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Updated 2025 Tax Year

Val Verde County
Property Tax Guide

Everything you need to know about property taxes in Val Verde County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.4977 per $100 assessed value (county only), total effective rate varies by location with school and municipal taxes
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Val Verde County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes are calculated based on the assessed value of real estate and personal property, with the county's 2025 tax rate set at $0.4977 per $100 of assessed value for the county portion alone. However, property owners pay multiple tax rates as their total bill includes levies from various taxing entities including school districts, the county, municipalities, and special districts.

The effective tax rate varies significantly depending on your specific location within Val Verde County due to the different combinations of school districts, municipal boundaries, and special taxing districts that may apply to your property. Total effective rates typically range from approximately 2.0% to 2.5% of assessed value when combining all taxing entities. Texas law provides a 10% annual cap on assessment increases for homestead properties and various exemptions that can reduce your taxable value, though most require formal application and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Val Verde County$0.4977County general operations, road maintenance, law enforcement
San Felipe Del Rio CISD~$1.2500*Local school district operations and debt service
City (if applicable)VariesMunicipal services for incorporated areas
Special DistrictsVariesHospital district, utility districts, other special purposes
Total Estimated Range$2.00-$2.50Combined rate varies by location within county

*School district rates are approximate and may vary. These rates apply to the FY 2025-2026 tax year. Your actual total rate depends on which taxing entities serve your specific property location. Special taxing districts such as hospital districts, utility districts, or emergency services districts may add additional levies ranging from $0.10 to $0.50 per $100 of assessed value.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Val Verde County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Val Verde County are additional property tax bills issued when there are changes to property ownership, value, or exemption status that occur after the original tax roll is finalized. The most common triggers include new construction completion, property ownership transfers, removal or addition of exemptions, and successful appeals that increase property values mid-year.

When a supplemental assessment is issued, it represents the difference between what was previously assessed and what should have been assessed for the portion of the tax year affected. For example, if you complete a $50,000 home addition in March and your total tax rate is 2.2%, you would receive a supplemental bill for approximately $550 ($50,000 × 0.022 × 75% of year remaining). The supplemental tax becomes due within 30 days of the bill date and is in addition to your regular annual property tax payment.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Net Taxable Value: $200,000
  • Annual Tax (at 2.2% total rate): $4,400
  • Monthly Amount: $367

Example 2: $600,000 Home with Homestead and Over-65 Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Over-65 Exemption: -$10,000 (requires application)
  • Net Taxable Value: $490,000
  • Annual Tax (at 2.2% total rate): $10,780
  • Monthly Amount: $898

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • No Exemptions: $0
  • Net Taxable Value: $1,000,000
  • Annual Tax (at 2.2% total rate): $22,000
  • Monthly Amount: $1,833

All exemptions require formal application and approval. Rates shown are estimates as actual rates vary by specific location within the county.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Val Verde County require property tax escrow accounts for loans with less than 20% down payment, though some lenders may require escrow regardless of down payment amount. Your lender collects approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment and deposits these funds into an escrow account. The lender then pays your property taxes directly to Val Verde County when they become due.

Texas property taxes are typically due by January 31st for the previous tax year, though some taxing entities may offer split payment options. Your lender will receive tax bills directly and should pay them on time to avoid penalties. You'll receive an annual escrow analysis showing how your payments were used and any adjustments needed for the coming year. If your property taxes increase due to rising assessments or tax rates, your monthly escrow payment will be adjusted accordingly. Always verify that your lender has paid your taxes on time by checking with the Val Verde County Tax Assessor-Collector's office, as you remain ultimately responsible for payment even when using escrow.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Val Verde County for FY 2025-2026? A: Property taxes are typically due by January 31, 2026, for the 2025 tax year. Some taxing entities may offer split payment options with an initial deadline in late fall.

Q: What homestead exemptions are available and do I need to apply? A: The primary homestead exemption provides a $100,000 reduction in taxable value for school district taxes on your primary residence. You must apply using Form 50-114 by April 30th following the year you become eligible. This exemption also caps annual assessment increases at 10%.

Q: Are there additional tax credits for seniors or disabled persons? A: Yes, residents over 65 or disabled individuals may qualify for additional exemptions and frozen tax rates. These require separate applications and proof of eligibility. Applications are available through the Val Verde County Appraisal District.

Q: How do I appeal my property assessment? A: You can protest your property value with the Val Verde County Appraisal Review Board. Informal hearings are typically held in May-June, with formal protests due by May 31st or within 30 days of receiving your notice of appraised value.

Q: What happens if I pay my property taxes late? A: Late payments incur penalties and interest as follows: 7% if paid in February, 8% in March, 9% in April, and 10% in May and thereafter, plus 1% interest per month.

Q: Can I pay my property taxes online? A: Yes, most taxing entities in Val Verde County offer online payment options through their websites or third-party payment processors. Check with each individual taxing entity for their specific online payment systems.

Q: Do special districts add extra taxes to my bill? A: Yes, depending on your location, you may pay additional taxes for hospital districts, emergency services districts, or other special purpose districts. These rates vary by location within the county.

Q: How often are properties reassessed in Val Verde County? A: The Val Verde County Appraisal District reviews all properties annually, though not all properties are physically inspected each year. Market values are updated based on recent sales data, market trends, and property improvements.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
State
Taxpayer impact statementvalverdecounty.texas.gov
02
Tax Doc
NOTICE OF PUBLIC HEARING ON TAX INCREASEvalverdecounty.texas.gov
03
County
Untitled - Val Verde County - Texas.govvalverdecounty.texas.gov
04
County
Untitled - Val Verde County - Texas.govvalverdecounty.texas.gov
05
County
Val Verde County Appraisal Districtcomptroller.texas.gov
06
Tax Doc
Business Personal Property Rendition of Taxable Propertycomptroller.texas.gov
07
County
Quick Links • Val Verde County, TX • CivicEngagevalverdecounty.texas.gov
08
Quick Links • Amended Comptroller Formsvalverdecounty.texas.gov
09
County
Tax Assessor Collector's Department | Val Verde County, TXvalverdecounty.texas.gov
10
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
All sources verified as of 2025 Tax Year

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