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Updated 2025 Tax Year

Taylor County
Property Tax Guide

Everything you need to know about property taxes in Taylor County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.8%-2.5% of assessed value (varies by taxing district and location within county)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Taylor County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, county operations, municipal services, and special districts. Property taxes in Taylor County fund essential services such as public education, law enforcement, fire protection, road maintenance, and emergency services. The county follows Texas Property Tax Code regulations and uses a market-value assessment system administered by the Central Appraisal District of Taylor County.

Effective property tax rates in Taylor County typically range from approximately 1.8% to 2.5% of assessed value, though actual rates vary significantly based on your specific location within the county. This variation occurs because property owners pay taxes to multiple overlapping jurisdictions - the county, school district, municipality (if applicable), and various special districts such as hospital districts, utility districts, or municipal utility districts. Each taxing entity sets its own rate annually, meaning two properties of equal value in different parts of Taylor County may have substantially different tax bills depending on which combination of taxing districts they fall within.

Section 2

What Makes Up Your Tax Bill

The following represents typical tax rate components for FY 2024-2025 (rates for FY 2025-2026 will be adopted in August 2025):

ComponentTypical Rate RangeDescription
Taylor County$0.35-$0.45 per $100County general operations, road maintenance, law enforcement
School District$1.20-$1.40 per $100Local school district operations and debt service
City/Municipality$0.40-$0.70 per $100Municipal services (varies by city, not applicable in unincorporated areas)
Hospital District$0.15-$0.25 per $100Emergency medical services and hospital operations
Special Districts$0.05-$0.30 per $100Water districts, utility districts, emergency services districts

Note: Exact rates vary by specific location and taxing district combination. The Central Appraisal District of Taylor County can provide your property's specific taxing entities. New tax rates for FY 2025-2026 will be adopted by each taxing entity in August 2025 following public hearings and budget adoption processes.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Taylor County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Taylor County are triggered by changes in property ownership, new construction, or significant improvements that increase a property's assessed value during the tax year. When these changes occur after January 1 (the assessment date), the county may issue supplemental tax bills to account for the increased value for the remainder of the tax year.

The supplemental tax is calculated by determining the difference between the old assessed value and the new assessed value, applying the current tax rate to that difference, and prorating it for the remaining months in the tax year. For example, if you purchase a newly constructed home in July valued at $400,000, and the previous assessed value of the vacant lot was $50,000, you would owe supplemental taxes on the $350,000 difference for the remaining 6 months of the tax year. At a combined rate of 2.0%, this would result in a supplemental bill of approximately $3,500 (($350,000 × 0.02) × 6/12 months). Supplemental bills are typically issued within 90 days of the triggering event and follow the same payment schedule as regular property taxes.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Taxable Value: $200,000
  • Combined Tax Rate: 2.1%
  • Annual Tax: $4,200
  • Monthly Payment: $350

Example 2: $600,000 Home with Homestead and Senior Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Senior Exemption: -$10,000
  • Taxable Value: $490,000
  • Combined Tax Rate: 2.0%
  • Annual Tax: $9,800
  • Monthly Payment: $817

Example 3: $1,000,000 Commercial Property

  • Market Value: $1,000,000
  • No Exemptions Applied: $0
  • Taxable Value: $1,000,000
  • Combined Tax Rate: 2.2%
  • Annual Tax: $22,000
  • Monthly Payment: $1,833

Note: All exemptions require separate applications to the Central Appraisal District and are not automatically applied. Rates shown are estimates and actual rates vary by specific taxing district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Taylor County require borrowers to establish escrow accounts for property tax payments, particularly for loans with less than 20% down payment. Your lender will estimate your annual property tax bill and divide it by 12 to determine your monthly escrow payment, which is collected along with your principal and interest payment. Lenders typically maintain a cushion of 1-2 months of taxes in the account to ensure sufficient funds are available when taxes become due.

Taylor County property taxes are due January 31st for the prior year's assessment, and lenders generally make payments in late January to avoid penalty. Your lender will receive tax bills directly and handle payment on your behalf. Each year, your lender must provide an escrow analysis statement showing the account activity and any adjustments needed for the coming year. If your property taxes increase due to rising assessments or tax rate changes, your monthly escrow payment may increase accordingly. You can verify that your lender has paid your taxes by checking with the Taylor County Tax Assessor-Collector's office or viewing your account online through their payment portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Taylor County property taxes due for FY 2024-2025? A: Property taxes are due January 31, 2025. This is a single annual payment with no split payment option available.

Q: What homestead exemption am I eligible for and how do I apply? A: Primary residence owners can receive up to $100,000 school district homestead exemption, which reduces taxable value and caps annual assessment increases at 10%. You must apply with the Central Appraisal District of Taylor County at 1534 S Treadaway Boulevard, Abilene, TX 79602. Applications are due by April 30th.

Q: Are there additional tax credits for seniors or disabled persons? A: Yes, additional exemptions may be available for seniors 65+ or disabled persons, but these require separate applications and income qualifications. Contact the Central Appraisal District for specific eligibility requirements and application procedures.

Q: How often are properties reassessed in Taylor County? A: Properties are assessed annually as of January 1st. The Central Appraisal District reviews market values each year, though homesteaded properties have annual increase caps of 10%.

Q: What are the penalties for late property tax payment? A: Interest and penalties begin accruing February 1st at 1.5% per month. Additional attorney fees may apply for delinquent accounts that enter collection proceedings.

Q: Can I pay my Taylor County property taxes online? A: Yes, online payments are available through the Taylor County Tax Assessor-Collector's website. Credit card, debit card, and electronic check options are typically available, though convenience fees may apply.

Q: How do I appeal my property assessment? A: You can protest your assessment with the Taylor County Appraisal Review Board. Protest applications must be filed by May 15th (or within 30 days of receiving your notice, whichever is later).

Q: Why do I pay different special district taxes than my neighbor? A: Taylor County contains multiple special taxing districts for services like hospitals, emergency services, and utilities. Your specific property location determines which districts serve you, resulting in different tax rates even for similar properties in different areas.

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