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Updated 2025 Tax Year

Middlesex County
Property Tax Guide

Everything you need to know about property taxes in Middlesex County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.72 per $100 assessed value (base rate varies by taxing district)
1st Due
Jun 5
2nd Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Middlesex County, Virginia operates on a property tax system that serves as the primary funding source for essential county services including public safety, education, infrastructure maintenance, and local government operations. The county assesses real estate annually based on fair market value, with property owners receiving tax bills twice yearly. Property taxes in Middlesex County are administered by the County Treasurer's Office, which handles both assessment and collection processes.

The effective property tax rate varies by location within Middlesex County due to special taxing districts and local improvement assessments that may apply to specific areas. Property owners should be aware that their total tax liability may include additional assessments beyond the base county rate, depending on their property's location and the services provided in their district. The county does not impose an assessment cap, meaning property values can increase without limitation based on market conditions.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Real Estate Tax$0.61Base rate for all real property including residential mobile homes (FY 2025)
Boats (5+ tons)$0.62Rate for watercraft over 5 tons assessed value

The tax rates shown apply to Fiscal Year 2025 and remain unchanged from the previous year. These rates represent the base levy for Middlesex County, though actual tax bills may vary by property location due to special taxing districts, local improvement assessments, or other geographic-specific levies. Property owners should verify with the County Treasurer's Office if additional district-specific rates apply to their property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Middlesex County, property taxes are due in two installments:

First Installment
Jun 5
Delinquent after Dec 10
Second Installment
Dec 5
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Middlesex County are triggered by changes in property ownership, new construction, or significant improvements that alter the assessed value during the tax year. When these events occur, the county issues a supplemental bill to account for the change in assessed value from the date of change through the end of the current fiscal year.

The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, applying the current tax rate, and prorating for the remaining months in the fiscal year. For example, if a property's assessed value increases by $50,000 due to new construction completed in March, and the tax rate is $0.61 per $100, the supplemental tax would be approximately $305 ($50,000 ÷ 100 × $0.61) prorated for the remaining months of the fiscal year.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Tax Credits Applied: $0 (assuming no credits applied for)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $0.61 = $1,830
  • Monthly Escrow: $152.50

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Tax Credits Applied: $0 (assuming no credits applied for)
  • Net Taxable Value: $600,000
  • Annual Tax: $600,000 ÷ 100 × $0.61 = $3,660
  • Monthly Escrow: $305.00

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Tax Credits Applied: $0 (assuming no credits applied for)
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $0.61 = $6,100
  • Monthly Escrow: $508.33

Note: Tax credits require separate application and are not automatically applied. Contact the County Assessor's Office for available credit programs and application requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Middlesex County properties, where monthly payments are collected along with principal and interest, then held to pay property taxes when due. Lenders typically collect 1/12th of the annual property tax amount each month, plus an additional cushion as permitted by federal law.

Property taxes in Middlesex County are due twice yearly on June 5th and December 5th. Lenders coordinate with the County Treasurer's Office to ensure timely payment from escrow accounts. Property owners should receive an annual escrow analysis from their lender showing collected amounts, payments made, and any required adjustments to monthly escrow payments. If your property taxes change due to reassessment or rate changes, your lender will adjust monthly escrow collections accordingly, typically with 60 days notice.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Middlesex County for FY 2025? A: Real estate taxes are due June 5th and December 5th. Personal property taxes are due December 5th. Payments received by the due date are considered timely.

Q: What tax credits are available and do I need to apply? A: Tax credits are available but require separate application - they are not automatically applied. Contact the County Assessor's Office to determine available credits for your situation and obtain application forms and deadlines.

Q: Is there a homestead credit that limits my assessment increases? A: Virginia localities may offer homestead exemptions that cap assessment growth for qualifying homeowners. You must file an application to receive this benefit - it is not automatic. Contact the County Assessor's Office for eligibility requirements and application procedures.

Q: How often are properties reassessed in Middlesex County? A: Contact the County Assessor's Office for the current reassessment schedule and procedures for appealing assessed values if you believe your property is overvalued.

Q: What are the penalties for late payment? A: Contact the County Treasurer's Office for current penalty rates and collection procedures for delinquent property taxes.

Q: Can I pay property taxes online? A: Contact the County Treasurer's Office at the Middlesex County administration building for available payment methods and online payment options.

Q: Will I pay additional taxes if I live in a special district? A: Some areas of Middlesex County may have special taxing districts with additional levies. Contact the County Treasurer's Office to determine if your property is subject to any special district assessments.

Q: What if I disagree with my property assessment? A: Property owners have the right to appeal their assessment. Contact the County Assessor's Office for appeal procedures, deadlines, and required documentation to contest your property's assessed value.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates | Middlesex County, VAco.middlesex.va.us
02
Tax Doc
NOTICE OF PROPOSED REAL PROPERTY TAX INCREASEco.middlesex.va.us
03
County
at a meeting of the middlesex county board of supervisorsco.middlesex.va.us
04
County
Treasurer | Middlesex County, VAco.middlesex.va.us
05
Tax Doc
Personal Property Tax Relief Payment Schedulefinance.virginia.gov
06
County
Comprehensive plan Middlesex Countygovinfo.gov
07
an ordinance to provide for the exemptionco.middlesex.va.us
08
County
Middlesex County Board of Supervisorsco.middlesex.va.us
09
State
Real Estate Tax Relief for the Elderly & Disabledco.middlesex.va.us
10
County
Middlesex County, Virginiaco.middlesex.va.us
All sources verified as of 2025 Tax Year

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