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Updated 2025 Tax Year

Limestone County
Property Tax Guide

Everything you need to know about property taxes in Limestone County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
2.2% to 2.8% of assessed value (varies by taxing districts including school, municipal utility, hospital, and emergency services districts)
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Property taxes in Limestone County, Texas, serve as the primary funding mechanism for essential local services including public schools, county operations, emergency services, and infrastructure maintenance. The county operates under Texas Property Tax Code guidelines, with properties assessed annually based on market value as of January 1st. Property owners in Limestone County face an effective tax rate that typically ranges from 2.2% to 2.8% of assessed value, depending on their specific location within the county.

The actual tax rate varies significantly by location within Limestone County due to overlapping special taxing districts including school districts, municipal utility districts, hospital districts, and emergency services districts. Each property owner's total tax bill represents a combination of county taxes, school district taxes, and any applicable special district assessments. The county's base tax rate for FY 2024-2025 is approximately $0.5600 per $100 of assessed value, but when combined with school district taxes and special assessments, the total rate can reach $2.50-$2.80 per $100 of assessed value.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionLevy Year
Limestone County$0.5600County general operations, roads, law enforcementFY 2024-2025
School Districts$1.2000-$1.4000Varies by district (Mexia ISD, Groesbeck ISD, etc.)FY 2024-2025
Cities/Municipalities$0.2000-$0.6000City services where applicableFY 2024-2025
Hospital District$0.1500-$0.2500Emergency medical services (select areas)FY 2024-2025
Utility Districts$0.3000-$0.8000Water, sewer, drainage (MUD areas only)FY 2024-2025
Total Effective Rate$2.40-$2.80Combined rate varies by specific locationFY 2024-2025

Note: Rates shown are estimates and vary by specific taxing district boundaries. School district rates may include both maintenance & operations (M&O) and interest & sinking (I&S) components. Contact the Limestone County Appraisal District for exact rates applicable to your property.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Limestone County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Limestone County are triggered by significant changes to property ownership or improvements that occur after the January 1st assessment date. Common triggers include new construction completion, major renovations adding square footage, ownership transfers that remove existing exemptions, or the discovery of previously unassessed improvements. The supplemental tax represents the difference between the original assessment and the new assessed value, prorated for the remaining months in the tax year.

For example, if a homeowner completes a $100,000 addition in June, and the total tax rate is $2.50 per $100, the supplemental tax would be calculated as: ($100,000 ÷ 100) × $2.50 × (7 months remaining ÷ 12 months) = $1,458 in additional taxes for that fiscal year. Supplemental tax bills are typically issued within 60-90 days of the triggering event and become due 30 days from the issue date.

Example Calculation

Example 1: $300,000 Home with Homestead Exemption

  • Market Value: $300,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Tax Rate: $2.50 per $100
  • Annual Tax: $5,000
  • Monthly Escrow: $417

Example 2: $600,000 Home with Homestead Exemption

  • Market Value: $600,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $500,000
  • Tax Rate: $2.50 per $100
  • Annual Tax: $12,500
  • Monthly Escrow: $1,042

Example 3: $1,000,000 Home with Homestead Exemption

  • Market Value: $1,000,000
  • School District Homestead Exemption: -$100,000
  • Net Taxable Value: $900,000
  • Tax Rate: $2.50 per $100
  • Annual Tax: $22,500
  • Monthly Escrow: $1,875

Note: Homestead exemption requires application and applies only to primary residences. Additional exemptions may be available for seniors, veterans, or disabled persons but require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Limestone County require property tax escrow accounts for loans with less than 20% down payment. Lenders collect monthly escrow payments equal to 1/12th of the annual property tax bill, plus insurance premiums. These funds are held in a non-interest-bearing account and paid directly to the tax collector by January 31st each year. Lenders must provide annual escrow statements showing collections, payments, and account balances.

Property owners with escrow accounts should verify that payments are made timely, as they remain ultimately responsible for tax payments even when using escrow services. If your property assessment increases significantly, lenders may require escrow payment adjustments or collect shortage amounts over 12 months. Property owners can request escrow analysis reviews if they believe payments are incorrect, and those with significant equity may petition to remove escrow requirements.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Limestone County? A: Property taxes for FY 2024-2025 are due by January 31, 2025. Taxes become delinquent on February 1st, with penalties and interest applied immediately.

Q: What homestead exemption is available and do I need to apply? A: The primary homestead exemption removes $100,000 from your home's assessed value for school district taxes only. You MUST file an application with the Limestone County Appraisal District by April 30th of the tax year. This exemption also caps annual assessment increases at 10%.

Q: Are there other tax credits available? A: Yes, but all require applications: Over-65 exemption (additional $10,000 off assessed value plus tax ceiling), disabled person exemption, disabled veteran exemptions (up to 100% for qualifying veterans), and agricultural/timber exemptions. Contact the appraisal district for specific applications and deadlines.

Q: How do I appeal my property assessment? A: File a protest with the Limestone County Appraisal Review Board by May 31st (or within 30 days of receiving your notice). Hearings typically occur June-August. You can protest online, by mail, or in person.

Q: What happens if I pay property taxes late? A: Penalties begin February 1st: 6% in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% July onward, plus 1% annual interest. Attorney fees may apply after June 30th.

Q: Can I pay property taxes online? A: Yes, Limestone County offers online payment through their official website. Credit card payments may incur convenience fees. Electronic check payments typically have lower fees.

Q: How often are properties reassessed? A: All properties are assessed annually as of January 1st. However, homestead properties with the 10% cap cannot increase more than 10% per year unless major improvements are made.

Q: What if I live in a special district? A: Special districts (MUDs, hospital districts, etc.) add to your tax bill. Your total rate depends on which districts serve your specific property location. The appraisal district can provide a complete breakdown of all applicable rates for your address.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
Fiscal Year 2025-2026 - Limestone County, Texasco.limestone.tx.us
02
County
COUNTY OF LIMESTONE - Fiscal Year 2024-2025 Budget ...co.limestone.tx.us
03
County
County Rates and Levies (XLSX)comptroller.texas.gov
04
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
05
Tax Doc
Paying Your Taxes - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
07
Tax Doc
Texas Property Tax Exemptionscomptroller.texas.gov
08
22-60372-mmp_Lonnie_Hall_2023-02-17_230512.pdfwww2.txwb.uscourts.gov
09
Application for Residence Homestead Exemptioncomptroller.texas.gov
10
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
All sources verified as of 2025 Tax Year

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