Q: When are property taxes due in Terrell County for the current fiscal year?
A: Property taxes are due by January 31 each year. Texas allows a single payment schedule, and payments received after January 31 are subject to penalties and interest.
Q: What homestead tax credits are available and do I need to apply?
A: The primary benefit is the $100,000 school district homestead exemption, which reduces your taxable value for school district taxes only. This requires a formal application to the Terrell County Appraisal District and is not automatic. Additional exemptions may be available for seniors, disabled veterans, or disabled persons, all requiring separate applications.
Q: How does the homestead exemption work?
A: The homestead exemption provides two benefits: (1) reduces your taxable value by $100,000 for school taxes, and (2) caps annual assessment increases at 10% for your primary residence. This is an exemption that reduces assessed value, not a credit that reduces your tax bill directly. You must file an application with the appraisal district.
Q: When does the county reassess property values?
A: The Terrell County Appraisal District conducts annual assessments with notices typically mailed in April-May. Property values are assessed as of January 1 each year. If you disagree with your assessment, you can file a protest with the Appraisal Review Board, typically by May 31.
Q: What are the penalties for late payment?
A: Taxes paid after January 31 incur a 6% penalty in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% from July onward. Interest accrues at 1% per month on the unpaid balance.
Q: Can I pay property taxes online?
A: Yes, Terrell County offers online payment options. Contact the county tax assessor-collector's office for current online payment portals and accepted payment methods. There may be convenience fees for online transactions.
Q: Why do I receive multiple tax bills?
A: You may receive separate bills from different taxing entities (county, school district, city, special districts) or a combined bill depending on how Terrell County coordinates collections. Each entity may have different payment processing and due dates.
Q: How do special district taxes work?
A: Special districts provide specific services like emergency services, hospital care, or water management. These districts can levy additional taxes on properties within their boundaries. Your total tax bill includes all applicable special district taxes based on your property's location.
Q: What happens if I miss the application deadline for exemptions?
A: Most exemption applications have annual deadlines, typically April 30. Late applications may be accepted in limited circumstances with penalty or may not take effect until the following tax year. Contact the Terrell County Appraisal District at tcad@terrell.esc18.net as soon as possible if you missed a deadline.
Q: Can I appeal my property assessment?
A: Yes, you can file a protest with the Terrell County Appraisal Review Board if you believe your property is overvalued, unequally appraised, or incorrectly classified. Protests must typically be filed by May 31, and you can represent yourself or hire a professional.
