HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Westmoreland County
Property Tax Guide

Everything you need to know about property taxes in Westmoreland County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
$1.581 per $100 of assessed value (1.581%), may vary by special taxing districts
1st Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Westmoreland County, Virginia operates on a property tax system that serves as the primary funding source for essential local services including public education, emergency services, road maintenance, and county administration. Property owners in Westmoreland County pay taxes based on the assessed value of their real estate, with the current tax rate set at $1.581 per $100 of assessed value for the 2025 tax year.

The effective tax rate in Westmoreland County is approximately 1.581%, which translates to $1,581 annually per $100,000 of assessed property value. However, actual tax bills may vary depending on your property's location within the county, as special taxing districts for services like fire protection or water/sewer systems may impose additional assessments. Property assessments in Virginia are conducted regularly to reflect current market conditions, and property owners have the right to appeal their assessments through the county's Board of Equalization process.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100DescriptionLevy Year
General County Tax$1.581Base county operations, schools, services2025
Fire/EMS DistrictsVariesAdditional assessment for fire protection services (if applicable)2025
Special Service DistrictsVariesWater, sewer, or other district services (if applicable)2025

Note: The base rate of $1.581 per $100 of assessed value applies county-wide for FY 2025. Properties located within special taxing districts may be subject to additional assessments. Contact the Westmoreland County Commissioner of the Revenue at (804) 493-0110 for specific rates applicable to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Westmoreland County, property taxes are due in two installments:

First Installment
Dec 5
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Westmoreland County are additional property tax assessments that occur when there are mid-year changes to property ownership, value, or use. The most common triggers include the purchase or sale of property, completion of new construction, major renovations that increase property value, or changes in property use classification (such as converting agricultural land to residential use).

When a supplemental assessment is issued, the tax is calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year. For example, if you purchase a home in July that was previously assessed at $200,000 but now has a market value of $300,000, you would owe supplemental taxes on the $100,000 difference for the remaining six months of the tax year. This would result in a supplemental bill of approximately $790.50 (($100,000 ÷ 100) × $1.581 × 0.5 years).

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Tax Credit (if applied): -$500*
  • Net Taxable Value: $299,500
  • Annual Tax: $299,500 ÷ 100 × $1.581 = $4,737
  • Monthly (if escrowed): $395

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Homestead Tax Credit (if applied): -$500*
  • Net Taxable Value: $599,500
  • Annual Tax: $599,500 ÷ 100 × $1.581 = $9,478
  • Monthly (if escrowed): $790

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Homestead Tax Credit (if applied): -$500*
  • Net Taxable Value: $999,500
  • Annual Tax: $999,500 ÷ 100 × $1.581 = $15,812
  • Monthly (if escrowed): $1,318

*Tax credits require annual application and are not automatically applied. Contact the Commissioner of the Revenue for current available credits and application requirements.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Westmoreland County require borrowers to maintain an escrow account for property tax payments, particularly when the loan-to-value ratio exceeds 80%. Your lender will collect approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account. The lender then pays your property taxes directly to Westmoreland County when they become due.

Property taxes in Westmoreland County are typically due by January 1st of each year, and lenders usually remit payment in December to ensure timely payment. Your lender will provide an annual escrow analysis statement showing the projected tax payments and any required adjustments to your monthly escrow contribution. It's important to review your property tax assessment notices each year and forward them to your lender, as changes in assessed value may require adjustments to your escrow payments to avoid shortfalls.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Westmoreland County for 2025? A: Property taxes for the 2025 tax year are due by January 1, 2026. Payments received after the due date are subject to penalty and interest charges.

Q: What tax credits are available and how do I apply? A: Westmoreland County offers various tax credits including homestead credits for qualifying homeowners. All tax credits require annual application and are not automatically applied. Contact the Commissioner of the Revenue at (804) 493-0110 for current available credits and application deadlines.

Q: How does the Homestead Tax Credit work? A: The Homestead Tax Credit for qualifying seniors or disabled persons caps the annual increase in assessed value for tax purposes, typically limiting increases to a small percentage each year. This credit requires initial application and annual renewal. It does not reduce your property's market value but limits assessment growth for tax calculation purposes.

Q: How often are properties reassessed in Westmoreland County? A: Virginia law requires property assessments to be updated regularly to reflect current market values. Westmoreland County typically conducts general reassessments every few years, with annual updates for new construction and property transfers.

Q: How can I appeal my property assessment? A: Property owners who disagree with their assessment can appeal to the Westmoreland County Board of Equalization. Appeal applications must typically be filed within 30 days of receiving your assessment notice. Contact the Commissioner of the Revenue for specific appeal procedures and deadlines.

Q: What are the penalties for late payment? A: Late payments are subject to penalties and interest as prescribed by Virginia state law. Contact the Westmoreland County Treasurer's office for current penalty rates and payment options if your taxes become delinquent.

Q: Can I pay my property taxes online? A: Contact the Westmoreland County Treasurer's office at (804) 493-0117 to inquire about online payment options and accepted payment methods for property taxes.

Q: Do I owe additional taxes if I live in a special district? A: Properties located within special taxing districts (such as fire districts or sanitary districts) may be subject to additional assessments beyond the base county rate. Your tax bill will itemize any special district taxes that apply to your property location.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Virginia - Local standards: Housing and utilitiesirs.gov
02
County
May 6, 2025 Matthew J. Smolnik, County Administratorkinggeorgecountyva.gov
03
County
Tax Rates for County, City, Town, and Districts. TY 2024tax.virginia.gov
04
Tax Doc
Where to File | Virginia Taxtax.virginia.gov
05
Tax Doc
2025 FORM 760ES - Virginia Taxtax.virginia.gov
06
Tax Doc
Personal Property Tax Relief Payment Schedulefinance.virginia.gov
07
Article 2. Property Exempted by Classification or Designationlaw.lis.virginia.gov
08
Tax Doc
§ 58.1-3607. Property exempt from taxation by designationlaw.lis.virginia.gov
09
westmorelandstaffordcountyva.gov
10
Tax Doc
FORM 770 - Virginia Taxtax.virginia.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate