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Updated 2025 Tax Year

Radford County
Property Tax Guide

Everything you need to know about property taxes in Radford County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

7 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.82 per $100 assessed value for real estate, $2.55 per $100 for personal property (may vary by special taxing districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Radford County, Virginia operates a property tax system that serves as a primary funding source for essential county services, including public schools, law enforcement, fire protection, and infrastructure maintenance. Property taxes are assessed based on the fair market value of real estate and personal property as determined by the county assessor's office, with assessments conducted as of January 1st each year.

The county's current real estate tax rate is $0.82 per $100 of assessed value, which has remained stable since 2010. However, your actual tax rate may vary depending on your location within Radford County due to special taxing districts that may impose additional levies for specific services or improvements. Personal property taxes are assessed at $2.55 per $100 of assessed value, while business personal property is taxed at $1.76 per $100 of assessed value. Property owners should contact the county assessor's office to determine which exemptions or tax credits may be available, as most require formal application and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Real Estate Base Levy$0.82Standard county property tax rate for residential and commercial real estate
Personal Property$2.55Applies to vehicles, boats, trailers, and other personal property
Business Personal Property$1.76Commercial equipment, inventory, and business assets
Special District AssessmentsVariesAdditional charges may apply based on location for fire districts, lighting districts, or other special services

Note: These rates reflect the most recent available data. The 2025 tax year rates have not been officially published. Actual rates may vary by special taxing district within Radford County. Contact the Commissioner of Revenue's office for specific rate information applicable to your property location and the current levy year.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Radford County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Radford County are additional property tax assessments that occur when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These supplemental bills are issued to account for the difference between the original assessment and the new assessed value, prorated for the remaining months in the tax year.

Common triggers for supplemental taxes include the sale of property that results in a reassessment at current market value, completion of new construction or major renovations, and the addition of structures like pools, decks, or accessory buildings. For example, if you complete a $50,000 home addition in June and the improvement increases your assessed value by that amount, you would receive a supplemental tax bill for approximately $410 ($50,000 ÷ 100 × $0.82) prorated for the remaining seven months of the tax year, resulting in a supplemental bill of approximately $238.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): $0 (varies by qualification)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.82 = $2,460
  • Monthly Payment: $205

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Less: Senior/Disabled Credit (if applicable): $0 (requires application)
  • Net Taxable Value: $600,000
  • Annual Tax: $600,000 ÷ 100 × $0.82 = $4,920
  • Monthly Payment: $410

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Less: Available Tax Credits: $0 (contact assessor for eligibility)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $0.82 = $8,200
  • Monthly Payment: $683

Note: Tax credits shown require formal application and approval. Contact the Commissioner of Revenue's office to determine available credits and application requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Radford County require property tax escrow accounts for borrowers with less than 20% equity in their homes. Your lender collects a monthly amount equal to approximately 1/12th of your annual property tax bill along with your mortgage payment, then pays your property taxes directly to the county when due. Lenders typically collect an additional 2-month cushion to account for potential tax increases.

Property tax bills are typically issued in the fall, and your lender should receive and pay the bill by the December 5th deadline for personal property taxes. Real estate tax payment schedules are handled by the treasurer's office and may have different due dates. If you have an escrow account, you should receive an annual escrow analysis from your lender showing the previous year's payments and any adjustments needed for the coming year. You can verify that your taxes were paid correctly by checking with the Radford County Treasurer's office or accessing online payment records if available.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Radford County? A: Personal property taxes are due annually by December 5th. Real estate tax due dates are managed by the treasurer's office and may have different deadlines. Contact the treasurer's office for specific real estate tax payment schedules.

Q: What tax credits are available and how do I apply? A: Tax credits may be available for seniors, disabled veterans, and other qualifying circumstances. These credits reduce your tax bill directly and require formal application with the Commissioner of Revenue's office. Applications typically have annual deadlines, so contact the office early in the year for current requirements.

Q: Is there a homestead credit that limits assessment increases? A: Virginia localities may offer assessment limitation programs for qualifying homeowners. Contact the Commissioner of Revenue's office to determine if Radford County offers homestead-type credits that cap annual assessment increases and what application requirements apply.

Q: How often are properties reassessed? A: Properties are assessed annually as of January 1st. The Commissioner of Revenue's office conducts assessments to determine fair market value for tax purposes.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the local Board of Equalization. Contact the Commissioner of Revenue's office for appeal deadlines, required forms, and procedures for challenging your assessed value.

Q: What are the penalties for late payment? A: Late payment penalties and interest charges apply to overdue property taxes. Contact the treasurer's office for specific penalty rates and collection procedures for delinquent accounts.

Q: Can I pay property taxes online? A: Contact the Radford County Treasurer's office to inquire about online payment options and accepted payment methods for both real estate and personal property taxes.

Q: Do special districts in my area affect my tax rate? A: Yes, special taxing districts for fire protection, lighting, or other services may impose additional assessments. Your total rate may be higher than the base county rate depending on your location. Contact the Commissioner of Revenue's office for district-specific information.

Verified Sources

Backed by 7 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
Radford Tax Ratesradfordva.gov
02
State
FINANCIAL STATEMENTSradfordva.gov
03
State
FINANCIAL STATEMENTSradfordva.gov
04
Tax Doc
Personal Property Tax | Radford, VAradfordva.gov
05
County
Loudoun County, VAloudoun.gov
06
Tax Doc
Personal Property Tax Relief Payment Schedulefinance.virginia.gov
07
State
FINANCIAL STATEMENTSradfordva.gov
All sources verified as of 2025 Tax Year

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