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Updated 2025 Tax Year

Williamsburg County
Property Tax Guide

Everything you need to know about property taxes in Williamsburg County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.62 per $100 assessed value for real estate (varies by tax district), $3.50 per $100 for personal property
Exemptions
4+ Available
Section 1

How Property Tax Works

Williamsburg County, Virginia operates a property tax system that funds essential local services including schools, public safety, infrastructure maintenance, and county operations. The property tax is assessed on both real estate and personal property, with real estate being the primary revenue source for local government services.

Property tax rates in Williamsburg County vary by location within the county due to special taxing districts and municipal boundaries. The base county rate is approximately $0.62 per $100 of assessed value for real estate, though residents may also be subject to additional assessments depending on their specific tax district. Personal property, including vehicles, is taxed at $3.50 per $100 of assessed value. Property owners should verify their specific rate based on their exact location, as different areas within the county may have varying total effective rates due to special district assessments and municipal overlays.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
County General$0.62Base real estate tax rate for FY 2025-2026
Personal Property$3.50Rate for vehicles and other personal property
Special DistrictsVariesAdditional assessments may apply based on location within county

Note: These rates apply to the FY 2025-2026 levy year and are subject to annual review and potential changes. Actual tax rates may vary significantly based on your specific location within Williamsburg County due to special taxing districts, municipal boundaries, and additional assessments. Property owners should verify their exact rate by checking their tax district number on their assessment notice or contacting the county assessor's office.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Williamsburg County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there are changes in property ownership, new construction, or improvements made to existing properties during the tax year. In Williamsburg County, supplemental assessments are most commonly triggered by vehicle purchases, property transfers, or completion of building permits for home improvements or new construction.

For personal property, if you purchase a vehicle on September 1st (as referenced in county data), you would receive a supplemental personal property tax bill for the remaining months of that tax year. The supplemental amount is calculated by taking the annual tax amount, dividing by 12 months, and multiplying by the number of months remaining in the tax year. For example, if you purchase a $30,000 vehicle in September and owe $1,050 annually in personal property tax, your supplemental bill would be approximately $350 for the remaining 4 months of the tax year.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Available Tax Credits: $0 (assuming no applications filed)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.62 = $1,860
  • Monthly Escrow: $155

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Available Tax Credits: $0 (assuming no applications filed)
  • Net Taxable Value: $600,000
  • Annual Tax: $600,000 ÷ 100 × $0.62 = $3,720
  • Monthly Escrow: $310

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Available Tax Credits: $0 (assuming no applications filed)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $0.62 = $6,200
  • Monthly Escrow: $517

Important Note: Tax credits are available for qualifying property owners but require separate applications and are not automatically applied. Homestead exemptions and other credits can significantly reduce these amounts, but applications must be filed with the county assessor's office by specified deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Williamsburg County require property tax escrow accounts for borrowers with less than 20% down payment or those who choose this option for convenience. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in escrow until tax payments are due.

Real estate taxes in Williamsburg County are due twice annually - June 1st and December 1st - so your lender will typically make two payments per year from your escrow account. Lenders are required to conduct annual escrow analyses to ensure adequate funds are collected. If property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted accordingly. Property owners should review their annual escrow statements and can request documentation showing tax payments made on their behalf to the county.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Williamsburg County for FY 2025-2026? A: Real estate taxes are due June 1st and December 1st each year. Personal property taxes are due December 1st annually.

Q: What tax credits are available and how do I apply? A: Tax credits may include homestead credits, elderly/disabled credits, and veteran exemptions. These require separate applications filed with the county assessor's office and are not automatically applied to your account.

Q: How does the homestead credit work? A: Homestead credits typically limit annual assessment increases rather than reducing market value. This caps how much your assessed value can increase each year, requiring an application to be filed with specific deadlines.

Q: When are properties reassessed? A: Contact the Williamsburg County Assessor's office for the current reassessment schedule. Property owners have appeal rights if they disagree with assessed values.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to overdue property tax bills. Contact the county treasurer's office for current penalty rates and payment options.

Q: Can I pay my property taxes online? A: Check the Williamsburg County website or contact the treasurer's office for available online payment options and accepted payment methods.

Q: Why did I receive a supplemental tax bill? A: Supplemental bills are issued for mid-year property changes like vehicle purchases, property transfers, or completion of new construction or improvements.

Q: How do special district taxes affect my bill? A: Additional taxes may apply based on your specific location within the county. Your tax district number on your assessment notice determines any additional special assessments beyond the base county rate.

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