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Updated 2025 Tax Year

Warren County
Property Tax Guide

Everything you need to know about property taxes in Warren County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.479 per $100 of assessed value (base rate, varies by special districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Warren County, Virginia operates on a property tax system that serves as the primary funding source for essential county services, including public schools, law enforcement, fire and rescue services, road maintenance, and local government operations. Property taxes in Warren County are assessed on real estate based on fair market value, with assessments conducted regularly to reflect current market conditions.

The effective tax rate varies by location within Warren County due to special taxing districts and municipal boundaries. For Fiscal Year 2025-2026, the base real estate tax rate is $0.479 per $100 of assessed value, representing a decrease from the previous year's rate of $0.53 per $100. Property owners should note that additional assessments may apply depending on their specific location within special service districts or incorporated towns, which can affect the total tax burden.

Property taxes are collected in two equal installments, and Warren County also assesses personal property taxes on tangible personal property owned and located in the county as of January 1st each year. The county offers various tax relief programs for qualifying residents, though most require formal application and approval.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100DescriptionFiscal Year
Base Real Estate Tax$0.479County services, schools, infrastructureFY 2025-2026
Personal Property TaxVariesTangible personal property (vehicles, etc.)FY 2025-2026
Special District AssessmentsVariesAdditional charges for specific service areasFY 2025-2026

Note: The FY 2025-2026 real estate tax rate of $0.479 per $100 represents a decrease from the previous year's rate of $0.53 per $100. Qualified vehicles receive a 26% reduction applied to the first $20,000 of assessed value. Rates may vary within incorporated towns and special taxing districts within Warren County. Property owners should verify their specific tax rate based on their exact location and applicable district assessments.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Warren County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Warren County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur after January 1st (the assessment date), a supplemental tax bill is issued to account for the change in value for the remainder of the fiscal year.

The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessed value, then applying the current tax rate to that difference. The resulting amount is then prorated based on the number of months remaining in the fiscal year from the date of the change.

For example, if a property improvement increases the assessed value by $50,000 in October (3 months remaining in the fiscal year), the supplemental tax would be calculated as: ($50,000 ÷ 100) × $0.479 × (3 months ÷ 12 months) = $59.88. This supplemental amount would be added to the regular tax bill for that property.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Elderly/Disabled Tax Credit Applied: -$500 (if qualified and applied)
  • Net Taxable Value: $300,000
  • Annual Tax: ($300,000 ÷ 100) × $0.479 = $1,437
  • With Credit: $1,437 - $500 = $937
  • Monthly Escrow: $937 ÷ 12 = $78.08

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Elderly/Disabled Tax Credit Applied: -$500 (if qualified and applied)
  • Net Taxable Value: $600,000
  • Annual Tax: ($600,000 ÷ 100) × $0.479 = $2,874
  • With Credit: $2,874 - $500 = $2,374
  • Monthly Escrow: $2,374 ÷ 12 = $197.83

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Tax Credits Applied: Variable based on qualification
  • Net Taxable Value: $1,000,000
  • Annual Tax: ($1,000,000 ÷ 100) × $0.479 = $4,790
  • Monthly Escrow: $4,790 ÷ 12 = $399.17

Note: Tax credits shown require formal application and approval. Most credits are not automatically applied and have specific eligibility requirements and application deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Warren County require borrowers to maintain an escrow account for property taxes when the loan-to-value ratio exceeds 80%. The lender collects monthly escrow payments along with the mortgage payment and holds these funds to pay property taxes when due. Monthly escrow amounts are calculated by dividing the annual tax bill by 12, often with an additional cushion to account for potential increases.

Property tax payments from escrow accounts are typically made directly by the lender to Warren County on the June 5th and December 5th due dates. Lenders receive tax bills directly from the county and are responsible for ensuring timely payment. Property owners should verify that their lender has current contact information and that payments are being made on schedule.

The lender conducts an annual escrow analysis to determine if the monthly payment amount needs adjustment based on actual tax bills and account balance. If property taxes increase due to reassessment or rate changes, the monthly escrow payment may be adjusted accordingly. Property owners can request information about their escrow account balance and payment history from their loan servicer at any time.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Warren County property taxes due for FY 2025-2026? A: Property taxes are due in two equal installments: the first half is due by June 5th, and the second half is due by December 5th each year.

Q: What tax credits are available in Warren County and do I need to apply? A: Warren County offers tax relief credits for elderly or permanently disabled residents. These credits require formal application and approval - they are not automatically applied. Contact the County Assessor's office for specific eligibility requirements and application procedures.

Q: How does the homestead credit work in Warren County? A: Virginia's homestead programs typically limit annual assessment increases rather than reducing market value. You must file an application to participate, and the credit caps how much your assessment can increase year-over-year, not your actual market value.

Q: How often are properties reassessed in Warren County? A: Warren County conducts regular property assessments to maintain current market values. Property owners receive assessment notices and have the right to appeal assessments through the Board of Equalization during specified appeal periods.

Q: What are the penalties for late property tax payments? A: Warren County imposes penalties and interest on delinquent property taxes. Contact the Treasurer's office for current penalty rates and payment options if your taxes are overdue.

Q: Can I pay my property taxes online? A: Check with the Warren County Treasurer's office for available online payment options and accepted payment methods. Many Virginia counties offer online payment systems for property taxes.

Q: Do I pay different rates if I live in a town within Warren County? A: Yes, properties within incorporated towns may have additional municipal taxes on top of county taxes. Special service districts may also have additional assessments that vary by location within the county.

Q: What personal property is taxed in Warren County? A: Warren County assesses annual taxes on tangible personal property owned and located in the county on January 1st, including vehicles, boats, and business equipment. Qualified vehicles receive a 26% reduction on the first $20,000 of assessed value.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
PUBLIC NOTICEwarrencountyva.gov
02
Tax Doc
Personal Property Tax Reliefwarrencountyva.gov
03
Tax Doc
Tax Rateswarrencountyva.gov
04
Tax Doc
Taxes Homewarrencountyva.gov
05
State
Real Estate Taxeswarrencountyva.gov
06
Treasurerwarrencountyva.gov
07
JANUARY - APRIL 1st, 2024 APPLICATION FORwarrencountyva.gov
08
Tax Doc
Tax Relief For Disabled Veteranswarrencountyva.gov
09
Tax Doc
Personal Property Taxeswarrencountyva.gov
10
Browse Laws, Rules, and Decisionstax.virginia.gov
All sources verified as of 2025 Tax Year

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