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Updated 2025 Tax Year

Amelia County
Property Tax Guide

Everything you need to know about property taxes in Amelia County, VA. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.57 per $100 assessed value base rate, varies by special taxing district
1st Due
Dec 5
Exemptions
4+ Available
Section 1

How Property Tax Works

Amelia County, Virginia operates on a property tax system that serves as the primary funding mechanism for essential local services including public schools, law enforcement, fire protection, road maintenance, and county administration. Property owners in Amelia County pay taxes based on the assessed value of their real estate, with the county conducting regular assessments to determine fair market value.

The effective tax rate in Amelia County varies by location within the county due to special taxing districts that may levy additional assessments for specific services or improvements. Property owners should verify their specific tax rate based on their property's location, as areas within different special districts may have varying total tax obligations beyond the base county levy.

Property taxes in Amelia County are collected annually, with the revenue directly supporting the county's operational budget and capital improvements. The assessment and collection process follows Virginia state guidelines while incorporating local ordinances specific to Amelia County's needs and priorities.

Section 2

What Makes Up Your Tax Bill

ComponentRate per $100Description
Real Estate Base Rate$0.460Base county levy for FY 2024
Personal Property$4.350Tangible personal property rate
Machinery and Tools$1.500Business machinery and tools
Merchants' Capital$0.000Commercial inventory

Note: These rates reflect Tax Year 2024 levies. FY 2025 rates have not yet been established and will depend on local government budget decisions. Actual tax rates may vary by location within Amelia County due to special taxing districts for services such as fire protection, water/sewer, or other municipal services. Property owners should verify their specific rate based on their property's location and applicable special district assessments.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Amelia County, property taxes are due in two installments:

First Installment
Dec 5
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Amelia County are triggered by specific events that change a property's assessed value or ownership status during the tax year. The most common triggers include new construction completion, property improvements that increase assessed value, ownership transfers that prompt reassessment, and corrections to previous assessments.

When a supplemental tax is issued, it covers the difference between the original tax bill and what the tax would have been based on the new assessed value, prorated for the portion of the tax year affected. For example, if a property completes a major renovation in January that increases its assessed value by $50,000, the supplemental tax would be calculated as: ($50,000 ÷ 100) × $0.460 = $230 for the full year, assuming the base real estate rate applies.

The supplemental bill is typically issued within 30-60 days of the triggering event and becomes due upon receipt. Property owners receive a separate bill for supplemental taxes, which are in addition to the regular annual property tax bill.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Credit (if applicable): -$0 (requires application)
  • Net Taxable Value: $300,000
  • Annual Tax: ($300,000 ÷ 100) × $0.460 = $1,380
  • Monthly Escrow: $1,380 ÷ 12 = $115

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Senior/Disabled Credit (if applicable): -$0 (requires application)
  • Net Taxable Value: $600,000
  • Annual Tax: ($600,000 ÷ 100) × $0.460 = $2,760
  • Monthly Escrow: $2,760 ÷ 12 = $230

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Available Tax Credits (if applicable): -$0 (requires application)
  • Net Taxable Value: $1,000,000
  • Annual Tax: ($1,000,000 ÷ 100) × $0.460 = $4,600
  • Monthly Escrow: $4,600 ÷ 12 = $383

Note: Tax credits shown require separate applications and are not automatically applied. Homestead credits typically cap assessment increases rather than reduce current assessed values.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Amelia County require property tax escrow accounts for borrowers with less than 20% down payment or upon borrower request. Lenders collect monthly escrow payments equal to 1/12th of the annual property tax bill, plus a small cushion as allowed by federal law. The escrow funds are held in a separate account and used to pay property taxes when due.

Property taxes in Amelia County are due on June 5th annually. Lenders typically pay the tax bill directly to the county from the escrow account around this due date. Property owners should receive an annual escrow statement showing all deposits, payments, and account balances. If property taxes increase due to assessment changes or rate adjustments, lenders will adjust monthly escrow payments accordingly.

Property owners are encouraged to review their escrow statements annually and verify that property tax payments were made correctly and on time. Any discrepancies should be reported to the lender immediately. Property owners remain ultimately responsible for ensuring their property taxes are paid, even when using escrow services.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Amelia County for FY 2024? A: Real estate and personal property taxes are due on June 5th annually.

Q: What tax credits are available and how do I apply? A: Virginia offers various tax credits including homestead credits for qualifying residents, elderly/disabled credits, and veteran credits. Most credits require annual application with the county assessor's office. Contact Amelia County directly for specific eligibility requirements and application deadlines.

Q: How does the homestead tax credit work? A: The homestead credit typically caps annual assessment increases (often at 10%) rather than reducing the property's assessed value. This credit requires application and re-certification. It does not automatically reduce your current assessed value to below market value.

Q: How often does Amelia County reassess properties? A: Virginia law requires localities to reassess properties at least every six years. Property owners can appeal assessments through the Board of Equalization during designated appeal periods.

Q: What are the penalties for late payment? A: Late payments typically incur interest and penalty charges as specified by Virginia Code. Contact the Amelia County Treasurer's office for current penalty rates and payment options.

Q: Can I pay property taxes online? A: Online payment options may be available through the Virginia Department of Taxation website at www.tax.virginia.gov or through Amelia County's website. Check with the county treasurer for accepted payment methods.

Q: Do special districts affect my tax rate? A: Yes, properties located within special taxing districts (fire, water/sewer, etc.) may have additional assessments beyond the base county rate. Your tax bill will show all applicable rates.

Q: How do I dispute my property assessment? A: Property owners can appeal assessments during the designated appeal period, typically 30 days after assessment notices are mailed. Appeals are filed with the local Board of Equalization.

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