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Updated 2025 Tax Year

Brunswick County
Property Tax Guide

Everything you need to know about property taxes in Brunswick County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
0.50% base rate ($0.50 per $100 assessed value), varies by special taxing districts
Exemptions
4+ Available
Section 1

How Property Tax Works

Brunswick County, Virginia operates on a property tax system that serves as the primary funding mechanism for essential county services including public schools, law enforcement, fire protection, road maintenance, and local government operations. Property owners in Brunswick County pay taxes based on the assessed value of their real estate, with the county conducting regular reassessments to ensure fair market valuations.

The effective property tax rate in Brunswick County is 0.50% (or $0.50 per $100 of assessed value) for real estate as of 2025. However, actual tax bills may vary depending on your specific location within the county due to special taxing districts that may impose additional levies for services like fire protection, water and sewer, or other municipal services. Property owners should verify their exact tax rate by checking which special districts apply to their property address, as these can add to the base county rate.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Base County Real Estate Tax$0.50Primary county levy for general services (FY 2025)
Special Fire DistrictsVariesAdditional levy for fire protection services (where applicable)
Water/Sewer DistrictsVariesAdditional levy for utilities (where applicable)
Other Special DistrictsVariesAdditional assessments for specific local improvements

Note: The 0.50% base rate applies to the current fiscal year. Special taxing districts within Brunswick County may impose additional rates that vary by location. Contact the Brunswick County Commissioner of Revenue at (434) 848-2532 to determine which special districts apply to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Brunswick County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Brunswick County are additional property tax bills issued when there are mid-year changes to property ownership, value, or tax status. Common triggers include the completion of new construction, major renovations that increase property value, changes in exemption status, or corrections to the original assessment.

When a supplemental tax is triggered, the county calculates the difference between what you currently owe and what you should owe based on the change. For example, if you complete a $50,000 home addition in July, you would receive a supplemental bill for the additional tax owed on that $50,000 increase in assessed value, prorated from the completion date through the end of the current tax year. The supplemental tax would be calculated as: $50,000 × 0.005 (0.50% rate) = $250 annually, prorated for the remaining months in the fiscal year.

Example Calculation

Example 1: $300,000 Home

  • Assessed Value: $300,000
  • Homestead Credit Applied: -$50,000 (example, requires application)
  • Net Taxable Value: $250,000
  • Annual Tax: $250,000 × 0.005 = $1,250
  • Monthly Escrow: $104.17

Example 2: $600,000 Home

  • Assessed Value: $600,000
  • Homestead Credit Applied: -$50,000 (example, requires application)
  • Net Taxable Value: $550,000
  • Annual Tax: $550,000 × 0.005 = $2,750
  • Monthly Escrow: $229.17

Example 3: $1,000,000 Home

  • Assessed Value: $1,000,000
  • Tax Credits Applied: -$50,000 (example homestead credit, requires application)
  • Net Taxable Value: $950,000
  • Annual Tax: $950,000 × 0.005 = $4,750
  • Monthly Escrow: $395.83

Note: Tax credits shown are examples and require separate applications. Actual credits available and amounts may vary. Contact Brunswick County for current credit programs and eligibility requirements.

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Section 5

Escrow & Property Taxes

Most Brunswick County homeowners with mortgages have their property taxes collected through an escrow account managed by their mortgage servicer. Your lender collects a monthly amount (typically 1/12th of your annual tax bill) along with your mortgage payment and holds these funds to pay your property taxes when due.

Property taxes in Brunswick County are typically due in two installments: the first half by April 15th and the second half by October 15th. Your mortgage company will make these payments directly to Brunswick County on your behalf. It's important to review your annual escrow statement to ensure adequate funds are being collected, especially after reassessments or changes in tax rates. You can verify that payments have been received by checking with Brunswick County's Treasurer's office or viewing your account online through the county's property tax portal.

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Section 6

Frequently Asked Questions

Q: When are Brunswick County property taxes due for the current fiscal year? A: Property taxes are due in two installments: first half by April 15th and second half by October 15th. Late payments incur penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: Brunswick County may offer various tax credits such as homestead credits for primary residences, elderly/disabled credits, and veteran credits. Most credits require separate applications and are NOT automatic. Contact the Commissioner of Revenue at (434) 848-2532 for current programs and application requirements.

Q: How does the homestead credit work? A: The homestead credit typically caps the annual increase in your home's assessed value for tax purposes (such as limiting increases to 5-10% per year), rather than reducing the market value itself. This credit requires filing an application and generally applies only to your primary residence.

Q: How often does Brunswick County reassess properties? A: Virginia law requires property reassessment at least every six years. Brunswick County follows this schedule, with the most recent general reassessment determining current values. Property owners can appeal assessments within 30 days of notification.

Q: What are the penalties for late payment? A: Late payments typically incur a penalty of 10% plus interest charges that accrue monthly. After a certain period, delinquent taxes may result in tax lien procedures.

Q: Can I pay my property taxes online? A: Yes, Brunswick County typically offers online payment options through their official website. Contact the Treasurer's office at (434) 848-3107 for current online payment procedures and any associated convenience fees.

Q: Why is my tax bill different from my neighbor's on a similar home? A: Tax bills can vary due to different assessed values, eligibility for various tax credits, or location in different special taxing districts within the county that impose additional levies.

Q: How do I apply for tax credits or exemptions? A: Contact the Brunswick County Commissioner of Revenue at (434) 848-2532 to request applications for available tax credits. Applications typically have specific deadlines and documentation requirements, and most must be renewed periodically.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Tax Rates for County, City, Town, and Districts. TY 2024tax.virginia.gov
02
County
Tax Rates for County, City, Town, and Districts. TY 2023tax.virginia.gov
03
4/11/2025 TIME: 8:00 TX390BK RATE .4500 CAMPBELL, VAco.campbell.va.us
04
Tax Doc
2019 FORM 760ES - Virginia Taxtax.virginia.gov
05
Tax Doc
Where to File | Virginia Taxtax.virginia.gov
06
Tax Doc
Personal Property Tax Relief Payment Schedulefinance.virginia.gov
07
Tax Doc
Report on Mandatory Property Tax Exemptionsrga.lis.virginia.gov
08
State
State Benefits (Property Tax Exclusion)brunswickcountync.gov
09
Tax Doc
08-72 | Virginia Taxtax.virginia.gov
10
LIS > Bill Tracking > Committees > 1998 sessionlegacylis.virginia.gov
All sources verified as of 2025 Tax Year

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