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Updated 2025 Tax Year

Uvalde County
Property Tax Guide

Everything you need to know about property taxes in Uvalde County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
1.8-2.2% effective rate (varies by taxing district within county)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Uvalde County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Uvalde County are assessed annually based on the appraised value of real estate and personal property as of January 1st each year. The county follows Texas Property Tax Code regulations, with the Uvalde County Appraisal District responsible for property valuations and the County Tax Assessor-Collector handling tax collection.

The effective tax rate in Uvalde County typically ranges around 1.8-2.2% of assessed value, though this varies significantly by location within the county due to overlapping special taxing districts. Property owners may be subject to taxes from multiple entities including the county, school districts, cities, hospital districts, and other special purpose districts. Each jurisdiction sets its own tax rate annually, and the combination of these rates determines your total property tax bill. It's important to note that actual rates can vary considerably depending on which taxing districts serve your specific property location within Uvalde County.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Uvalde County General~$0.45-0.55County operations, roads, law enforcement
School District~$1.20-1.35Local school funding (varies by district)
City (if applicable)~$0.25-0.45Municipal services (varies by city)
Hospital District~$0.15-0.25Healthcare services (if applicable)
Other Special Districts~$0.05-0.20Water, EMS, other services (varies)
Total Estimated~$2.10-2.80Combined rate depending on location

Note: These rates are estimates for FY 2024-2025 and vary by specific location within Uvalde County. Each taxing district sets its rate annually. The 2025 property tax rates show increases beyond no-new-revenue rates for some districts. Contact the Uvalde County Tax Assessor-Collector or visit county websites for exact current rates applicable to your property's taxing districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Uvalde County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Texas are typically triggered by new construction, major improvements, or changes in property ownership that affect the assessed value during the tax year. When new property is added to the tax roll or existing property undergoes significant improvements, additional taxes may be assessed pro-rated for the portion of the year the enhanced value applies. For example, if you complete a home addition in June, you may receive a supplemental bill covering the increased assessment for July through December.

The calculation takes the difference between the old and new assessed values, applies the applicable tax rate, and pro-rates it based on the number of months remaining in the tax year. For instance, if your property value increases by $50,000 due to new construction and your total tax rate is $2.20 per $100 of value, the annual increase would be $1,100. If assessed mid-year with 6 months remaining, the supplemental tax would be approximately $550. These supplemental assessments are separate from your regular annual property tax bill and have their own payment deadlines.

Example Calculation

Example 1: $300,000 Home

  • Market/Assessed Value: $300,000
  • Less: Homestead Exemption: -$100,000 (school district portion only)
  • Less: General Homestead Exemption: -$25,000 (estimated local exemptions)
  • Net Taxable Value: ~$275,000 (school) / $275,000 (other districts)
  • Annual Tax: ~$5,775 (at 2.1% effective rate)
  • Monthly Escrow: ~$481

Example 2: $600,000 Home

  • Market/Assessed Value: $600,000
  • Less: Homestead Exemption: -$100,000 (school district only)
  • Less: General Homestead Exemption: -$25,000 (estimated local exemptions)
  • Net Taxable Value: ~$575,000 (school) / $575,000 (other districts)
  • Annual Tax: ~$12,075 (at 2.1% effective rate)
  • Monthly Escrow: ~$1,006

Example 3: $1,000,000 Home

  • Market/Assessed Value: $1,000,000
  • Less: Homestead Exemption: -$100,000 (school district only)
  • Less: General Homestead Exemption: -$25,000 (estimated local exemptions)
  • Net Taxable Value: ~$975,000 (school) / $975,000 (other districts)
  • Annual Tax: ~$20,475 (at 2.1% effective rate)
  • Monthly Escrow: ~$1,706

Note: Homestead and other exemptions require application and are not automatic. Tax rates vary by specific taxing districts in your area.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Uvalde County require borrowers to maintain an escrow account for property taxes, especially when the loan-to-value ratio exceeds 80%. Your monthly mortgage payment includes a portion that goes into this escrow account, which the lender uses to pay your property taxes when they become due. The lender typically collects 1/12th of your estimated annual property tax bill each month, plus a small cushion as allowed by federal regulations.

Property taxes in Uvalde County are generally due on April 20th and October 15th each year, with lenders making payments directly to the Uvalde County Tax Assessor-Collector (Rita Verstuyft). Your lender will receive tax bills and notices directly, but you should monitor your escrow account through annual escrow analysis statements. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment may be adjusted. You can verify payments and balances by contacting both your lender and the county tax office, and you have the right to request detailed escrow account information at any time.

How HonestCasa Helps
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Uvalde County for the current fiscal year? A: Property taxes are due April 20th and October 15th each year. For FY 2024-2025, these dates remain the same. Late payments incur penalties and interest charges.

Q: What tax credits are available and do they require application? A: The primary credit is the Homestead Exemption ($100,000 for school taxes), which requires application with the Uvalde County Appraisal District. Additional exemptions may be available for seniors, disabled veterans, and disabled persons, but all require separate applications and qualification verification.

Q: How does the Homestead Exemption work? A: The Homestead Exemption provides a $100,000 reduction in assessed value for school district taxes only, and caps annual assessment increases at 10% for your primary residence. You must file an application with the appraisal district - it is not automatic. The 10% cap limits how much your assessed value can increase year-over-year, not your market value.

Q: When does the county reassess properties? A: Properties are appraised annually as of January 1st. The Uvalde County Appraisal District (Chief Appraiser: Roberto Valdez) conducts these assessments. You'll receive a notice of appraised value typically in April-May.

Q: How do I appeal my property assessment? A: You can file a protest with the Uvalde County Appraisal Review Board, typically by May 31st (or within 30 days of receiving your notice). Contact the appraisal district for specific forms and deadlines.

Q: What happens if I pay my taxes late? A: Late payments incur penalties starting at 6% for the first month, increasing to 12% by the third month, plus additional interest charges. Severely delinquent taxes can result in tax liens and foreclosure proceedings.

Q: Can I pay property taxes online? A: Contact the Uvalde County Tax Assessor-Collector's office to inquire about online payment options. Many Texas counties offer online payment systems, but availability and fees vary.

Q: How do special taxing districts affect my bill? A: Your total tax rate depends on which special districts serve your property (school district, hospital district, emergency services, etc.). Properties in different areas of Uvalde County may have significantly different total tax rates based on the combination of overlapping taxing jurisdictions.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
County Rates and Levies (XLSX)comptroller.texas.gov
02
Tax Doc
Property Tax Methods and Assitance Program 2025 Reportcomptroller.texas.gov
03
Tax Doc
Notice of Public Hearing on Tax Increaseuvaldetx.gov
04
Electronic Appraisal Roll Submission - Texas Comptrollercomptroller.texas.gov
05
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
06
Uvalde - 232 - Texas Comptrollercomptroller.texas.gov
07
ENTEREDtxnb.uscourts.gov
08
Annual Budgetuvaldetx.gov
09
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
All sources verified as of 2025 Tax Year

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