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Updated 2025 Tax Year

Maverick County
Property Tax Guide

Everything you need to know about property taxes in Maverick County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
1.5% to 2.2% of assessed value (varies by location and special districts)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Maverick County, Texas operates under the state's property tax system, which serves as the primary funding mechanism for local government services including schools, county operations, emergency services, and infrastructure maintenance. Property owners in Maverick County pay taxes to multiple entities: the county government, school districts, and various special districts such as hospital districts, water districts, and municipal utility districts. The combined effective tax rate typically ranges from 1.5% to 2.2% of assessed value, depending on your specific location within the county and which special taxing districts serve your property.

Property taxes in Maverick County are assessed annually based on the market value of real estate as of January 1st each year. The Maverick County Appraisal District determines property values, while individual taxing entities set their respective tax rates. It's important to note that actual tax rates vary significantly by location within the county, as different areas are served by different combinations of school districts, municipal utility districts, hospital districts, and other special purpose districts. Property owners should verify their specific taxing entities through the Maverick County Appraisal District to determine their exact tax obligations.

Section 2

What Makes Up Your Tax Bill

ComponentEstimated RateDescription
County General Fund0.45% - 0.55%County operations, law enforcement, courts, roads
School District1.00% - 1.35%Local school district operations and debt service
Hospital District0.10% - 0.20%Healthcare services and facilities
Water/Utility Districts0.05% - 0.15%Water, sewer, and utility infrastructure
City (if applicable)0.20% - 0.45%Municipal services for incorporated areas
Total Combined Rate1.80% - 2.70%Varies by specific location and districts

Note: These rates are estimates for general planning purposes. The FY 2024-2025 tax year rates are set annually by each taxing entity and vary significantly based on your property's location within Maverick County. Special districts create substantial variation in total tax rates between different areas of the county. Contact the Maverick County Appraisal District at (830) 773-2829 or visit their website for your property's specific taxing entities and current rates.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Maverick County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Maverick County are additional property tax assessments that occur when there are significant changes to a property during the tax year. The most common triggers include change of ownership (when property is sold), completion of new construction or major improvements, and corrections to the original assessment. When a supplemental assessment is issued, it covers the period from the date of change through the end of the current tax year.

Supplemental taxes are calculated by determining the difference between the old assessed value and the new assessed value, then applying the current tax rate to that difference, prorated for the remaining months in the tax year. For example, if you purchase a home in July that was previously assessed at $200,000 but sells for $350,000, triggering a reassessment to $350,000, you would owe supplemental taxes on the $150,000 difference for the remaining 6 months of the tax year. At a combined rate of 2.0%, this would result in a supplemental bill of approximately $1,500 ($150,000 × 2.0% × 6/12 months). Supplemental tax bills are typically issued 30-60 days after the triggering event and have separate due dates from regular property tax bills.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption (School): -$100,000 (application required)
  • Other Exemptions: -$0
  • Net Taxable Value: $200,000
  • Combined Tax Rate: 2.0%
  • Annual Property Tax: $4,000
  • Monthly Escrow: $333

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption (School): -$100,000 (application required)
  • Senior/Disability Exemptions: -$0 (if applicable, application required)
  • Net Taxable Value: $500,000
  • Combined Tax Rate: 2.1%
  • Annual Property Tax: $10,500
  • Monthly Escrow: $875

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption (School): -$100,000 (application required)
  • Other Available Exemptions: -$0
  • Net Taxable Value: $900,000
  • Combined Tax Rate: 2.2%
  • Annual Property Tax: $19,800
  • Monthly Escrow: $1,650

Note: All exemptions require formal application with the Maverick County Appraisal District and are not automatically applied. Homestead exemptions also provide a 10% annual assessment increase cap. Tax rates vary by specific location and special districts serving the property.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Maverick County require borrowers to maintain an escrow account for property tax payments, particularly for loans with less than 20% down payment. Your lender collects monthly escrow payments along with your mortgage payment, typically 1/12th of your estimated annual property tax bill. The lender holds these funds in a separate account and pays your property taxes directly to the county when they become due on January 31st each year.

Lenders are required to provide an annual escrow analysis, usually sent 30-60 days before your loan anniversary date. This analysis compares the actual tax payments made during the year against your monthly escrow collections. If property taxes increased more than anticipated, you may face an escrow shortage requiring either a lump sum payment or increased monthly payments. Conversely, if taxes were lower than projected, you may receive a refund. Texas law requires lenders to maintain escrow account balances within specific limits and provide detailed accounting of all transactions. Property owners should review their escrow statements carefully and contact their lender immediately if they notice discrepancies or have questions about their escrow account balance.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
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Section 6

Frequently Asked Questions

Q: When are property taxes due in Maverick County? A: Property taxes for FY 2024-2025 are due January 31, 2025. Texas uses a single annual payment system, unlike some states with multiple installments. Late payments incur penalties and interest starting February 1st.

Q: What homestead exemptions are available and do I need to apply? A: The primary homestead exemption is $100,000 off school district taxes for your primary residence. You must apply with the Maverick County Appraisal District - exemptions are not automatic. Additional exemptions may be available for seniors (65+), disabled veterans, and disabled persons, all requiring separate applications.

Q: How does the homestead exemption affect my property taxes? A: The homestead exemption provides two benefits: it reduces your taxable value by $100,000 for school taxes, and it caps your annual assessed value increases at 10% (except for improvements). This assessment cap helps protect against rapid tax increases even as market values rise.

Q: What is the deadline to apply for exemptions? A: Exemption applications must be filed by April 30th of the tax year. Late applications may be accepted until December 31st with a 10% penalty. Contact the Maverick County Appraisal District at (830) 773-2829 for application forms and requirements.

Q: How can I appeal my property assessment? A: Property owners can protest their assessed value with the Maverick County Appraisal Review Board. Protests must be filed by May 31st (or within 30 days of receiving your notice of value). The appraisal district website provides protest forms and scheduling information.

Q: What penalties apply to late property tax payments? A: Penalties begin February 1st: 6% in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% July 1st and after. Interest accrues at 1% per month. Delinquent taxes may result in foreclosure proceedings.

Q: Can I pay my property taxes online? A: Yes, Maverick County offers online payment options through their official website. Payment methods typically include e-check and credit/debit cards, though convenience fees may apply for card payments. Verify you're using the official county payment portal.

Q: Why do tax rates vary within Maverick County? A: Different areas of the county are served by different combinations of special districts including school districts, hospital districts, water districts, and municipal utility districts. Each district sets its own tax rate, creating variation in total tax burden based on your property's specific location and which districts serve it.

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