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Updated 2025 Tax Year

Red River County
Property Tax Guide

Everything you need to know about property taxes in Red River County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.68710 per $100 assessed value (county base rate), varies by district combination
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Red River County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, public schools, emergency services, and infrastructure maintenance. Property taxes in Red River County are collected by multiple taxing entities, including the county government, school districts, cities, and various special districts, each with their own tax rates that combine to determine your total property tax bill.

The effective property tax rate in Red River County varies significantly depending on your specific location within the county, as different combinations of taxing districts apply to different areas. For the 2025-2026 tax year, the county's base rate is $0.68710 per $100 of assessed value, but when combined with school district taxes, municipal taxes, and special district assessments, total rates typically range from approximately $2.00 to $2.50 per $100 of assessed value. Property owners should note that their exact rate depends on which school district, city, and special taxing districts serve their specific property location.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionFiscal Year
Red River County$0.68710County general fund, roads, law enforcementFY 2025-2026
School District$1.00-$1.30Varies by district (M&O and I&S combined)FY 2025-2026
Municipal$0.20-$0.45City services (if within city limits)FY 2025-2026
Emergency Services District$0.05-$0.10Fire and EMS servicesFY 2025-2026
Hospital District$0.15-$0.25Local healthcare services (if applicable)FY 2025-2026
Water/Utility Districts$0.10-$0.30Water, sewer, drainage (if applicable)FY 2025-2026

Note: Rates vary significantly by location within Red River County based on which taxing districts serve your property. The county rate shown represents the portion that applies countywide, while other rates depend on your specific address and the overlapping jurisdictions that provide services to your area.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Red River County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Red River County are additional tax assessments that occur when there are changes to property ownership, improvements, or reassessments outside the normal annual cycle. The most common triggers include the sale of property (triggering a reassessment to current market value), completion of new construction or major renovations, and corrections to previous assessments.

When a supplemental tax is issued, it represents the difference between what you were paying based on the previous assessment and what you should pay based on the new assessed value. For example, if you purchase a home in March that was previously assessed at $200,000 but sells for $350,000, the county may issue a supplemental tax bill covering the difference for the remaining months of the tax year. The calculation would be: (New Assessment - Old Assessment) × Tax Rate × Remaining Portion of Tax Year = Supplemental Tax Due.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Less: Homestead Exemption: $100,000 (school district portion only)
  • Net Taxable Value: $300,000 (county/other) + $200,000 (school)
  • Annual Tax: ~$5,400-$6,750 (depending on district rates)
  • Monthly Escrow: ~$450-$563

Example 2: $600,000 Home

  • Market Value: $600,000
  • Less: Homestead Exemption: $100,000 (school district portion only)
  • Net Taxable Value: $600,000 (county/other) + $500,000 (school)
  • Annual Tax: ~$11,400-$14,250 (depending on district rates)
  • Monthly Escrow: ~$950-$1,188

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Less: Homestead Exemption: $100,000 (school district portion only)
  • Net Taxable Value: $1,000,000 (county/other) + $900,000 (school)
  • Annual Tax: ~$19,400-$24,250 (depending on district rates)
  • Monthly Escrow: ~$1,617-$2,021

Note: Homestead exemptions and other tax credits require annual application and are not automatically applied. Actual rates vary by specific taxing district combination.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Red River County require property tax escrow accounts, where monthly tax payments are collected along with your mortgage payment and held until tax bills are due. Your lender will typically collect 1/12th of your estimated annual property tax bill each month, plus an additional cushion amount (usually 2-3 months of payments) to ensure sufficient funds are available.

Property tax bills in Red River County are typically issued in October for the current tax year, with payments due in two installments: the first half due by September 1st and the second half due by December 1st. Your mortgage servicer will pay these bills directly from your escrow account. Each year, your lender must provide an escrow analysis statement showing account activity and any required adjustments to your monthly payment based on actual tax bills and account balance requirements. Property owners should verify that their lender has current exemption information, as failure to apply for available exemptions can result in higher escrow requirements and potential shortfalls.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Red River County property taxes due for FY 2025-2026? A: Property taxes are due in two installments: first half by September 1st and second half by December 1st. Late payments incur penalties and interest charges.

Q: What tax credits are available and do I need to apply? A: The primary tax exemption is the $100,000 homestead exemption for primary residences (applies to school district taxes only). Additional exemptions may be available for seniors, disabled veterans, and disabled persons. ALL exemptions require annual application - they are not automatic.

Q: How does the homestead exemption work? A: The homestead exemption provides a $100,000 reduction in assessed value for school district taxes only, and caps annual assessment increases at 10% for your primary residence. You must file an application with the Red River County Appraisal District, typically due by April 30th.

Q: When are properties reassessed and how can I appeal? A: Properties are reassessed annually by the Red River County Appraisal District. Assessment notices are typically mailed in April, and property owners have until May 15th (or 30 days from notice date) to file an appeal with the Appraisal Review Board.

Q: What are the penalties for late payment? A: Late payments incur penalty charges of 6% in July, 8% in August, 10% in September, and 12% in October and thereafter, plus annual interest charges of 1% per month.

Q: Can I pay my property taxes online? A: Yes, Red River County offers online payment options through the tax assessor-collector's website. Credit card and electronic check payments are typically accepted, though convenience fees may apply.

Q: Why did my tax bill increase if rates stayed the same? A: Tax increases can occur due to property value increases, loss of exemptions, completion of improvements, or changes in special district rates. The 10% homestead cap only applies to primary residences with filed homestead exemptions.

Q: How do special district taxes work? A: Special districts (fire, EMS, hospital, water, etc.) levy additional taxes based on your property location. These rates vary significantly across the county, and you may be subject to multiple special district taxes depending on which services are provided to your area.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
FY 2026 Approved Budget - Red River Countyco.red-river.tx.us
02
County
FY 2025 Approved Budget - Red River Countyco.red-river.tx.us
03
Tax Doc
NOTICE OF PUBLIC HEARING ON TAX INCREASEco.red-river.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
County
filing fee schedule january 1, 2024 - Red River Countyco.red-river.tx.us
06
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
07
Application for Residence Homestead Exemptioncomptroller.texas.gov
08
County
Small Estate Affidavit - Red River Countyco.red-river.tx.us
09
County
Untitled - Red River Countyco.red-river.tx.us
10
County
FY 2021 Approved Budget - Red River Countyco.red-river.tx.us
All sources verified as of 2025 Tax Year

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