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Updated 2025 Tax Year

Refugio County
Property Tax Guide

Everything you need to know about property taxes in Refugio County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location, typically 2.0-2.5% effective rate depending on school district and special districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Refugio County, Texas operates under the state's property tax system, where property taxes serve as the primary funding source for local government services, schools, and various special districts. The county's property tax system funds essential services including public education through local school districts, county operations, emergency services, and infrastructure maintenance. Property owners in Refugio County can expect effective tax rates that vary significantly based on their specific location within the county due to different combinations of taxing entities.

The actual property tax rate you pay in Refugio County depends on which special taxing districts serve your property, including school districts (such as Refugio ISD and Woodsboro ISD), the county itself, any incorporated cities, and special districts for services like water, emergency services, or community colleges. This creates a layered tax structure where properties in different areas of the county may have substantially different total tax rates even with similar assessed values.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Refugio County$0.8000Base county operations, law enforcement, courts, infrastructure
School DistrictsVariesRefugio ISD, Woodsboro ISD, or other districts depending on location
CitiesVariesMunicipal services where applicable
Special DistrictsVariesEmergency services, water districts, community college districts
Total Combined RateVaries by LocationTypically $2.00-$3.00 per $100 of assessed value

Rates shown are for FY 2025-2026. The county's no-new-revenue rate is $0.7878 per $100. Your actual total tax rate depends on which combination of school districts, cities, and special districts serve your specific property location. Contact the Refugio County Appraisal District for your property's exact tax rate combination.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Refugio County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Refugio County are additional property tax assessments that occur when there are changes to property ownership, value, or exemption status outside the regular annual assessment cycle. The most common triggers include ownership changes (such as property sales), new construction or major improvements that increase property value, and changes in exemption eligibility such as losing or gaining homestead status.

When a supplemental tax is triggered, the Refugio County Appraisal District calculates the difference between what you currently owe and what you should owe based on the new circumstances. For example, if you purchase a home in March that was previously assessed at a lower value due to the seller's homestead exemption, you may receive a supplemental tax bill for the difference between the homestead-protected assessment and the current market value assessment for the remaining months of the tax year.

Example Calculation

Example 1: $300,000 Home with Homestead

  • Market Value: $300,000
  • Less: Homestead Exemption: $100,000 (school district portion)
  • Assessed Value: $300,000 (county/other); $200,000 (school)
  • Annual Tax: ~$5,400 (varies by district combination)
  • Monthly Escrow: ~$450

Example 2: $600,000 Home with Homestead

  • Market Value: $600,000
  • Less: Homestead Exemption: $100,000 (school district portion)
  • Assessed Value: $600,000 (county/other); $500,000 (school)
  • Annual Tax: ~$13,800 (varies by district combination)
  • Monthly Escrow: ~$1,150

Example 3: $1,000,000 Home with Homestead

  • Market Value: $1,000,000
  • Less: Homestead Exemption: $100,000 (school district portion)
  • Assessed Value: $1,000,000 (county/other); $900,000 (school)
  • Annual Tax: ~$24,200 (varies by district combination)
  • Monthly Escrow: ~$2,017

Note: Tax credits and exemptions require application and are not automatic. Homestead exemptions must be filed with the Refugio County Appraisal District by April 30th of the tax year.

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Section 5

Escrow & Property Taxes

If you have a mortgage on your Refugio County property, your lender will likely require an escrow account to collect and pay your property taxes. Your lender estimates your annual property tax liability and divides it by 12 to determine your monthly escrow payment. This amount is collected along with your principal and interest payment each month. The lender maintains a cushion in the account (typically 2-6 months of payments) to ensure sufficient funds are available when taxes come due.

Property taxes in Refugio County are paid in two installments: the first installment is due by October 15th, and the second installment is due by December 1st. Your mortgage servicer will make these payments on your behalf from your escrow account. Each year, your lender performs an escrow analysis to compare actual tax payments with collected escrow funds and adjusts your monthly payment accordingly. You'll receive an escrow statement showing this analysis and any changes to your monthly payment amount.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Refugio County property taxes due for FY 2025-2026? A: Property taxes are due in two installments: first installment by October 15th and second installment by December 1st. Late payments incur penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: Yes, most tax credits require application with the Refugio County Appraisal District. The primary credit is the homestead exemption ($100,000 school district exemption for primary residences). Applications must be filed by April 30th annually.

Q: How does the homestead credit work? A: The homestead credit provides a $100,000 exemption from school district taxes for your primary residence and caps annual assessment increases at 10%. You must file an application - it's not automatic. The 10% cap limits how much your assessed value can increase year-over-year, not your market value.

Q: When are properties reassessed? A: The Refugio County Appraisal District conducts annual assessments with notices typically mailed in April-May. Property values are assessed as of January 1st each year.

Q: How do I appeal my property assessment? A: File a protest with the Refugio County Appraisal Review Board by May 31st (or within 30 days of receiving your notice). You can protest online, by mail, or in person.

Q: What are the penalties for late payment? A: Late payments incur a penalty of 6% in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% in July and thereafter, plus 1% interest monthly.

Q: Can I pay my property taxes online? A: Yes, Refugio County offers online payment options through the tax assessor-collector's website. Credit card and electronic check payments are typically accepted with associated convenience fees.

Q: Why is my tax rate different from my neighbor's? A: Tax rates vary based on which special taxing districts serve your property. Different school districts (Refugio ISD vs. Woodsboro ISD), city boundaries, and special districts create different tax rate combinations across the county.

Q: What other exemptions might I qualify for? A: Additional exemptions may be available for seniors (65+), disabled persons, veterans, and agricultural/timber use. Each requires separate application and has specific eligibility requirements and deadlines.

Q: How do special districts affect my tax bill? A: Special districts for services like emergency medical services, community colleges, or water districts add additional tax rates to your bill. Your total rate is the sum of all applicable taxing entities serving your property location.

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