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Updated 2025 Tax Year

Walker County
Property Tax Guide

Everything you need to know about property taxes in Walker County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
2.5%-3.5% of assessed value (varies by taxing districts within county)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Walker County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, infrastructure, and emergency services. Property taxes are the primary revenue source for these services, with the Walker County Appraisal District determining property values and various taxing entities setting their individual tax rates.

The effective property tax rate in Walker County varies by location within the county due to different combinations of taxing districts. Property owners may be subject to county taxes, school district taxes, city taxes (if within city limits), and various special district taxes depending on their specific location. The total effective rate typically ranges from approximately 2.5% to 3.5% of assessed value, though this can vary significantly based on the specific taxing districts that apply to each property.

Property assessments are conducted annually by the Walker County Appraisal District, with values generally reflecting market conditions as of January 1st each year. Texas law provides certain protections for homeowners, including assessment increase limitations and various tax credits that can reduce the overall tax burden for qualifying properties.

Section 2

What Makes Up Your Tax Bill

FY 2024-2025 Tax Rates (per $100 of assessed value)

ComponentRateDescription
County M&O$0.755Walker County maintenance and operations
County I&S$0.190Walker County interest and sinking fund
County Total$0.945Base county rate
School DistrictsVariesHuntsville ISD, New Waverly ISD, or other districts
City TaxesVariesApplies only within city limits (Huntsville, New Waverly, etc.)
Special DistrictsVariesMUDs, hospital districts, emergency services districts

Note: The $0.945 county rate applies countywide, but total effective rates vary significantly by location depending on school district boundaries, city limits, and special taxing districts. School district rates typically add another $1.00-$1.50 per $100 of assessed value. Property owners should verify their specific taxing districts through the Walker County Appraisal District to determine their total applicable rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Walker County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Walker County are additional property tax assessments that occur when there are mid-year changes to property ownership, improvements, or newly constructed properties. These taxes are prorated based on the number of months remaining in the tax year after the triggering event occurs.

Common triggers for supplemental taxes include: completion of new construction or major improvements after January 1st, subdivision of land creating new taxable parcels, and changes in property use that affect exemption eligibility. The supplemental tax is calculated by applying the current year's tax rate to the new or additional assessed value, then prorating for the remaining months in the tax year.

For example, if a $100,000 home addition is completed in July, and the total applicable tax rate is 3.0%, the supplemental tax would be approximately $1,500 (the annual tax on $100,000) multiplied by 6/12 months, resulting in a $750 supplemental tax bill. Supplemental tax bills are typically issued within 30-60 days of the assessment and have their own due dates separate from the regular property tax payment schedule.

Example Calculation

Example 1: $300,000 Home with Homestead Credit

  • Market Value: $300,000
  • School Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Estimated Total Rate: 2.8% ($2.80 per $100)
  • Annual Tax: $5,600
  • Monthly Escrow: ~$467

Example 2: $600,000 Home with Homestead Credit

  • Market Value: $600,000
  • School Homestead Exemption: -$100,000
  • Taxable Value: $500,000
  • Estimated Total Rate: 3.0% ($3.00 per $100)
  • Annual Tax: $15,000
  • Monthly Escrow: ~$1,250

Example 3: $1,000,000 Home with Homestead Credit

  • Market Value: $1,000,000
  • School Homestead Exemption: -$100,000
  • Taxable Value: $900,000
  • Estimated Total Rate: 3.2% ($3.20 per $100)
  • Annual Tax: $28,800
  • Monthly Escrow: ~$2,400

Important Notes: Homestead exemptions require application and are not automatic. Actual rates vary by specific location within Walker County. Examples assume typical rate combinations but individual properties may have different applicable taxing districts.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Walker County require borrowers to maintain an escrow account for property tax payments, particularly for loans with less than 20% down payment. The lender collects monthly escrow payments along with principal and interest, then pays property taxes directly to the Walker County Tax Assessor-Collector when due.

Property tax payments in Walker County are due January 31st annually, though the research indicates some installment options may be available with due dates in October, November, and December. Lenders typically pay these taxes on behalf of escrowed borrowers before the deadline to avoid penalties. If assessment values increase significantly, lenders may require escrow account adjustments and could collect shortage amounts over 12 months or request lump-sum payments.

Property owners should verify their tax obligations and payment schedules with the Walker County Tax Assessor-Collector, as escrow companies occasionally make errors. Annual escrow analysis statements show how funds were disbursed and projected needs for the coming year. Borrowers can request escrow account information and have the right to review tax payment records maintained by their mortgage servicer.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Walker County property taxes due? A: Property taxes are due January 31st annually. Some installment payment options may be available with earlier due dates in October, November, and December. Contact the Walker County Tax Assessor-Collector for current payment options and specific deadlines.

Q: What tax credits are available and do they require application? A: The primary credit is the school district homestead exemption of $100,000 for primary residences, which requires application. Additional credits may be available for seniors, disabled veterans, and disabled persons. All credits require application and are not automatic - contact the Walker County Appraisal District to apply.

Q: How does the homestead exemption work? A: The homestead exemption provides a $100,000 reduction in assessed value for school district taxes only, and caps annual assessment increases at 10% for homestead properties. You must file an application with the Walker County Appraisal District - it is not automatic. The 10% cap limits year-over-year taxable value increases, not market value.

Q: When are properties assessed and how can I appeal? A: Properties are assessed annually as of January 1st. Assessment notices are typically mailed in April-May. Property owners have until May 31st (or 30 days after notice) to file appeals with the Walker County Appraisal Review Board. Appeals must be filed in writing.

Q: What are the penalties for late payment? A: Late payments incur penalty and interest charges. Penalties typically start at 6% for February payments, increasing monthly. After July 1st, properties may be subject to additional attorney fees and potential foreclosure proceedings for delinquent taxes.

Q: Can I pay property taxes online? A: Yes, Walker County typically offers online payment options through the Tax Assessor-Collector's website. Payment methods usually include electronic check and credit/debit cards, though convenience fees may apply for card payments.

Q: Why did my taxes increase if I didn't improve my property? A: Tax increases can result from rising property values, increased tax rates by local taxing entities, or changes in exemption eligibility. The homestead 10% cap limits increases for qualifying homeowners, but other factors like bond elections or budget increases can affect rates.

Q: What special district taxes might apply to my property? A: Depending on location, you may pay taxes to Municipal Utility Districts (MUDs), hospital districts, emergency services districts, or other special purpose districts. These vary by specific location within Walker County - check with the Appraisal District for your property's specific taxing districts.

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