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Updated 2025 Tax Year

Goochland County
Property Tax Guide

Everything you need to know about property taxes in Goochland County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$3.75 per $100 of assessed value, may vary by special taxing districts
1st Due
Jun 5
2nd Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Goochland County, Virginia operates on a property tax system that serves as the primary funding source for essential county services including schools, public safety, infrastructure maintenance, and general government operations. Property owners are taxed based on the assessed value of their real estate and personal property, with the current tax rate set at $3.75 per $100 of assessed value for the 2025 tax year.

The effective tax rate in Goochland County may vary depending on your property's location within the county due to special taxing districts and additional assessments for services like school bonds or infrastructure improvements. Property taxes are collected in two installments annually, with payments due June 5th and December 5th. The county conducts regular property assessments to determine fair market value, and property owners have appeal rights if they disagree with their assessment.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Base Real Estate Tax$3.75General county operations, schools, public safety
Personal Property Tax$3.75Vehicles, boats, business equipment
Ad Valorem TaxVariesAdditional property-specific assessments (when applicable)
Special District AssessmentsVariesLocation-specific charges for services or improvements

Rates shown are for FY 2025. Actual rates may vary by special taxing districts within Goochland County. Contact the county assessor for district-specific rates that may apply to your property location.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Goochland County, property taxes are due in two installments:

First Installment
Jun 5
Delinquent after Dec 10
Second Installment
Dec 5
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Goochland County issues supplemental tax bills when property changes ownership, new construction is completed, or property improvements are made during the tax year. The county prorates taxes based on the date of the triggering event, ensuring fair taxation for both the previous and new property owners.

For example, if you purchase a home in Goochland County on September 1st that was assessed at a different value than what you paid, you may receive a supplemental bill reflecting the difference in tax owed from September 1st through the end of the fiscal year. These supplemental bills are mailed between regular billing cycles and payment is due on the specific date stated on the bill. Real estate supplements are calculated based on the prorated period and the applicable tax rate.

Example Calculation

$300,000 Home:

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applied for): $0 (caps future increases only)
  • Net Taxable Value: $300,000
  • Annual Tax: $300,000 ÷ 100 × $3.75 = $11,250
  • Monthly Escrow: $937.50

$600,000 Home:

  • Assessed Value: $600,000
  • Less: Senior/Disabled Credit (if qualified and applied): $600,000
  • Net Taxable Value: $600,000
  • Annual Tax: $600,000 ÷ 100 × $3.75 = $22,500
  • Monthly Escrow: $1,875.00

$1,000,000 Home:

  • Assessed Value: $1,000,000
  • Less: Credits Applied (if eligible and filed): $1,000,000
  • Net Taxable Value: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $3.75 = $37,500
  • Monthly Escrow: $3,125.00

Note: Tax credits require separate applications and are not automatically applied. Contact the assessor's office for eligibility requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Goochland County require property tax escrow accounts, collecting monthly payments along with your mortgage payment to ensure taxes are paid on time. Your lender typically pays your property taxes directly to the county on the June 5th and December 5th due dates.

Lenders analyze your annual tax bill and divide it by 12 to determine your monthly escrow payment. They may also collect an additional cushion (usually 2-3 months of payments) to account for potential tax increases. Annual escrow analyses ensure you're paying the correct amount, with shortages spread over 12 months and overages typically refunded. If you pay your mortgage off or refinance, verify that property taxes have been paid current and future payments are properly transferred to avoid delinquency.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Goochland County for FY 2025? A: Property taxes are due in two equal installments: June 5th and December 5th. If either date falls on a weekend, the deadline extends to the next business day.

Q: What tax credits are available and do they apply automatically? A: Tax credits for elderly, disabled, and qualifying veterans are available but require separate applications with a $25 non-refundable filing fee. These are NOT automatic and must be applied for annually or as specified by the program.

Q: How does the Homestead exemption work? A: Virginia's Homestead exemption caps assessment increases rather than reducing your current assessed value. This requires a one-time application and helps limit how much your assessment can increase each year, providing long-term tax stability.

Q: How often does Goochland County reassess properties? A: Contact the county assessor's office for the current reassessment schedule. Property owners receive notice of new assessments and have appeal rights within specified timeframes.

Q: What are the penalties for late payment? A: Late payments incur penalties and interest charges. Contact the county treasurer's office for current penalty rates and collection procedures.

Q: Can I pay property taxes online? A: Yes, Goochland County accepts online payments by credit card, though convenience fees may apply. Cash, check, and money order payments are also accepted.

Q: What is the Ad Valorem tax on my bill? A: Ad Valorem tax is an additional property-specific assessment that may appear on some bills. Contact the assessor's office to understand what specific services or improvements this covers for your property.

Q: What if I have delinquent taxes? A: Properties with delinquent taxes cannot qualify for exemption applications. Contact the treasurer's office immediately to arrange payment and avoid potential tax lien procedures.

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