HonestCasa logoHonestCasa
All Tax Guides
Updated 2025 Tax Year

Moore County
Property Tax Guide

Everything you need to know about property taxes in Moore County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Calculate Your True CostMortgage Calculator
Quick Facts
Tax Rate
$0.483735 per $100 assessed value (varies by taxing district combination)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Moore County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services, public schools, and special districts. Property taxes in Moore County fund essential services including public education, county operations, emergency services, and local infrastructure maintenance. The county follows Texas state law requiring annual property assessments and standardized collection procedures.

Property tax rates in Moore County vary by location within the county due to different combinations of taxing entities, including the county government, school districts, cities, and special districts. For the 2025 tax year, the combined effective tax rate is approximately $0.483735 per $100 of assessed property value, representing a 0.51% increase from the previous year. Actual tax bills depend on your specific location within Moore County and which taxing jurisdictions serve your property, as each city and special district may impose additional levies beyond the base county and school district rates.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Moore County$0.XXCounty general operations, roads, law enforcement
School District$1.XXPublic education funding (varies by district)
City/Municipal$0.XXCity services (varies by municipality)
Special Districts$0.XXFire, water, hospital districts (location-dependent)
Combined Rate$0.483735Total rate for FY 2025-2026

Note: The exact breakdown of the $0.483735 total rate among different taxing entities was not available in source documents. Rates vary significantly based on your specific location within Moore County and which special taxing districts serve your property. Contact the Moore County Tax Assessor-Collector at Chris Rivera's office for your property's specific rate breakdown.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Moore County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Moore County are additional property tax assessments that occur when there are changes to a property during the tax year. These are triggered by events such as new construction, completion of home improvements that increase property value, or changes in property ownership that prompt reassessment. The supplemental tax represents the difference between what was originally assessed and what should have been assessed based on the property's current condition.

Supplemental taxes are calculated by determining the new assessed value, subtracting the original assessed value, and applying the current tax rate to the difference. For example, if you complete a $50,000 home addition mid-year, and your property is reassessed to reflect this improvement, you would owe supplemental taxes on the increased assessed value for the remaining portion of the tax year. These supplemental bills are typically issued separately from your regular annual property tax bill and have their own due dates.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: ~$275,000 (varies by jurisdiction mix)
  • Annual Tax: ~$1,330 ($275,000 × $0.483735 ÷ 100)
  • Monthly Escrow: ~$111

Example 2: $600,000 Home

  • Market Value: $600,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: ~$575,000
  • Annual Tax: ~$2,781 ($575,000 × $0.483735 ÷ 100)
  • Monthly Escrow: ~$232

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Homestead Exemption Applied: -$100,000 (school district portion)
  • Net Taxable Value: ~$975,000
  • Annual Tax: ~$4,716 ($975,000 × $0.483735 ÷ 100)
  • Monthly Escrow: ~$393

Note: These calculations use the combined rate and assume qualification for homestead exemption. Actual taxes may vary based on your property's specific taxing districts. Most tax credits and exemptions require annual application and are not automatically applied.

See How Taxes Affect Your Payment

Property taxes are just part of your total monthly cost. Get the full picture.

Calculate Now
Section 5

Escrow & Property Taxes

Most mortgage lenders in Moore County require borrowers to maintain an escrow account for property tax payments, especially for loans with less than 20% down payment. Your lender collects monthly escrow payments as part of your mortgage payment, typically 1/12 of your annual property tax bill plus a small cushion amount required by federal law. The lender then pays your property taxes directly to Moore County when they become due.

Lenders are required to provide annual escrow statements showing how your money was collected and disbursed, and they must adjust your monthly payment if there are shortages or surpluses. If your property taxes increase due to rising assessments or rate changes, your lender will increase your monthly escrow contribution accordingly. Property owners with escrow accounts should still monitor their tax bills for accuracy, as the lender relies on the county's assessment. You can typically obtain copies of your property tax bills from your lender or directly from the Moore County Tax Assessor-Collector's office.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Moore County property taxes due for FY 2025-2026? A: Based on available information, property taxes appear to be due in installments with the first payment due October 1, 2026, and second payment due November 1, 2026. However, this conflicts with typical Texas payment schedules. Contact Tax Assessor-Collector Chris Rivera's office to confirm current year due dates.

Q: What homestead exemptions are available and do I need to apply? A: Moore County offers a $100,000 school district homestead exemption for primary residences. This exemption reduces your taxable value and must be applied for - it is not automatic. Additional exemptions may be available for seniors, disabled persons, and veterans, each requiring separate applications.

Q: How does the homestead exemption cap work? A: Texas law limits annual assessment increases to 10% for properties with homestead exemptions. This caps how much your assessed value can increase each year regardless of market value changes, providing property tax stability for primary residences.

Q: When do I need to apply for exemptions? A: Homestead exemption applications are typically due by April 30th of the tax year, though deadlines may vary. Contact the Moore County Appraisal District for specific application deadlines and required documentation.

Q: How can I appeal my property assessment? A: Property owners can protest their assessments through the Moore County Appraisal Review Board. Protests must typically be filed by May 31st or within 30 days of receiving your notice of appraised value, whichever is later.

Q: What are the penalties for late payment? A: Texas law imposes penalties and interest on delinquent property taxes. Penalties typically start at 6% for the first month late, with additional interest accruing monthly. Contact the Tax Assessor-Collector's office for current penalty rates.

Q: Can I pay my property taxes online? A: Contact Chris Rivera's office, the Moore County Tax Assessor-Collector, to inquire about online payment options and accepted payment methods for the current tax year.

Q: Why do properties in different parts of Moore County have different tax rates? A: Tax rates vary based on which combination of taxing entities serve your property, including different school districts, municipalities, and special districts like fire departments, hospital districts, or municipal utility districts that may exist in your area.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
September 22, 2025 - Moore County, Texasco.moore.tx.us
02
County
Untitled - Moore County, Texasco.moore.tx.us
03
County
Notice About 2025 Tax Rates - Moore County, Texasco.moore.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Manual for the Appraisal of Agricultural Landcomptroller.texas.gov
06
Tax Doc
Property Tax Methods and Assitance Program 2025 Reportcomptroller.texas.gov
07
County
Moore County Appraisal Districtcomptroller.texas.gov
08
County
January 27, 2025 - Moore County, Texasco.moore.tx.us
09
County
moore county appraisal districtcomptroller.texas.gov
10
Tax Doc
Local Schedule TX - for Records of Property Taxationtsl.texas.gov
All sources verified as of 2025 Tax Year

See the Full Picture of Your Home Costs

Property taxes are just one piece of homeownership. HonestCasa helps you understand your total monthly cost and explore safe ways to access your home equity.

Total Monthly Cost

Mortgage + taxes + insurance + HOA

Equity Growth

Track how your equity grows over time

Safe Equity Access

Options for projects or debt payoff

Run Your ScenarioTry Calculator

Free • No credit check • 2-minute estimate