Q: When are Montgomery County property taxes due for the 2025 tax year?
A: Property taxes for the 2025 tax year are due January 31, 2026. This is a firm deadline - payments received after this date will incur penalties and interest.
Q: What homestead tax credits are available and do I need to apply?
A: The primary benefit is the $100,000 homestead exemption for school district taxes on your primary residence. This requires application with MCAD and is not automatic. Additional credits are available for seniors (65+), disabled veterans, and disabled persons, all requiring separate applications with specific deadlines.
Q: How does the homestead exemption work - does it reduce my home's value?
A: The homestead exemption reduces your taxable value for tax calculation purposes, not your market value. Additionally, homestead properties benefit from a 10% annual cap on assessment increases, which limits how much your taxable value can increase each year regardless of market value changes.
Q: What is the deadline to apply for exemptions and how do I apply?
A: Most exemption applications must be filed with MCAD by April 30th of the tax year. Applications are available online at the Montgomery County Appraisal District website or at their office locations throughout the county.
Q: How often are properties reassessed in Montgomery County?
A: MCAD reviews all properties annually as of January 1st. However, homestead properties are protected by a 10% annual increase cap on assessed value, even if market value increases more than 10%.
Q: What happens if I pay my property taxes late?
A: Penalties begin February 1st at 6% of the tax amount, increasing to 7% in March, 8% in April, and 9% in May and thereafter. Interest also accrues at 1% per month. Attorney fees may be added for delinquent accounts.
Q: Can I pay my property taxes online?
A: Yes, Montgomery County offers online payment options through their official website. Credit card, debit card, and electronic check payments are typically accepted, though convenience fees may apply.
Q: Why do property tax rates vary within Montgomery County?
A: Tax rates vary based on the specific combination of taxing entities that serve your property, including school districts, municipal utility districts (MUDs), emergency services districts, and other special purpose districts. Each entity sets its own tax rate.
Q: How do I appeal my property assessment if I believe it's too high?
A: Property owners can file a protest with the Montgomery County Appraisal Review Board, typically by May 15th or within 30 days of receiving your notice of appraised value. The process includes informal and formal hearing options.
Q: Are there any tax credits available for solar panels or energy improvements?
A: Texas law provides for certain exemptions on renewable energy improvements, but these require application and have specific qualifying criteria. Contact MCAD for current programs and application requirements.
