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Updated 2025 Tax Year

Young County
Property Tax Guide

Everything you need to know about property taxes in Young County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Approximately 1.8% statewide average, varies by location within county based on taxing jurisdictions
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Young County, Texas operates under the state's property tax system, where property taxes serve as the primary funding mechanism for local government services, including schools, county operations, municipal services, and various special districts. Property owners in Young County can expect effective tax rates that typically align with Texas's statewide average of approximately 1.8%, though actual rates vary significantly based on your specific location within the county due to different combinations of taxing jurisdictions.

The county's property tax system includes multiple overlapping taxing entities: Young County government, school districts, incorporated cities, and various special districts such as hospital districts, water districts, and emergency services districts. Each property's total tax rate represents the combined rates of all applicable taxing jurisdictions. For 2025, Young County has implemented a 5.89% increase in its tax rate for maintenance and operations, which will affect the overall tax burden for property owners throughout the county.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Young County~$0.45-0.55County general fund, roads, law enforcement, courts
School District~$1.20-1.35Local school district operations and debt service
City/Municipal~$0.25-0.45City services (varies by municipality)
Hospital District~$0.15-0.25Emergency medical services, hospital operations
Special Districts~$0.05-0.20Water, fire, emergency services (location dependent)
Total Effective Rate~$2.10-2.80Combined rate varies by location

Rates shown are estimates for FY 2025-2026 and vary significantly based on your specific location within Young County. The 5.89% rate increase affects the county's maintenance and operations portion. Contact your local appraisal district for exact rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Young County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Young County are triggered by specific events that change a property's assessed value or ownership during the tax year. The most common triggers include change of ownership (sale or transfer), completion of new construction, additions or major improvements to existing structures, and correction of assessment errors discovered mid-year.

When a supplemental assessment occurs, the additional tax is calculated as the difference between the new assessed value and the previous assessed value, multiplied by the applicable tax rate, prorated for the remaining months in the tax year. For example, if a $50,000 addition is completed in July and increases your assessed value by that amount, you would pay taxes on the additional $50,000 at your total tax rate (approximately $2.40 per $100 of value) for the remaining 6 months of the tax year, resulting in approximately $600 in supplemental taxes due.

Example Calculation

Property Value: $300,000

  • Assessed Value: $300,000
  • Less: Homestead Exemption: -$100,000 (school district portion)
  • Net Taxable Value: ~$250,000-270,000 (depending on jurisdiction mix)
  • Annual Tax: ~$5,400-6,500 | Monthly: ~$450-540

Property Value: $600,000

  • Assessed Value: $600,000
  • Less: Homestead Exemption: -$100,000 (school district portion)
  • Net Taxable Value: ~$500,000-520,000
  • Annual Tax: ~$10,800-13,500 | Monthly: ~$900-1,125

Property Value: $1,000,000

  • Assessed Value: $1,000,000
  • Less: Homestead Exemption: -$100,000 (school district portion)
  • Net Taxable Value: ~$900,000-920,000
  • Annual Tax: ~$19,500-24,500 | Monthly: ~$1,625-2,040

All exemptions require application and approval. Additional exemptions may be available for seniors, disabled persons, or veterans that could further reduce taxable values.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Young County require property tax escrow accounts for borrowers with less than 20% down payment, though some lenders mandate escrow regardless of down payment amount. Your lender collects monthly escrow payments equal to approximately 1/12 of your annual property tax bill, plus insurance premiums, and pays these bills directly to the taxing authorities when due.

Texas property taxes are due January 31st each year for the previous year's assessment. Lenders typically receive tax bills in late fall and must pay by the January 31st deadline to avoid penalties and interest charges. Property owners should verify that their lender has received and paid their tax bills, as borrowers remain ultimately responsible for ensuring timely payment. The Young County Tax Assessor-Collector's office provides online payment verification tools, and you can request copies of payment receipts to confirm your escrow payments were processed correctly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Young County property taxes due for FY 2025-2026? A: Property taxes are due by January 31, 2026. Taxes become delinquent on February 1, 2026, and penalty and interest charges apply immediately.

Q: What homestead exemption am I eligible for and do I need to apply? A: Texas homestead exemptions include a $100,000 school district exemption for primary residences, plus potential additional local exemptions. You must apply with the Young County Appraisal District by April 30th of the tax year. The homestead also caps annual assessment increases at 10%.

Q: Are there additional tax credits for seniors or disabled persons? A: Yes, seniors 65+ and disabled persons may qualify for additional exemptions that require separate applications. These include school district exemptions and potential tax ceiling freezes. Contact the Young County Appraisal District for specific amounts and application requirements.

Q: How do I appeal my property assessment? A: File a protest with the Young County Appraisal Review Board by May 15th (or within 30 days of receiving your notice). You can protest online, by mail, or in person. The appraisal district must provide evidence supporting their valuation.

Q: What penalties apply for late payment? A: Delinquent taxes incur a 6% penalty in February, increasing to 7% in March, 8% in April, and 9% in May and thereafter. Interest accrues at 1% per month. Additional attorney and collection fees may apply.

Q: Can I pay my taxes online? A: Yes, the Young County Tax Assessor-Collector typically offers online payment options through their official website. E-check payments usually have lower fees than credit card payments.

Q: Why did my taxes increase when my property value didn't change? A: Tax rates can change annually based on local government budgets. Even with stable property values, rate increases (like the 5.89% increase implemented for 2025) will result in higher tax bills.

Q: How do special district taxes affect my bill? A: Your location determines which special districts apply to your property. These can include hospital districts, emergency services districts, water districts, and others. Each adds to your total tax rate, and the combination varies significantly across Young County.

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