levies that serve that particular location. Washington State limits regular property tax levy increases to 1% annually, though voter-approved excess levies and bonds can exceed this limitation.

Section 2

What Makes Up Your Tax Bill

ComponentRate RangeDescription
County General~0.75%Basic county services and operations
County RoadsVariableRoad maintenance and improvements
School District (Regular)~5.90%Basic education funding
School District (Excess/Bonds)VariableVoter-approved school improvements and programs
Fire DistrictVariableFire protection and emergency services
Hospital DistrictVariableLocal hospital and healthcare services
Cemetery DistrictVariableCemetery maintenance and operations
Port DistrictVariableEconomic development and port facilities

Rates shown are estimates for levy year 2025 and vary by specific location within Ferry County. The total combined rate typically ranges from 7-9% of assessed value depending on which special districts serve your property. Ferry District levies are capped at 0.075% for counties with populations under 1.5 million.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Ferry County, property taxes are due in two installments:

First Installment
Apr 30
Delinquent after Dec 10
Second Installment
Oct 31
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Ferry County occur when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These taxes are calculated based on the difference between the old and new assessed values, multiplied by the applicable tax rate, and prorated for the remaining months in the tax year.

For example, if you complete a home addition in March that increases your assessed value by $50,000, and your total tax rate is 8%, you would owe a supplemental tax of approximately $267 ($50,000 × 0.08 ÷ 12 months × 9 remaining months). Supplemental tax bills are typically issued within 60 days of the assessment change and have separate due dates from regular property tax payments.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Tax Rate (estimated): 8.06%
  • Annual Tax: $2,418
  • Monthly (if escrowed): $201.50

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Senior Citizens/Disabled Property Tax Exemption (if qualified): -$75,000
  • Net Taxable Value: $525,000
  • Tax Rate: 8.06%
  • Annual Tax: $4,231
  • Monthly (if escrowed): $352.58

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Tax Rate: 8.06%
  • Annual Tax: $8,060
  • Monthly (if escrowed): $671.67

Note: Tax credits and exemptions require separate applications and are not automatically applied. Qualifying requirements and income limits apply for most programs.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Ferry County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Lenders collect monthly escrow payments equal to 1/12th of your annual property tax bill, plus a small cushion as allowed by federal regulations. These funds are held in a non-interest bearing account and used to pay your property taxes when due.

Property taxes in Ferry County are due annually by November 15th, and lenders typically make payments in early November to ensure timely payment. Borrowers receive annual escrow statements showing account activity and any required payment adjustments. If your actual tax bill differs significantly from the escrowed amount, your monthly payment may be adjusted for the following year. Property owners should verify that their lender has paid taxes correctly and on time, as the property owner remains ultimately responsible for tax payments even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Ferry County property taxes due? A: Property taxes are due annually by November 15th. The county treasurer begins accepting payments in January, with notifications sent to property owners when payments can be made.

Q: What property tax credits are available in Ferry County? A: Washington State offers several tax credits including the Senior Citizens/Disabled Property Tax Exemption, Veterans Property Tax Exemption, and property tax deferrals for qualifying seniors and disabled persons. All credits require separate applications and have income or other qualifying requirements.

Q: How does the Senior Citizens Property Tax Exemption work? A: This program provides an exemption of up to $75,000 of assessed value for qualifying seniors (61+) and disabled persons who meet income limits. Applications must be filed with the Ferry County Assessor by December 31st of the assessment year.

Q: When are properties reassessed in Ferry County? A: Washington State requires annual property assessments. The Ferry County Assessor revalues all properties each year as of January 1st, with assessment notices typically mailed in late spring.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Ferry County Board of Equalization by July 1st following the assessment year. Appeals can be filed online or by mail with supporting documentation of your property's value.

Q: What are the penalties for late property tax payments? A: Property taxes become delinquent after November 15th. Interest and penalties accrue monthly, and properties can eventually be subject to tax foreclosure proceedings if taxes remain unpaid for three years.

Q: Can I pay my Ferry County property taxes online? A: Yes, most Washington counties offer online payment options through their treasurer's website. Contact the Ferry County Treasurer's office for current online payment methods and any associated fees.

Q: Why do special district taxes vary across Ferry County? A: Ferry County contains multiple special taxing districts (school, fire, hospital, cemetery) that provide services to specific geographic areas. Your total tax bill includes county-wide levies plus only those special district levies that serve your specific location, which is why rates vary throughout the county.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
PROPERTY TAX STATISTICS 2025dor.wa.gov
02
County
Property tax ratios by county 2024 for 2025 taxesdor.wa.gov
03
Tax Doc
2025 Property tax data downloadsdor.wa.gov
04
Tax Doc
Property Tax Levy Manual - Washington Department of Revenuedor.wa.gov
05
County
Washington County Public Access > Homewashcotax.co.washington.or.us
06
Tax Doc
2026 Property Tax Calendar Due Datesdor.wa.gov
07
bill tracking listpiercecountywa.gov
08
Tax Doc
Property tax exemptions and deferralsdor.wa.gov
09
Tax Doc
Property Tax Exemption for Senior Citizens and People with ...dor.wa.gov
10
State
alegislative guide to washington state - property taxessnohomishcountywa.gov
All sources verified as of 2025 Tax Year

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