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Updated 2025 Tax Year

Garfield County
Property Tax Guide

Everything you need to know about property taxes in Garfield County, UT. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location and taxing districts within Garfield County, typically ranges from 0.6% to 1.2%
1st Due
Nov 30
2nd Due
May 31
Exemptions
4+ Available
Section 1

How Property Tax Works

Garfield County, Utah operates under the state's property tax system, which funds essential local services including schools, fire protection, law enforcement, libraries, and county operations. Property taxes in Garfield County are administered by the County Assessor's Office, with the effective tax rate varying by location within the county due to different combinations of special taxing districts.

Utah uses a market value assessment system with properties typically assessed at fair market value. The actual tax rate you pay depends on your specific location within Garfield County, as different areas are served by various special districts such as school districts, fire districts, library districts, and other local service areas. Based on available data, property tax rates in the region typically range from approximately 1.68% to over 2% of assessed value, making Garfield County's rates relatively moderate compared to the national average.

Your property tax bill represents the combined levies of all taxing entities that serve your property location. Because special district boundaries vary throughout the county, two properties with identical assessed values may have different tax bills depending on which districts serve each location.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated RateDescription
County General0.002500Basic county services, administration, roads
School District0.008000Local school operations and facilities
State School0.001500State-mandated school funding
Library District0.000300County library system operations
Special Service District0.001000Fire protection, ambulance services
Water Conservancy0.000200Regional water management
Total Estimated0.013500Approximately 1.35% base rate

Note: These are estimated rates for illustration. Actual FY 2024-2025 rates vary significantly by location within Garfield County based on your specific combination of special taxing districts. Some areas may have additional bond assessments, cemetery districts, or other special assessments that can increase the total rate. Contact the Garfield County Assessor's Office for your property's exact tax rate based on its location and applicable districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Garfield County, property taxes are due in two installments:

First Installment
Nov 30
Delinquent after Dec 10
Second Installment
May 31
Delinquent after Apr 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Garfield County are additional property tax bills issued when there are changes to your property's assessed value during the tax year. The most common triggers include ownership changes (such as property sales that remove certain exemptions), completion of new construction or major improvements, changes in property use, or corrections to assessment errors.

When a supplemental assessment occurs, the additional tax is calculated by applying your property's tax rate to the increase in assessed value, prorated for the remaining months in the tax year. For example, if new construction increases your assessed value by $50,000 in January, and your tax rate is 1.50%, you would owe an additional $750 for the full year ($50,000 × 0.015 = $750).

Supplemental tax bills are typically issued within 30-60 days of the triggering event and have their own due dates separate from regular property tax payments. These bills cannot be paid through your mortgage escrow account and must be paid directly to the county. If you receive a supplemental tax bill, contact the Garfield County Assessor's Office if you believe there's an error in the assessment.

Example Calculation

Example 1: $300,000 Home

  • Market/Assessed Value: $300,000
  • Veteran Disability Credit Applied: -$1,000 (if qualified and applied)
  • Net Taxable Value: $299,000
  • Tax Rate: 1.50% (varies by district)
  • Annual Property Tax: $4,485
  • Monthly Escrow: $374

Example 2: $600,000 Home

  • Market/Assessed Value: $600,000
  • Low-Income Abatement Credit: -$1,200 (if qualified and applied)
  • Net Taxable Value: $598,800
  • Tax Rate: 1.68% (varies by district)
  • Annual Property Tax: $10,060
  • Monthly Escrow: $838

Example 3: $1,000,000 Home

  • Market/Assessed Value: $1,000,000
  • No Credits Applied: $0
  • Net Taxable Value: $1,000,000
  • Tax Rate: 1.75% (varies by district)
  • Annual Property Tax: $17,500
  • Monthly Escrow: $1,458

Note: These examples use estimated tax rates. Actual rates vary by specific location and applicable special districts within Garfield County. Most tax credits require annual application and income/eligibility verification.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Garfield County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly payments equal to 1/12 of your annual property tax bill and remits payment to Garfield County on your behalf. Lenders typically pay the full annual amount by the April 30 deadline or make split payments by February 28 and June 15.

Each year, your lender conducts an escrow analysis to ensure adequate funds are collected. If property taxes increase due to assessment changes or rate adjustments, your monthly mortgage payment will be adjusted accordingly. You'll receive an escrow analysis statement showing any shortage or surplus, with shortages typically spread over 12 months.

It's important to review your annual property tax statement even when using escrow to verify accuracy and ensure your lender is paying the correct amount. If you receive supplemental tax bills, these cannot be paid through escrow and require separate payment directly to the county. Contact your lender immediately if you receive supplemental assessments to discuss payment arrangements.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Garfield County? A: For fiscal year 2024-2025 taxes, you can pay the full amount by April 30, 2025, or make two half payments by February 28, 2025, and June 15, 2025. These dates may shift slightly each year if they fall on weekends.

Q: What tax credits are available to homeowners? A: Utah offers several tax credits including Low-Income Homeowner Abatement (circuit breaker), Veteran Disability Credit, Blind Exemption Credit, and Disabled Veteran Exemption. All credits require annual application with supporting documentation and have income or eligibility requirements.

Q: How does the Homestead Credit work in Utah? A: Utah doesn't have a traditional homestead exemption, but the state offers a Low-Income Homeowner Abatement that functions as a tax credit for qualifying homeowners. This credit reduces your actual tax bill (not assessed value) and requires annual application with income verification.

Q: When are properties assessed and how can I appeal? A: Garfield County assesses properties annually as of January 1st. Assessment notices are typically mailed by August 31st. You have 45 days from the notice date to appeal to the County Board of Equalization if you believe your assessment is incorrect.

Q: What are the penalties for late property tax payments? A: Utah law allows counties to charge penalties and interest on delinquent property taxes. Contact the Garfield County Treasurer's Office for specific penalty rates and payment arrangements if you're unable to pay by the due dates.

Q: Can I pay property taxes online? A: Check with the Garfield County Treasurer's Office for available online payment options. Many Utah counties offer online payment systems, but availability and accepted payment methods vary by county.

Q: How do special district taxes affect my bill? A: Your property tax bill includes levies from all special districts serving your property, such as school districts, fire districts, library districts, and water conservancy districts. The combination of districts varies by location within Garfield County, which is why tax rates differ throughout the county.

Q: What happens if I don't pay my property taxes? A: Unpaid property taxes become a lien against your property. After a specified delinquency period, the county may begin tax sale proceedings. Contact the Garfield County Treasurer's Office immediately if you're having difficulty paying to discuss payment plan options.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
2024 Annual Property Tax Statistical Report - Utah.govpropertytax.utah.gov
02
Tax Doc
lowest tax rates in utahvernal.gov
03
2025 TC-65 Instructionsfiles.tax.utah.gov
04
Tax Doc
Property tax payments may be made through online ...garfieldcountyco.gov
05
Tax Doc
Pub 20, Utah Business Personal Property Taxesgarfield.utah.gov
06
FAQs – Treasurergarfieldcountyco.gov
07
State
Pub 36 | Utah State Tax Commissiontax.utah.gov
08
Tax Doc
Pub 36, Property Tax Abatement, Deferral and Exemption ...files.tax.utah.gov
09
Tax Doc
Pub 36, Property Tax Abatement, Deferral and Exemption ...files.tax.utah.gov
10
Energy From The West Impact Analysis Report Volume Ii ...nepis.epa.gov
All sources verified as of 2025 Tax Year

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