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Updated 2025 Tax Year

Orleans County
Property Tax Guide

Everything you need to know about property taxes in Orleans County, VT. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
2.5% to 2.7% of assessed value (varies by municipality and special districts)
Exemptions
4+ Available
Section 1

How Property Tax Works

Orleans County, Vermont operates under a property tax system that funds both local municipal services and state education programs. Property taxes are the primary source of revenue for essential services including schools, road maintenance, emergency services, and local government operations. The effective tax rate in Orleans County typically ranges from approximately 2.5% to 2.7% of assessed value, though this varies significantly by municipality and special taxing districts within the county.

Property tax rates in Orleans County are comprised of multiple components: state education taxes (which form the largest portion), municipal taxes, and any applicable special district assessments. Each town within Orleans County sets its own municipal tax rate, while education tax rates are determined by state formula but can vary between homestead and non-homestead properties. Additionally, some areas may be subject to special district taxes for services like fire protection, water, or library districts, meaning your actual tax rate depends on your specific location within the county.

Vermont uses a fiscal year running from July 1st through June 30th for property tax billing cycles. Property assessments are conducted periodically by individual municipalities, with no statewide assessment cap limiting year-over-year increases in assessed values.

Section 2

What Makes Up Your Tax Bill

The following table shows typical tax rate components for Orleans County municipalities for FY 2025-2026:

ComponentRate RangeDescription
State Education Tax (Homestead)$1.80-$1.90 per $100State education funding for homestead properties
State Education Tax (Non-Homestead)$1.95-$2.05 per $100State education funding for non-homestead properties
Municipal Tax$0.60-$0.80 per $100Local municipal services and operations
Special Districts$0.05-$0.25 per $100Fire, water, library, or other local districts (where applicable)
Total Effective Rate$2.45-$2.75 per $100Combined rate varies by municipality and districts

Note: Rates shown are for FY 2025-2026 and vary by specific municipality within Orleans County. Properties classified as "homestead" (primary residence of Vermont residents) receive lower education tax rates than non-homestead properties. Additional special district assessments may apply depending on your property's location and the services provided in your area.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Orleans County, property taxes are due in two installments:

Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Vermont are additional property tax assessments that occur when there are changes to property ownership, improvements, or new construction during the tax year. These supplemental bills ensure that property taxes are properly allocated based on current ownership and property conditions throughout the fiscal year.

Common triggers for supplemental taxes include: transfer of property ownership during the tax year, completion of new construction or major improvements, changes in property use classification (such as converting from homestead to non-homestead status), or corrections to assessment errors discovered mid-year. The supplemental tax is calculated by applying the current tax rate to any increase in assessed value, prorated for the portion of the tax year remaining.

For example, if you complete a $50,000 home addition in Orleans County in January (halfway through the fiscal year), and your area's tax rate is $2.60 per $100 of assessed value, you would owe a supplemental tax of approximately $650 ($50,000 ÷ 100 × $2.60 × 0.5 years remaining). Supplemental tax bills are typically issued within 60-90 days of the triggering event and become due upon receipt.

Example Calculation

The following examples show annual property tax calculations for Orleans County properties at different assessed values, assuming a combined tax rate of $2.60 per $100 assessed value for FY 2025-2026:

Example 1: $300,000 Home (Primary Residence)

  • Assessed Value: $300,000
  • Homestead Education Credit Applied: May reduce education portion by up to $13,000 in assessed value*
  • Net Taxable Assessment: ~$287,000 (after potential credit)
  • Annual Tax: $287,000 ÷ 100 × $2.55 = $7,319
  • Monthly Escrow: $610

Example 2: $600,000 Home (Primary Residence)

  • Assessed Value: $600,000
  • Homestead Education Credit Applied: May reduce education portion*
  • Net Taxable Assessment: ~$587,000 (after potential credit)
  • Annual Tax: $587,000 ÷ 100 × $2.55 = $14,969
  • Monthly Escrow: $1,247

Example 3: $1,000,000 Property (Non-Homestead/Investment)

  • Assessed Value: $1,000,000
  • Credits Applied: Limited credits available for non-homestead properties
  • Net Taxable Assessment: $1,000,000
  • Annual Tax: $1,000,000 ÷ 100 × $2.70 = $27,000
  • Monthly Escrow: $2,250

*Tax credits require annual application and eligibility verification. Homestead credits must be filed annually and provide income-based reductions rather than blanket exemptions.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Orleans County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Your lender collects monthly escrow payments along with your mortgage payment, typically equal to your annual property tax bill divided by 12, plus a small cushion to account for potential increases.

Property tax payments in Orleans County are due on July 15th, October 15th, and January 15th each year for the current fiscal year. Lenders typically make these payments on your behalf a few days before the due date to ensure timely payment and avoid penalties. Your lender will provide an annual escrow analysis showing how your payments were used and any adjustments needed for the coming year.

If you pay your own property taxes (no escrow), you're responsible for making payments directly to your municipality's tax collector by the due dates. Most Orleans County municipalities accept online payments, checks, or in-person payments. Late payments incur penalties and interest charges, so maintaining adequate escrow reserves or setting aside monthly funds is crucial for timely payment.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Orleans County? A: Property taxes for FY 2025-2026 are due in three installments: July 15, 2025, October 15, 2025, and January 15, 2026. Payments postmarked after these dates are subject to penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: Vermont offers several property tax credits including the Homestead Education Tax Credit, Property Tax Adjustment (income-based), and Veterans' Tax Credit. ALL CREDITS REQUIRE ANNUAL APPLICATION - none are automatic. Applications are typically due by April 15th each year. Contact your town clerk or visit the Vermont Department of Taxes website for current application forms.

Q: How does the Homestead Education Tax Credit work? A: The Homestead Credit doesn't reduce your property's assessed value. Instead, it provides income-based tax relief and ensures your primary residence qualifies for the lower homestead education tax rate. You must file annually to maintain this status, and the credit amount varies based on household income and property value.

Q: How often are properties reassessed in Orleans County? A: Assessment schedules vary by municipality within Orleans County. Most towns conduct reappraisals every 4-6 years, though some may reassess more frequently. Check with your local listers or assessor's office for your town's specific schedule.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with your town's Board of Listers within 30 days of receiving your assessment notice. If unsatisfied with their decision, you can appeal to the county Board of Civil Authority, and ultimately to Vermont Superior Court. Appeals must demonstrate your assessment exceeds fair market value.

Q: What happens if I pay my property taxes late? A: Late payments incur penalty fees and interest charges starting the day after the due date. Penalties are typically 8% annually (prorated monthly), and unpaid taxes can eventually result in tax liens or foreclosure proceedings.

Q: Can I pay my property taxes online? A: Most Orleans County municipalities offer online payment options through their websites or third-party payment processors. Check your tax bill or municipality's website for specific online payment instructions. Some services may charge convenience fees.

Q: Do I pay different rates if I live in a special district? A: Yes, properties within fire districts, water districts, library districts, or other special service areas pay additional assessments beyond the basic municipal and education taxes. These additional rates vary significantly depending on which districts serve your property location.

Q: What's the difference between homestead and non-homestead tax rates? A: Homestead properties (primary residences of Vermont residents) receive lower education tax rates and may qualify for additional credits. Non-homestead properties (second homes, investment properties, or primary residences of non-Vermont residents) pay higher education tax rates and have fewer available credits.

Q: How do I change my property from non-homestead to homestead status? A: File a Homestead Declaration with your town clerk and the Vermont Department of Taxes. This must be done annually by April 15th and requires the property to be your primary residence as a Vermont resident. The change typically takes effect the following tax year.

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