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Updated 2025 Tax Year

Nacogdoches County
Property Tax Guide

Everything you need to know about property taxes in Nacogdoches County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.57596 per $100 assessed value for county portion; varies by district with school and municipal overlays
1st Due
Jan 31
Exemptions
6+ Available
Section 1

How Property Tax Works

Nacogdoches County, Texas operates under the state's property tax system to fund essential local services including schools, county government operations, emergency services, and infrastructure maintenance. Property owners in Nacogdoches County face a combined tax rate of $0.57596 per $100 of assessed valuation for 2025, representing an 8.9% increase from the previous year. This rate reflects the county's portion of property taxes, with additional rates applied by school districts, municipalities, and special taxing districts depending on the property's specific location.

The effective tax rate varies significantly across different areas within Nacogdoches County due to the overlay of multiple taxing jurisdictions. Property owners may pay taxes to combinations of the county, various school districts (including Nacogdoches ISD and Woden ISD), incorporated cities, and special districts for services like emergency services, hospital districts, or municipal utility districts. Texas law provides several tax relief mechanisms, including homestead exemptions that can reduce taxable value and assessment caps that limit annual increases for primary residences.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Nacogdoches County$0.57596Base county services, roads, law enforcement, courts
School DistrictsVaries by districtLocal school funding (varies by ISD location)
Municipal TaxesVaries by cityCity services (applies only within city limits)
Special DistrictsVaries by districtEmergency services, hospital districts, MUDs
Total Combined RateVaries by locationTypically $2.00-$2.50+ per $100

Rates shown are for fiscal year 2025. The county rate of $0.57596 per $100 represents an increase of $0.04719 from 2024. Actual total tax rates vary significantly based on the specific taxing districts serving each property location. Property owners should verify their specific rate combination with the Nacogdoches County Tax Assessor-Collector.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Nacogdoches County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental tax assessments in Nacogdoches County are triggered by changes in property ownership, completion of new construction, or significant improvements that increase a property's assessed value during the tax year. When these events occur, the county may issue a supplemental tax bill to capture the increased tax liability for the remaining portion of the tax year. The supplemental tax is calculated by determining the difference between the new assessed value and the previous assessment, then applying the current tax rate to this difference, prorated for the remaining months in the tax year.

For example, if a homeowner completes a $50,000 addition in July and the property's assessed value increases accordingly, they would receive a supplemental tax bill covering August through the end of the tax year. The additional tax would be calculated as: ($50,000 increase ÷ 100) × applicable tax rate × (5 months remaining ÷ 12 months) = supplemental tax due.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Estimated Combined Tax Rate: $2.20 per $100
  • Annual Tax: $4,400
  • Monthly Escrow: $367

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • School Homestead Exemption: -$100,000
  • Net Taxable Value: $500,000
  • Estimated Combined Tax Rate: $2.20 per $100
  • Annual Tax: $11,000
  • Monthly Escrow: $917

Example 3: $1,000,000 Home with Homestead Exemption

  • Market Value: $1,000,000
  • School Homestead Exemption: -$100,000
  • Net Taxable Value: $900,000
  • Estimated Combined Tax Rate: $2.20 per $100
  • Annual Tax: $19,800
  • Monthly Escrow: $1,650

Note: Homestead exemptions require application and approval. Tax rates vary by specific location within the county. Examples use estimated combined rates for illustration purposes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Nacogdoches County require borrowers to establish an escrow account for property tax payments, collecting monthly deposits along with principal and interest payments. The lender analyzes the previous year's tax bill and divides the annual amount by 12 to determine the monthly escrow payment, often adding a cushion to account for potential increases. Property tax payments in Nacogdoches County are due January 31st each year, and lenders typically remit payment directly to the Nacogdoches County Tax Assessor-Collector before this deadline.

Property owners should review their annual escrow analysis statement to verify accuracy and ensure adequate funding. If property taxes increase significantly due to reassessment or rate changes, the lender may require additional escrow payments or spread the shortage over the following year. Property owners can contact their lender's escrow department to verify that homestead exemptions and other applicable tax relief measures are properly reflected in their tax calculations.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Nacogdoches County? A: Property taxes are due January 31st each year. Taxes become delinquent February 1st with penalties and interest charges applied to unpaid balances.

Q: What homestead exemptions are available and how do I apply? A: Texas residents can claim a $100,000 school district homestead exemption on their primary residence, which reduces the taxable value. Applications must be filed with the Nacogdoches County Appraisal District, typically by April 30th of the tax year.

Q: How does the homestead exemption cap work? A: The homestead exemption includes a 10% assessment increase cap, limiting how much your home's assessed value can increase annually for tax purposes, regardless of market value increases. This cap applies only to the homestead portion of your property.

Q: When are property assessments conducted? A: The Nacogdoches County Appraisal District assesses properties annually with values typically established as of January 1st. Assessment notices are mailed by April, with appeal deadlines usually in May.

Q: What penalties apply to late tax payments? A: Delinquent taxes incur penalties starting February 1st, with additional interest charges. Penalty rates increase over time and may include attorney fees for severely delinquent accounts.

Q: Can I pay property taxes online? A: Yes, the Nacogdoches County Tax Assessor-Collector typically offers online payment options through their official website, accepting electronic checks and credit cards (convenience fees may apply).

Q: How do special district taxes affect my bill? A: Special districts like emergency services districts, hospital districts, or municipal utility districts add separate line items to your tax bill. These rates vary by location and the specific districts serving your property.

Q: What other tax relief programs are available? A: Texas offers additional exemptions for seniors (65+), disabled persons, disabled veterans, and agricultural/timber use. Each requires separate application with specific eligibility requirements and deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Tax Doc
NOTICE OF PUBLIC HEARING ON TAX RATEnactx.us
02
County
Truth in Taxation Summary - Nacogdoches Countyco.nacogdoches.tx.us
03
Tax Doc
Budget & Tax Rate | Nacogdoches, TX - Official Websitenactx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
06
PDF TIFF Wrapperapps.irs.gov
07
County
is approved, / f 1 - Nacogdoches Countyco.nacogdoches.tx.us
08
2024 ISD Summary Worksheet - Texas Comptroller - Texas.govcomptroller.texas.gov
09
Tax Doc
Texas Property Tax Exemptionscomptroller.texas.gov
10
COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE ...co.nacogdoches.tx.us
All sources verified as of 2025 Tax Year

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