HonestCasa logoHonestCasa
Updated 2025 Tax Year

Rockingham County
Property Tax Guide

Everything you need to know about property taxes in Rockingham County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.68 per $100 assessed value for real estate (2025), varies by special taxing districts
1st Due
Jun 5
2nd Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Rockingham County, Virginia operates a semi-annual property tax system that serves as a primary funding source for essential county services including public schools, law enforcement, fire and rescue services, road maintenance, and general government operations. Property taxes in Rockingham County are assessed based on fair market value and collected twice yearly, with bills due on June 5th and December 5th.

The county's tax structure includes different rates for various property types, with real estate taxed at $0.68 per $100 of assessed value for the 2025 tax year. However, your actual effective tax rate may vary depending on your location within the county, as special taxing districts can impose additional assessments for services like fire protection, water, or sewer districts. Property owners should verify their specific tax rate based on their property's location and any applicable district assessments.

Property assessments in Rockingham County reflect current market conditions, and unlike some Virginia localities, the county does not impose a general assessment cap. However, qualifying property owners may be eligible for various tax credits that require separate applications and can significantly reduce their annual tax burden.

Section 2

What Makes Up Your Tax Bill

Property ClassificationTax Rate (2025)Description
Real Estate$0.68 per $100Primary rate for land, buildings, and improvements
Personal Property$3.00 per $100Furniture, equipment, and other tangible personal property
Vehicles$2.65 per $100Cars, trucks, motorcycles, and similar motor vehicles
Motor Homes Only$2.65 per $100Recreational vehicles classified as motor homes
Machinery & Tools$2.55 per $100Business equipment and industrial machinery

These rates apply to the 2025 levy year and represent the base county rates. Additional assessments may apply depending on your property's location within special taxing districts for services such as fire protection, water, sewer, or lighting districts. Property owners should check their tax bill or contact the Commissioner of Revenue's office to determine if any special district assessments apply to their specific property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Rockingham County, property taxes are due in two installments:

First Installment
Jun 5
Delinquent after Dec 10
Second Installment
Dec 5
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax bills are issued when property ownership changes, new construction is completed, or property improvements are added during the tax year. These supplemental assessments ensure that property taxes are properly allocated based on ownership during the assessment period and that new taxable value is captured mid-year.

Supplemental taxes are calculated on a pro-rated basis from the date of the triggering event (such as the completion of construction or change in ownership) through the end of the current tax year. For example, if a home addition valued at $50,000 is completed on September 1st, the supplemental tax would cover September 1st through December 31st, calculated as: ($50,000 ÷ 100) × $0.68 × (4 months ÷ 12 months) = $113.33.

Personal property tax bills are issued annually and cover the full calendar year. All supplemental billings are sent separately from regular semi-annual real estate tax bills, and property owners are responsible for payment regardless of whether they receive the physical bill.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Base Tax Calculation: ($300,000 ÷ 100) × $0.68 = $2,040
  • Annual Tax: $2,040
  • Monthly Escrow: $170

Example 2: $600,000 Home with Elderly/Disabled Credit

  • Assessed Value: $600,000
  • Base Tax Calculation: ($600,000 ÷ 100) × $0.68 = $4,080
  • Less: Elderly/Disabled Tax Credit (estimated): -$500
  • Annual Tax: $3,580
  • Monthly Escrow: $298

Example 3: $1,000,000 Home with Veterans Credit

  • Assessed Value: $1,000,000
  • Base Tax Calculation: ($1,000,000 ÷ 100) × $0.68 = $6,800
  • Less: Veterans Tax Credit (estimated): -$300
  • Annual Tax: $6,500
  • Monthly Escrow: $542

Note: Tax credits shown are estimates and require separate applications with qualifying documentation. Actual credit amounts vary based on individual circumstances and must be applied for annually or as specified by each program's requirements.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Rockingham County properties, collecting monthly payments as part of your mortgage payment to ensure taxes are paid on time. Your lender calculates the monthly escrow amount by estimating your annual property tax bill and dividing by 12, typically adding a small buffer for potential increases.

Rockingham County's semi-annual payment schedule means your escrow account will be debited twice yearly - around June 5th and December 5th. Lenders typically pay taxes directly to the county on or before these due dates. Property owners should verify that their mortgage company has the correct tax amount, especially after reassessments or when tax credits are approved, as this may require an escrow account adjustment.

If you pay property taxes directly (without escrow), you're responsible for making both semi-annual payments on time. Late payments incur a 10% penalty, and the county may place liens on properties with delinquent taxes. Property owners can verify payment history and current balances through the county's online portal or by contacting the Treasurer's office directly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Rockingham County? A: Real estate taxes are due semi-annually on June 5th and December 5th each year. A 10% late penalty is applied to payments received after these dates.

Q: What tax credits are available and do I need to apply? A: Virginia localities typically offer tax credits for elderly/disabled residents, veterans, and other qualifying groups. These are tax credits that reduce your bill and require separate applications with documentation. Contact the Commissioner of Revenue's office for specific programs, eligibility requirements, and application deadlines.

Q: How does the homestead exemption work? A: Virginia's homestead exemption, where available, typically limits annual assessment increases rather than reducing market value. This requires a separate application and is designed to protect long-term homeowners from rapid assessment growth. Check with Rockingham County to confirm availability and application requirements.

Q: How often are properties reassessed? A: Virginia law requires property reassessments at least every six years, though counties may reassess more frequently. Contact the Commissioner of Revenue's office for Rockingham County's current reassessment schedule.

Q: How do I appeal my property assessment? A: Property assessment appeals must typically be filed within 30 days of receiving your assessment notice. Contact the Board of Equalization or Commissioner of Revenue's office for specific procedures and deadlines.

Q: Can I pay my property taxes online? A: Most Virginia counties offer online payment options. Check Rockingham County's official website or contact the Treasurer's office for available payment methods and any associated convenience fees.

Q: Do special districts affect my tax rate? A: Yes, properties located in special taxing districts (fire, water, sewer, lighting) may have additional assessments beyond the base $0.68 rate. These variations are noted on your tax bill.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes accrue a 10% penalty and interest. The county may place a lien on your property and eventually pursue tax sale proceedings for severely delinquent accounts.

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Free • No credit check • 2-minute estimate