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Updated 2025 Tax Year

Morris County
Property Tax Guide

Everything you need to know about property taxes in Morris County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
Varies by location within county, typically 1.8-2.5% of assessed value depending on taxing entities (county, school district, city)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Morris County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for essential local services including public schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Morris County are administered by the Morris County Appraisal District, which assesses property values, and various taxing entities that set tax rates and collect revenue. The county follows Texas Property Tax Code requirements, including the 10% annual assessment cap for homestead properties and standardized exemption procedures.

Property tax rates in Morris County vary significantly depending on your specific location within the county, as multiple taxing entities serve different areas. These include the county government, school districts, cities, emergency services districts, and other special purpose districts. For the 2025-2026 fiscal year, the base county rate is 0.424513 per $100 of assessed value, but your total effective rate will be higher when combined with school district taxes and any applicable special district assessments. Most residential properties can expect total effective rates ranging from 1.5% to 2.5% of assessed value, depending on their location and applicable taxing districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Morris County$0.424513Base county operations, roads, law enforcement, courts
School District$1.00-$1.40*Local school district operations and debt service
City/Municipality$0.30-$0.80*City services (varies by city, rural areas exempt)
Emergency Services$0.05-$0.15*Fire protection and emergency medical services
Other Special Districts$0.02-$0.25*Water districts, hospital districts, other local services
Typical Total Range$1.80-$2.50Combined rate varies by location within county

*Rates vary significantly by location within Morris County. The Morris County rate of $0.424513 per $100 applies to fiscal year 2025-2026. Contact the Morris County Appraisal District at (903) 645-2453 to determine your specific tax rate based on all applicable taxing entities in your area.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Morris County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Morris County are additional property tax assessments that occur when there are changes to property ownership, value, or use outside of the regular annual assessment cycle. The most common triggers include new construction completion, property ownership transfers, changes from exempt to taxable status, or corrections to prior assessments. These supplemental bills are calculated based on the difference between the old and new assessed values, prorated for the remaining portion of the tax year.

For example, if you complete a $100,000 home addition in June, the Morris County Appraisal District will issue a supplemental assessment for the increased value. The additional tax would be calculated on the $100,000 improvement at your applicable tax rate (approximately $1,800-$2,500 depending on your taxing districts), then prorated for the remaining seven months of the fiscal year, resulting in a supplemental bill of roughly $1,050-$1,460. Supplemental taxes are due within 30 days of the bill date and become delinquent if not paid by the specified due date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Estimated Tax Rate: $2.00 per $100
  • Annual Tax: $4,000
  • Monthly Escrow: $333

Example 2: $600,000 Home with Homestead and Over-65 Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Over-65 Exemption: -$10,000*
  • Net Taxable Value: $490,000
  • Estimated Tax Rate: $1.95 per $100
  • Annual Tax: $9,555
  • Monthly Escrow: $796

Example 3: $1,000,000 Home with Basic Homestead Only

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $900,000
  • Estimated Tax Rate: $2.10 per $100
  • Annual Tax: $18,900
  • Monthly Escrow: $1,575

*Exemption amounts vary by taxing entity and require annual application. Contact Morris County Appraisal District for specific exemption amounts in your area.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Morris County require property tax escrow accounts for loans with less than 20% down payment, though borrowers can often request escrow even with larger down payments. Your monthly mortgage payment includes a portion deposited into an escrow account, which your lender uses to pay property taxes on your behalf. Lenders typically collect 1/12th of your estimated annual tax bill each month, plus additional funds to maintain a required cushion of 2-6 months of payments.

Property taxes in Morris County are assessed annually but can be paid through various schedules depending on the amount owed. Your lender will receive tax bills directly from the taxing entities and make payments according to the established due dates. Texas law requires lenders to pay property taxes at least 20 days before the delinquency date to avoid penalties. You should receive an annual escrow analysis statement showing how your funds were used and any required adjustments to your monthly payment. If you believe your lender has made an error in tax payments, contact them immediately, as you remain ultimately responsible for ensuring taxes are paid correctly and on time.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Morris County? A: For fiscal year 2025-2026, Morris County property taxes are due in four quarterly installments: April 14, June 30, September 30, and December 31. The tax year begins October 1st. Late payments incur penalties and interest charges.

Q: What homestead exemption can I claim, and do I need to apply? A: The primary homestead exemption is $100,000 off assessed value for school district taxes on your primary residence. You must file an application with the Morris County Appraisal District - it is not automatic. The 10% homestead cap also limits annual assessment increases but requires filing a homestead application.

Q: What other tax credits or exemptions are available? A: Additional exemptions may include over-65 exemptions, disability exemptions, veteran exemptions, and agricultural/timber exemptions. All require separate applications filed with the Morris County Appraisal District by April 30th of the tax year. Contact (903) 645-2453 for specific forms and requirements.

Q: How does the 10% homestead cap work? A: The homestead cap limits annual increases in assessed value (not market value) to 10% per year for your primary residence. This is not an exemption that reduces value, but a limitation on assessment growth. You must have an approved homestead exemption on file for this protection.

Q: When will I receive my property tax assessment for 2025? A: Assessment notices are typically mailed by April 1st each year. The Morris County Appraisal District must deliver notices by May 1st for properties valued over $1,000.

Q: How do I appeal my property assessment? A: File a protest with the Morris County Appraisal Review Board by May 31st (or within 30 days of receiving your notice, whichever is later). You can protest online, by mail, or in person. Contact the appraisal district at (903) 645-2453 for protest forms.

Q: What happens if I pay my taxes late? A: Taxes become delinquent February 1st if not paid by January 31st. Penalties start at 6% of the tax amount, plus 1% interest per month. Additional attorney fees and costs may apply for severely delinquent accounts.

Q: Can I pay my property taxes online? A: Yes, Morris County offers online payment options through their official website. You can also pay by mail, in person, or through approved third-party services. Contact the Morris County Tax Office for current payment methods and any associated fees.

Q: Why did my tax bill increase when my exemptions stayed the same? A: Tax increases can result from higher property assessments (subject to the 10% homestead cap), increased tax rates set by local taxing entities, or new special district taxes. The homestead cap only limits assessment growth, not tax rate changes.

Q: Do I need to reapply for my homestead exemption every year? A: No, once approved, your homestead exemption continues automatically as long as you own and occupy the property as your primary residence. However, you must notify the appraisal district if you stop using the property as your homestead.

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