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Updated 2025 Tax Year

Mitchell County
Property Tax Guide

Everything you need to know about property taxes in Mitchell County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 1.8% (varies by taxing district and location within county)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Mitchell County, Texas operates under the state's property tax system, where property taxes are the primary funding source for local government services including schools, county operations, emergency services, and infrastructure maintenance. Property owners in Mitchell County can expect effective tax rates that vary by location within the county, typically ranging around the state average of 1.8%, though actual rates depend on which special taxing districts serve your specific property location.

The county follows Texas Property Tax Code guidelines, with assessments based on market value as of January 1st each year. Property values are assessed annually by the Mitchell County Appraisal District, with various tax credits and exemptions available to qualifying property owners. However, most property tax benefits require formal application and are not automatically applied to your tax bill.

Section 2

What Makes Up Your Tax Bill

Based on available data for fiscal year 2024-2025:

ComponentRateDescription
County GeneralVariesBasic county services, roads, law enforcement
School DistrictVariesLocal school district operations and debt service
City/MunicipalVariesCity services (applies only within city limits)
Emergency ServicesVariesFire protection and emergency medical services
Special DistrictsVariesWater districts, hospital districts, other local services

Note: Mitchell County planned a 3.81% decrease in property tax revenue for 2025, representing a reduction of $222,956.04 from the previous year. Exact current rates vary significantly by location within the county due to different combinations of special taxing districts. Contact the Mitchell County Tax Assessor-Collector at (325) 728-3581 for specific rates applicable to your property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Mitchell County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Mitchell County are additional property tax assessments that occur when there are changes to property ownership, value, or exemption status after the annual tax roll is completed. Common triggers include new construction completed after January 1st, removal of previously granted exemptions, or corrections to property assessments discovered during the tax year.

When a supplemental assessment is issued, it covers the period from when the change occurred through the end of the current tax year. For example, if new construction adds $50,000 in assessed value and is completed in June, the supplemental tax would apply to 7 months of that additional value at the applicable tax rate. Property owners receive a separate supplemental tax bill that follows the same payment schedule as regular property taxes.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Estimated Tax Rate: ~1.8%
  • Annual Tax: ~$3,600
  • Monthly Escrow: ~$300

Example 2: $600,000 Home with Homestead + Over-65 Exemptions

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Local Exemptions: -$10,000 (if available)
  • Net Taxable Value: $490,000
  • Estimated Tax Rate: ~1.8%
  • Annual Tax: ~$8,820
  • Monthly Escrow: ~$735

Example 3: $1,000,000 Home with Maximum Exemptions

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Additional Exemptions: -$10,000 (if available)
  • Net Taxable Value: $890,000
  • Estimated Tax Rate: ~1.8%
  • Annual Tax: ~$16,020
  • Monthly Escrow: ~$1,335

Note: These examples use estimated rates. All exemptions require formal application and approval.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Mitchell County require property tax escrow accounts for loans with less than 20% down payment. Your lender collects monthly property tax payments as part of your mortgage payment, deposits them into an escrow account, and pays your annual property tax bill directly to Mitchell County when due. Lenders typically collect 1/12th of your annual tax bill each month, plus additional amounts to maintain required reserve balances.

Property taxes in Mitchell County are due by April 15th each year, and your lender should make payment by this deadline to avoid penalties. You can verify that your taxes have been paid by checking with the Mitchell County Tax Assessor-Collector office. If you pay off your mortgage or refinance, you become responsible for making direct tax payments to the county and should adjust your personal budgeting accordingly.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Mitchell County? A: Property taxes are due by April 15th each year for the current tax year. Late payments incur penalties and interest charges.

Q: What homestead exemption am I eligible for? A: Texas provides a mandatory $100,000 homestead exemption for school district taxes on your primary residence. Additional local exemptions may be available. You must apply with the Mitchell County Appraisal District - exemptions are not automatic.

Q: How does the 10% assessment cap work? A: The homestead cap limits annual increases in your property's assessed value to 10% for tax purposes (not market value). This requires filing a homestead exemption application. The cap follows the property if you're over 65 or disabled.

Q: What other tax credits are available? A: Mitchell County may offer additional exemptions for seniors over 65, disabled individuals, disabled veterans, and agricultural/timber use. All require separate applications with specific deadlines and documentation requirements.

Q: How do I appeal my property assessment? A: You can protest your property value with the Mitchell County Appraisal Review Board. The deadline is typically April 15th or 30 days after receiving your notice of appraised value, whichever is later.

Q: What are the penalties for late payment? A: Texas law requires penalties and interest on delinquent taxes. Penalty rates start at 6% for the first month and increase over time, plus attorney fees for properties that go to tax sale.

Q: Can I pay my property taxes online? A: Contact the Mitchell County Tax Assessor-Collector office at (325) 728-3581 to inquire about online payment options and accepted payment methods.

Q: Do special districts affect my tax rate? A: Yes, your total property tax rate includes all applicable taxing entities where your property is located, including school districts, emergency services districts, water districts, and other special purpose districts. Rates vary by location within the county.

Q: When is the application deadline for exemptions? A: Most exemption applications are due by April 15th, though some may have different deadlines. Contact the Mitchell County Appraisal District early in the year to ensure timely application.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
Detailcomptroller.texas.gov
02
County
2025 Adopted Budget - Mitchell County Texasco.mitchell.tx.us
03
Tax Doc
Tax Abatement Agreementassets.comptroller.texas.gov
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Mitchell - 168 - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Local Schedule TX - for Records of Property Taxationtsl.texas.gov
07
2025 Deduction Detail - Texas Comptrollercomptroller.texas.gov
08
County
Mitchell County Appraisal District 2112 Hickory Street ...comptroller.texas.gov
09
2024 ISD Summary Worksheet - Texas Comptroller - Texas.govcomptroller.texas.gov
10
METHODS AND ASSISTANCE PROGRAM 2016 REPORTcomptroller.texas.gov
All sources verified as of 2025 Tax Year

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