HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Norfolk County
Property Tax Guide

Everything you need to know about property taxes in Norfolk County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
$1.23 per $100 assessed value (base rate, varies by special districts)
Exemptions
5+ Available
Section 1

How Property Tax Works

Norfolk County, Virginia operates a property tax system that serves as the primary funding source for essential local services including public schools, public safety, road maintenance, and county administration. Property taxes in Norfolk County are levied annually based on assessed property values, with the tax year running from January 1 to December 31. The effective tax rate for real estate property is $1.23 per $100 of assessed value for the current tax year.

Property tax rates can vary by location within Norfolk County due to special taxing districts, such as sanitary districts, lighting districts, or other improvement districts that may levy additional assessments for specific services. Property owners should verify their specific tax rate based on their property's location and any applicable district assessments. The county conducts regular property assessments to ensure fair market valuations, and property owners have the right to appeal their assessments through the established appeals process.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Real Estate Base Rate$1.23Base county levy for real property
Personal Property$4.23Rate for vehicles, boats, and other personal property
Machinery and ToolsVariesRate for business equipment (contact assessor)
Special District AssessmentsVariesAdditional charges for sanitary, lighting, or improvement districts

Note: These rates apply to the current fiscal year and are set annually by the Norfolk County Board of Supervisors. Properties located within special taxing districts may be subject to additional assessments beyond the base rate. Contact the Norfolk County Assessor's Office to determine if your property is located within any special districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Norfolk County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes are additional property tax bills issued when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. In Norfolk County, supplemental personal property tax bills are typically due on March 31st and December 5th. These taxes cover the period from when the change occurred until the end of the current tax year.

Common triggers for supplemental taxes include: purchasing a new vehicle during the tax year, completing home additions or major renovations, installing pools or other permanent improvements, or when new construction receives a certificate of occupancy. For example, if you purchase a home in Norfolk County in July that was previously exempt or underassessed, you may receive a supplemental tax bill covering July through December at the current tax rate applied to the updated assessed value.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Applicable Credits: $0 (assuming no credits applied for)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $1.23 = $3,690
  • Monthly Escrow Amount: $307.50

Example 2: $600,000 Home with Senior Credit

  • Assessed Value: $600,000
  • Senior/Disabled Credit: -$1,000 (requires application and income qualification)
  • Net Taxable Value: $599,000
  • Annual Tax: $599,000 ÷ 100 × $1.23 = $7,367.70
  • Monthly Escrow Amount: $613.98

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Applicable Credits: $0 (assuming no credits applied for)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $1.23 = $12,300
  • Monthly Escrow Amount: $1,025.00

Note: Tax credits require separate applications and eligibility verification. Credits reduce your tax bill, not your assessed value.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Norfolk County properties, where monthly payments include principal, interest, taxes, and insurance (PITI). Lenders collect approximately 1/12 of your annual property tax bill each month and pay your taxes directly to the county when due. Norfolk County's real estate taxes are due in multiple installments: September 30th, December 5th, and June 5th annually.

Lenders typically conduct annual escrow analyses to ensure adequate funds are collected, and may adjust your monthly payment if taxes increase or decrease significantly. Property owners can verify that their lender has paid taxes correctly by checking their account status on the Norfolk County online payment portal or contacting the Treasurer's Office directly. If you pay taxes directly without escrow, you are responsible for making payments by the due dates to avoid penalties and interest charges.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Norfolk County? A: Real estate taxes are due quarterly on September 30th, December 5th, and June 5th. Personal property taxes are due annually on June 5th.

Q: What tax credits are available and do I need to apply? A: Norfolk County offers tax credits for seniors and disabled persons with combined household incomes under $67,000. Credits require annual application and are not automatically applied. Contact the Commissioner of Revenue for application forms and deadlines.

Q: How does the homestead exemption work? A: Virginia's homestead exemption protects a portion of your home's value from creditors, but this is different from tax relief. For tax relief, eligible seniors and disabled persons can apply for tax credits that reduce their tax bill.

Q: How often are properties reassessed? A: Norfolk County conducts periodic reassessments to maintain current market values. Property owners receive assessment notices and have the right to appeal during the specified appeal period.

Q: What are the penalties for late payment? A: Late payments are subject to penalties and interest charges. Contact the Treasurer's Office for specific penalty rates and payment arrangements if you cannot pay by the due date.

Q: Can I pay my property taxes online? A: Yes, Norfolk County offers online payment options through their official website. Check the county's website or contact the Treasurer's Office for available payment methods and any associated fees.

Q: What if I'm in a special taxing district? A: Properties in special districts (sanitary, lighting, improvement districts) pay additional assessments beyond the base tax rate. Your tax bill will itemize all applicable charges, or contact the Assessor's Office to verify your district status.

Q: How do I appeal my property assessment? A: Property owners can appeal their assessments during the designated appeal period following reassessment notices. Contact the Board of Equalization or Commissioner of Revenue for appeal procedures and deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates for County, City, Town, and Districts. TY 2024tax.virginia.gov
02
Tax Doc
Personal Property Tax | City of Norfolk, Virginianorfolk.gov
03
State
Real Estate Taxnorfolk.gov
04
Tax Doc
Personal Property Tax | City of Norfolk, Virginianorfolk.gov
05
State
Real Estate Tax | City of Norfolk, Virginia - Official Websitenorfolk.gov
06
Calendar of Due Dates | City of Norfolk, Virginia - Official ...norfolk.gov
07
Chapter 2. Homestead Exemption of Householderlaw.lis.virginia.gov
08
State
Real Estate Tax Relief Program | City of Norfolk, Virginianorfolk.gov
09
Tax Doc
Exemptions | Virginia Taxtax.virginia.gov
10
FAQs • Norfolk, VA • CivicEngagenorfolk.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate