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Updated 2025 Tax Year

Campbell County
Property Tax Guide

Everything you need to know about property taxes in Campbell County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

8 Official Sources
8 min read
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Quick Facts
Tax Rate
$3.95 per $100 assessed value (personal property), real estate rates vary by district
1st Due
Jun 5
2nd Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Campbell County, Virginia operates a property tax system that funds essential county services including public schools, emergency services, road maintenance, and general government operations. The county assesses both real estate and personal property, with real estate taxes forming the primary revenue source for local government services.

Property tax rates in Campbell County are set annually by the Board of Supervisors each April, with taxes billed twice yearly on June 5th and December 5th. The county's personal property tax rate is currently $3.95 per $100 of assessed value, with recent reductions approved for 2025. It's important to note that actual tax rates may vary by location within Campbell County due to special taxing districts, which can add additional assessments to the base county rate depending on your property's specific location and the services provided in that area.

Section 2

What Makes Up Your Tax Bill

ComponentRateDescription
Personal Property Tax$3.95 per $100Current rate for vehicles, boats, and other personal property
Personal Property Tax (2025)$3.85 per $100Reduced rate effective 2025 (10¢ reduction)
Real Estate TaxSet annually in AprilRate determined by Board of Supervisors for each fiscal year
Special District AssessmentsVaries by locationAdditional rates may apply based on property location within specific service districts

Note: Real estate tax rates are established annually during the April Board of Supervisors meetings for the upcoming fiscal year. Personal property rates shown reflect the FY 2024-2025 current rate and the anticipated FY 2025-2026 reduced rate. Actual tax bills may include additional special district assessments depending on your property's location within Campbell County.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Campbell County, property taxes are due in two installments:

First Installment
Jun 5
Delinquent after Dec 10
Second Installment
Dec 5
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Campbell County does not prorate personal property taxes during the tax year. Personal property is assessed based on ownership as of January 1st each year, meaning that personal property acquired after January 1st is not subject to taxation until the following tax year. This creates a system where residents pay for the entire year on items owned on the January 1st assessment date.

For real estate, supplemental taxes may be triggered by new construction, improvements, or ownership changes that occur after the initial assessment. These supplemental bills are calculated based on the increased assessed value and the applicable tax rate, prorated for the portion of the tax year remaining after the change occurs. For example, if a $50,000 home addition is completed in September, the supplemental tax would cover the remaining months of the fiscal year based on that additional assessed value.

Example Calculation

Example 1: $300,000 Property

  • Assessed Value: $300,000
  • Less: Homestead Credit (if eligible): Varies based on assessment cap
  • Net Taxable Value: $300,000 (assuming no credits applied)
  • Annual Tax: Calculated at county rate (varies by fiscal year)
  • Monthly Escrow: Annual tax ÷ 12

Example 2: $600,000 Property

  • Assessed Value: $600,000
  • Less: Available Tax Credits (application required): Varies
  • Net Taxable Value: $600,000 (assuming no credits applied)
  • Annual Tax: Calculated at county rate
  • Monthly Escrow: Annual tax ÷ 12

Example 3: $1,000,000 Property

  • Assessed Value: $1,000,000
  • Less: Applicable Credits (must apply): Varies
  • Net Taxable Value: $1,000,000 (assuming no credits applied)
  • Annual Tax: Calculated at county rate
  • Monthly Escrow: Annual tax ÷ 12

Note: All available tax credits require separate applications and are not automatically applied. Contact the Commissioner of Revenue for current rates and credit eligibility requirements.

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Section 5

Escrow & Property Taxes

Most mortgage lenders require property tax escrow accounts for Campbell County properties. Your lender collects monthly property tax payments along with your mortgage payment, depositing these funds into an escrow account. The lender then pays your property taxes directly to Campbell County when the June 5th and December 5th due dates arrive.

Lenders typically analyze your escrow account annually to ensure adequate funds are available for tax payments. Since Campbell County bills taxes twice yearly, your lender will calculate monthly escrow payments based on the annual tax amount divided by 12 months. Property owners should verify that their mortgage servicer has the correct tax amount, especially after assessment changes or when tax credits are applied, as these may require escrow payment adjustments.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Campbell County? A: Property taxes are due twice yearly - June 5th and December 5th. If these dates fall on weekends, check the county website for adjusted due dates.

Q: What tax credits are available and how do I apply? A: Campbell County offers Real Estate Tax Relief for elderly and disabled residents, and participates in a Land Use Program. All credits require separate applications through the Commissioner of Revenue office and are not automatically applied.

Q: How does the Homestead exemption work? A: Campbell County's homestead-type programs cap assessment increases rather than reducing market value. These programs require application and limit how much your assessment can increase annually, providing tax relief over time.

Q: When are properties reassessed? A: Real estate assessments are conducted on a regular cycle. Contact the Commissioner of Revenue for the current assessment schedule and your property's next reassessment date.

Q: What happens if I pay my taxes late? A: Late payments incur penalties and interest. Contact the Campbell County Treasurer's office for specific penalty rates and payment arrangements if needed.

Q: Can I pay my property taxes online? A: Check the Campbell County website or contact the Treasurer's office for current online payment options and accepted payment methods.

Q: How do special district taxes affect my bill? A: Depending on your property's location within Campbell County, you may be subject to additional special district assessments for services like fire protection, water, or other local improvements.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed within specific timeframes. Contact the Commissioner of Revenue immediately if you believe your assessment is incorrect to learn about appeal procedures and deadlines.

Verified Sources

Backed by 8 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Campbell County Board of Supervisorsco.campbell.va.us
02
4/11/2025 TIME: 8:00 TX390BK RATE .4500 CAMPBELL, VAco.campbell.va.us
03
County
Personal Property Tax | Campbell County, VAco.campbell.va.us
04
County
Commissioner of the Revenue | Campbell County, VAco.campbell.va.us
05
County
Real Estate Tax | Campbell County, VAco.campbell.va.us
06
County
Twice-A-Year-Tax Billing Information | Campbell County, VAco.campbell.va.us
07
County
Finance and Taxation - Campbell Countyco.campbell.va.us
08
Tax Doc
12-108 | Virginia Taxtax.virginia.gov
All sources verified as of 2025 Tax Year

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