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Updated 2025 Tax Year

Reagan County
Property Tax Guide

Everything you need to know about property taxes in Reagan County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

9 Official Sources
8 min read
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Quick Facts
Tax Rate
1.6%-2.2% effective rate (varies by location and taxing districts within Reagan County)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Reagan County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, public schools, and various special districts. Property owners in Reagan County can expect to pay an effective tax rate ranging from approximately 1.6% to 2.2% of their property's assessed value, depending on their specific location within the county and the applicable taxing jurisdictions.

The actual tax rate varies significantly by location within Reagan County due to different combinations of special taxing districts, including school districts, municipal utility districts, hospital districts, and other local entities. Reagan County Independent School District represents the largest component of most property tax bills. Property assessments are conducted annually as of January 1st, with taxes levied by October 1st and due by January 31st of the following year. All property tax credits and exemptions require formal application and are not automatically applied to your tax bill.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Reagan County$0.35-0.45County operations and services
Reagan County ISD$1.15-1.25School district maintenance and operations
Reagan County Hospital District$0.08-0.12Local hospital services
Big Lake (if applicable)$0.25-0.35Municipal services for city residents
Special Districts$0.05-0.15Water, fire, or other local districts
Total Range$1.60-2.20Combined rate varies by location

Rates shown are for FY 2024-2025 tax year and are approximate. Actual rates vary based on your property's specific taxing jurisdictions. Contact the Reagan County Appraisal District for your exact rate calculation.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Reagan County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Reagan County are triggered by changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. When these events occur after January 1st (the assessment date), a supplemental tax bill is issued to account for the increased value for the remaining portion of the tax year.

For example, if you purchase a newly constructed home in Reagan County in June, you would receive a supplemental tax bill covering the increased assessed value from June through the end of the tax year. The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, multiplying by the applicable tax rate, then prorating for the remaining months in the tax year. These supplemental taxes are due 30 days from the date of the bill and are separate from the regular January 31st tax payment.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Net Taxable Value: $200,000
  • Tax Rate: 1.80%
  • Annual Tax: $3,600
  • Monthly Escrow: $300

Example 2: $600,000 Home with Homestead and Senior Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Senior Exemption (65+): -$10,000 (requires application)
  • Net Taxable Value: $490,000
  • Tax Rate: 1.85%
  • Annual Tax: $9,065
  • Monthly Escrow: $755

Example 3: $1,000,000 Home with Maximum Credits

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000 (requires application)
  • Net Taxable Value: $900,000
  • Tax Rate: 1.90%
  • Annual Tax: $17,100
  • Monthly Escrow: $1,425

All exemptions require formal application and approval. Rates vary by specific location within Reagan County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Reagan County require property tax escrow accounts, collecting monthly payments along with your mortgage payment to ensure taxes are paid on time. Your lender typically collects 1/12th of your annual property tax bill each month, plus a small buffer amount as required by federal law. The escrow account is analyzed annually, and any shortage or surplus results in an adjustment to your monthly payment.

Lenders usually pay your Reagan County property taxes in late January to meet the January 31st deadline. You should receive an annual escrow statement showing all deposits, payments, and account balances. If your property taxes increase due to reassessment or rate changes, your monthly escrow payment will be adjusted accordingly. Property owners can verify that taxes were paid correctly by checking with the Reagan County Tax Assessor-Collector's office or viewing payment records online.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are Reagan County property taxes due for the current tax year? A: Property taxes for FY 2024-2025 are due by January 31, 2025. Taxes become delinquent on February 1st, with penalties and interest applied immediately.

Q: What homestead exemption is available and how do I apply? A: Reagan County offers a $100,000 school district homestead exemption for primary residences. This exemption reduces your taxable value and also caps annual assessment increases at 10%. You must apply with the Reagan County Appraisal District by April 30th. The exemption is not automatic.

Q: Are there additional tax credits for seniors or disabled veterans? A: Yes, residents 65 and older can apply for additional exemptions, and disabled veterans may qualify for significant exemptions based on disability rating. All require separate applications with supporting documentation filed by April 30th annually.

Q: How often is my property reassessed? A: Reagan County properties are reassessed annually as of January 1st. However, homestead properties are protected by a 10% annual increase cap on assessed value, regardless of market value increases.

Q: What happens if I pay my taxes late? A: Taxes paid after January 31st incur immediate penalties and interest. Penalty is 6% in February, 7% in March, 8% in April, and increases monthly thereafter, plus annual interest of 20%.

Q: Can I pay my Reagan County property taxes online? A: Yes, the Reagan County Tax Assessor-Collector typically offers online payment options. Check the county website for available payment methods, which may include credit cards, electronic checks, and bank transfers.

Q: How do I appeal my property assessment? A: You can protest your property value with the Reagan County Appraisal Review Board. Informal protests must be filed by May 15th (or 30 days after receiving your notice). Formal hearings are scheduled if informal resolution isn't reached.

Q: Why did my tax bill increase if rates stayed the same? A: Tax bills can increase due to rising property values, new special district assessments, or loss of exemptions. Even with the 10% homestead cap, your taxes can still increase if you haven't applied for available exemptions or if special district rates change.

Verified Sources

Backed by 9 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
COUNTY OF REAGAN Annual Financial Report Year Ended ...co.reagan.tx.us
02
Tax Doc
Paying Your Taxes - Texas Comptrollercomptroller.texas.gov
03
County
COUNTY OF REAGAN Annual Financial Report Year Ended ...co.reagan.tx.us
04
2025 Deduction Detail - Texas Comptrollercomptroller.texas.gov
05
County
Reagan County Appraisal District - Texas Comptrollercomptroller.texas.gov
06
2023 ISD Summary Worksheet - Texas Comptrollercomptroller.texas.gov
07
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
08
UNDERWOODassets.comptroller.texas.gov
09
Tax Doc
Property Tax Forms - Texas Comptrollercomptroller.texas.gov
All sources verified as of 2025 Tax Year

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