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Updated 2025 Tax Year

Midland County
Property Tax Guide

Everything you need to know about property taxes in Midland County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Varies by location: $0.121374 county + $0.347999 city (Midland) per $100 assessed value, plus school district rates
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Midland County, Texas operates under the state property tax system, funding essential services including schools, county operations, municipal services, and special districts through ad valorem taxation. Property taxes in Midland County are administered by the Midland Central Appraisal District (Midland CAD), which serves as the central collection point for all taxing entities within the county. The effective tax rate varies significantly depending on your specific location within the county, as different combinations of city, school district, and special taxing districts apply to different properties.

For the 2025 tax year, the Midland County tax rate is $0.121374 per $100 of assessed value, while the City of Midland has adopted a rate of $0.347999 per $100 of assessed value. When combined with school district taxes and other special district assessments, total effective rates typically range from approximately $2.00 to $2.50 per $100 of assessed value countywide. Property owners should note that their actual tax burden depends on the specific taxing entities that serve their property location, and rates can vary significantly between different areas of the county due to municipal boundaries, school district lines, and special district coverage.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Midland County$0.121374County operations, roads, law enforcement, courts
City of Midland$0.347999Municipal services (applies within city limits only)
School Districts$1.30-$1.50Varies by district (MISD, other ISDs)
Community College$0.15-$0.20Midland College district
Hospital District$0.08-$0.12Healthcare services (if applicable)
Special Districts$0.05-$0.30MUDs, ESDs, other local districts

Note: These rates apply to the 2025 tax year (FY 2025-2026). Your actual tax rate depends on which taxing entities serve your specific property location. Properties outside city limits do not pay municipal taxes, while special district taxes vary significantly based on geographic location. The total combined rate typically ranges from $2.00 to $2.50 per $100 of assessed value, but can be higher in areas with multiple special districts.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Midland County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Texas are primarily triggered by new construction, improvements, or changes in property use that occur during the tax year. When property improvements are completed after the January 1st assessment date but before the end of the calendar year, a supplemental assessment may be issued to capture the increased value. This commonly occurs with new home construction, major renovations, additions, or commercial developments that add significant value to the property.

Supplemental taxes are calculated by applying the current year's tax rate to the difference between the original assessed value and the new assessed value, prorated for the portion of the year the improvement was in place. For example, if a $100,000 home addition is completed on July 1st, the supplemental tax would be calculated on that $100,000 increase in value for half the tax year (6 months). At a combined tax rate of $2.20 per $100, this would result in a supplemental tax bill of approximately $1,100 ($100,000 × 0.022 × 0.5 = $1,100). Supplemental tax bills are typically mailed separately and have their own due dates, usually 30 days from the bill date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Annual Tax ($200,000 × 0.023): $4,600
  • Monthly Escrow: $383

Example 2: $600,000 Home with Homestead and Over-65 Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Additional Over-65 Exemption: -$10,000
  • Net Taxable Value: $490,000
  • Annual Tax ($490,000 × 0.023): $11,270
  • Monthly Escrow: $939

Example 3: $1,000,000 Home with Standard Exemptions

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $900,000
  • Annual Tax ($900,000 × 0.023): $20,700
  • Monthly Escrow: $1,725

Note: Examples use estimated combined tax rate of 2.3%. All exemptions require application and approval. Over-65 and disability exemptions have additional qualification requirements and application deadlines.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Midland County require property tax escrow accounts for borrowers with less than 20% equity in their homes. Your lender collects approximately 1/12th of your estimated annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account. Midland CAD typically mails tax bills in October, with payment due by January 31st of the following year. Your lender receives the tax bill and pays it directly from your escrow account before the January 31st deadline.

Lenders must provide annual escrow statements showing deposits, payments, and account balances, typically sent around the anniversary of your loan closing. If your property taxes increase significantly due to rising assessments or tax rate changes, your lender may require an increase in your monthly escrow payment to ensure adequate funds are available. Conversely, if an escrow analysis shows excess funds, you may receive a refund or see reduced monthly payments. Property owners should review their tax bills annually and notify their lender of any assessment appeals or exemption applications that might affect the tax amount, as these changes can impact required escrow contributions.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Midland County? A: Property taxes for the current fiscal year are due by January 31st. Taxes become delinquent after this date, and penalty and interest charges apply to late payments.

Q: What homestead exemptions are available and do I need to apply? A: The primary homestead exemption provides a $100,000 reduction in assessed value for school district taxes on your primary residence. You must apply for this exemption with Midland CAD - it is not automatic. Applications are due by April 30th of the tax year.

Q: How does the homestead exemption cap work? A: In addition to the $100,000 value reduction, Texas homestead properties are protected by a 10% annual assessment increase cap. This means your assessed value for tax purposes cannot increase more than 10% per year, regardless of market value changes. This protection requires homestead exemption filing.

Q: Are there additional tax credits for seniors or disabled persons? A: Yes, property owners who are 65 or older, or disabled, may qualify for additional exemptions that further reduce assessed value. These require separate applications and proof of age or disability status. Some school districts and other entities also offer additional exemptions for seniors.

Q: When does the appraisal district assess my property value? A: Property values are assessed annually as of January 1st. The Midland CAD typically mails assessment notices in April or May, with property owners having until May 31st to file protests or appeals.

Q: Can I pay my property taxes online? A: Yes, Midland CAD offers online payment options through their website. You can pay by electronic check or credit card, though credit card payments typically include processing fees.

Q: What happens if I disagree with my property assessment? A: You can file a protest with the Midland County Appraisal Review Board by May 31st (or within 30 days of receiving your notice, whichever is later). The protest process includes informal and formal hearing options to challenge your property's assessed value.

Q: How are special district taxes determined? A: Special district taxes vary based on your property's location within Municipal Utility Districts (MUDs), Emergency Services Districts (ESDs), or other special purpose districts. These districts have separate governing boards that set their own tax rates to fund specific services like water, sewer, or emergency services.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
order setting midland county, texas tax rate for 2025co.midland.tx.us
02
Tax Doc
NOTICE OF PUBLIC HEARING ON TAX INCREASEmidlandtexas.gov
03
Budget | Midland, TX - Official Websitemidlandtexas.gov
04
Welcome to the Midland Central Appraisal District Websiteco.midland.tx.us
05
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Paying Your Taxes - Texas Comptrollercomptroller.texas.gov
07
Residence Homestead Exemptions - Texas Comptrollercomptroller.texas.gov
08
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
09
Application for Residence Homestead Exemptioncomptroller.texas.gov
10
County
MIDLAND COUNTY, TEXASco.midland.tx.us
All sources verified as of 2025 Tax Year

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