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Updated 2025 Tax Year

Milam County
Property Tax Guide

Everything you need to know about property taxes in Milam County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
1.8%-2.5% of assessed value, varies by school district and special districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Milam County operates under the Texas property tax system, where property taxes fund essential local services including public schools, county operations, municipal services, and various special districts. The county uses a market value assessment approach with annual appraisals conducted by the Milam County Appraisal District. Property owners in Milam County typically pay an effective tax rate ranging from approximately 1.8% to 2.5% of their property's assessed value, depending on their specific location and applicable taxing jurisdictions.

The actual tax rate you pay varies significantly based on your property's location within Milam County, as different combinations of school districts, municipal boundaries, and special districts (such as water districts, fire districts, or utility districts) apply different tax rates. Each taxing entity sets its own rate annually, and your total tax bill reflects the combined rates of all applicable jurisdictions. The assessment system includes various tax credits and exemptions that can reduce your tax burden, but most require formal application and are not automatically applied.

Section 2

What Makes Up Your Tax Bill

Based on FY 2025-2026 tax rates for Milam County:

ComponentRate per $100Description
County General$0.542000Milam County operations, roads, law enforcement, courts
School Districts$1.00-$1.30Varies by district (Cameron ISD, Milano ISD, etc.)
Cities$0.20-$0.75Municipal services where applicable
Special Districts$0.05-$0.50Water districts, fire districts, utility districts
Total Range$1.80-$2.50Combined rate depending on location

Note: The county rate of $0.542000 applies countywide, but school district rates, municipal rates, and special district assessments vary by property location. The No-New-Revenue (NNR) rate for the county is $0.540415 per $100 of assessed value.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Milam County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Texas typically occur when there are mid-year changes in property ownership, completion of new construction, or discovery of previously unassessed improvements. Unlike the annual assessment cycle, supplemental assessments are prorated based on the remaining months in the tax year. For example, if you complete a home addition in June, you would receive a supplemental tax bill covering July through December of that tax year.

The supplemental tax is calculated by determining the additional assessed value from the improvement or change, applying the current year's tax rates, and prorating for the remaining months. If a $50,000 home addition is completed in June with a combined tax rate of 2.0%, the supplemental annual tax would be $1,000, prorated to $583 for the seven remaining months (July-December), typically billed separately from your regular annual tax bill.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Combined Tax Rate: 2.0%
  • Annual Tax: $4,000
  • Monthly Escrow: $333

Example 2: $600,000 Home with Senior Exemption

  • Market Value: $600,000
  • School Homestead Exemption: -$100,000
  • Senior Exemption (65+): -$10,000
  • Net Taxable Value: $490,000
  • Combined Tax Rate: 2.1%
  • Annual Tax: $10,290
  • Monthly Escrow: $858

Example 3: $1,000,000 Property (No Exemptions)

  • Market Value: $1,000,000
  • Exemptions Applied: $0
  • Net Taxable Value: $1,000,000
  • Combined Tax Rate: 2.2%
  • Annual Tax: $22,000
  • Monthly Escrow: $1,833

Note: All exemptions require annual application and approval. Rates vary by specific location within Milam County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Milam County require property tax escrow accounts, collecting monthly payments equal to 1/12th of your annual tax bill plus a small cushion. Your lender pays the tax bill directly to Milam County when due. Texas property taxes are due January 31st for the previous tax year, though some jurisdictions offer split payment options with additional due dates of May 31st and September 30th. Lenders typically pay in January to avoid penalty and interest charges.

Your escrow account is analyzed annually, and you'll receive a statement showing the account activity, projected tax amounts, and any shortage or surplus. If property values increase significantly or tax rates rise, you may face an escrow shortage requiring either a lump sum payment or increased monthly payments. You can request your lender provide tax payment receipts and verify payments are made timely to avoid penalties on your property.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Milam County for FY 2025-2026? A: The primary due date is January 31, 2025. However, some taxing entities may offer split payment options with additional due dates of May 31 and September 30.

Q: What homestead tax credits are available and do I need to apply? A: The primary homestead exemption provides a $100,000 reduction in assessed value for school district taxes on your primary residence. You must apply with the Milam County Appraisal District, and the homestead also caps annual assessment increases at 10%.

Q: Are there tax credits for seniors or disabled veterans? A: Yes, but both require application. Homeowners 65+ may qualify for additional exemptions, and disabled veterans may receive significant tax credits based on disability rating. Contact the Milam County Appraisal District for specific application requirements and deadlines.

Q: How does the 10% homestead cap work? A: For homestead properties, the taxable value cannot increase more than 10% annually, regardless of market value increases. This caps assessment growth but doesn't reduce the market value - it only limits taxable value increases year-over-year.

Q: When can I appeal my property assessment? A: You can file a protest with the Milam County Appraisal Review Board typically by May 15th or within 30 days of receiving your notice of assessed value, whichever is later.

Q: What are the penalties for late payment? A: Texas law provides for penalty and interest charges on delinquent property taxes, starting February 1st. Penalties begin at 6% and increase monthly, with additional attorney fees and costs for seriously delinquent accounts.

Q: Can I pay property taxes online? A: Contact the Milam County Tax Assessor-Collector's office for current online payment options and accepted payment methods, as availability may vary by taxing jurisdiction.

Q: Why did my tax bill increase when tax rates stayed the same? A: Tax bills can increase due to rising property values, completion of new construction, expiration of temporary exemptions, or changes in special district boundaries that add new taxing entities to your property.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Proposed Budget for Milam Countynewtools.cira.state.tx.us
02
County
County Rates and Levies (XLSX)comptroller.texas.gov
03
APPROVED 2025 BUDGETnewtools.cira.state.tx.us
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
County
Milam County Tax Assessor/Collectornewtools.cira.state.tx.us
06
Milam - 166 - Texas Comptrollercomptroller.texas.gov
07
Tax Doc
Texas Property Tax Exemptionscomptroller.texas.gov
08
Milam Appraisal Districtcomptroller.texas.gov
09
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
10
ex10-8.htmsec.gov
All sources verified as of 2025 Tax Year

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