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Updated 2025 Tax Year

Jones County
Property Tax Guide

Everything you need to know about property taxes in Jones County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
~$0.536293 per $100 assessed value (varies by taxing district combination within county)
1st Due
Jan 31
Exemptions
6+ Available
Section 1

How Property Tax Works

Jones County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for these services, with the Jones County Appraisal District responsible for determining property values and various taxing entities setting their individual tax rates.

The effective property tax rate in Jones County varies by location within the county due to different combinations of taxing districts. For the 2025 tax year, the proposed total tax rate is approximately $0.536293 per $100 of assessed valuation, though actual rates depend on which school district, municipal, and special districts serve your specific property. Major taxing entities include Jones County, Clyde Consolidated Independent School District, and Roby Consolidated Independent School District, among others.

Property owners should note that Texas law provides a 10% annual assessment increase cap for homestead properties, and various exemptions and credits are available but require formal application to receive the benefits.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Maintenance & Operations (M&O)$0.504240County general fund operations, services
Interest & Sinking (I&S)$0.032053Debt service for county bonds
Total County Rate$0.536293Proposed 2025 total rate
School DistrictVariesClyde CISD or Roby CISD depending on location
MunicipalVariesCity taxes if within city limits
Special DistrictsVariesHospital, water, other special districts

Note: These rates apply to the 2025 tax year and represent the proposed Jones County portion only. Your total effective rate will include additional charges from your school district, any applicable municipal taxes, and special district assessments. Rates may vary slightly pending final budget approval.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jones County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jones County are triggered when property undergoes a change in ownership, new construction is completed, or significant improvements are made that increase the property's assessed value during the tax year. These supplemental bills ensure that property taxes are properly allocated based on current ownership and property conditions.

The supplemental tax is calculated by taking the difference between the new assessed value and the previous assessed value, applying the current tax rate, and prorating the amount based on the number of months remaining in the fiscal year. For example, if a property's assessed value increases by $50,000 due to completed renovations in March, and the total tax rate is $0.60 per $100, the supplemental tax would be approximately $300 ($50,000 × 0.006) prorated for the remaining months of the fiscal year.

Supplemental tax bills are typically issued within 60-90 days of the triggering event and become due 30 days from the issue date, separate from regular property tax payment schedules.

Example Calculation

Example 1: $300,000 Home with Basic Homestead Exemption

  • Market Value: $300,000
  • School Homestead Exemption: -$100,000
  • Net Taxable Value: $200,000
  • Tax Rate: $0.536293 per $100
  • Annual Tax: $1,073 ($200,000 × 0.00536293)
  • Monthly Escrow: $89

Example 2: $600,000 Home with Homestead and Over-65 Exemption

  • Market Value: $600,000
  • School Homestead Exemption: -$100,000
  • Additional Over-65 Exemption: -$10,000 (estimated)
  • Net Taxable Value: $490,000
  • Tax Rate: $0.536293 per $100
  • Annual Tax: $2,628 ($490,000 × 0.00536293)
  • Monthly Escrow: $219

Example 3: $1,000,000 Property (No Exemptions)

  • Market Value: $1,000,000
  • Net Taxable Value: $1,000,000
  • Tax Rate: $0.536293 per $100
  • Annual Tax: $5,363 ($1,000,000 × 0.00536293)
  • Monthly Escrow: $447

Note: These examples use county rates only. Add school district, municipal, and special district taxes for complete calculations. All exemptions require application and approval.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jones County require borrowers to maintain an escrow account for property tax payments, collecting monthly deposits as part of your mortgage payment. Lenders typically collect 1/12 of your annual property tax bill each month, plus an additional cushion of up to two months' worth of taxes as required by federal law.

Property tax payments from escrow accounts are generally made by lenders in quarterly installments or as single payments depending on the payment schedule. In Texas, property taxes are typically due by January 31st for the full year, though some counties offer split payment options. Lenders usually pay before the deadline to avoid penalties and interest charges.

Property owners should verify that their lender has current exemption information and accurate tax projections. When property values or tax rates change significantly, escrow payments may need adjustment, resulting in either escrow shortage collections or refunds. You can request annual escrow analyses from your lender and should review property tax bills even when paid through escrow to ensure accuracy.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jones County property taxes due for 2025? A: Property taxes are due by January 31, 2025. Texas law allows for split payments in some cases, with specific dates varying by taxing jurisdiction.

Q: What homestead exemptions are available and how do I apply? A: The primary homestead exemption provides up to $100,000 in assessed value reduction for school district taxes on your primary residence. You must apply with the Jones County Appraisal District by April 30th of the tax year. Additional exemptions may be available for over-65, disabled veterans, and other qualifying categories.

Q: Does the homestead exemption reduce my property value? A: The homestead exemption reduces your taxable assessed value for certain taxing entities and caps annual assessment increases at 10%. It does not change your property's market value and requires a formal application - it is not automatic.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed with the Jones County Appraisal Review Board by May 31st (or within 30 days of receiving your notice). Contact the Jones County Appraisal District for appeal forms and procedures.

Q: What are the penalties for late property tax payments? A: Late payments incur penalties and interest charges starting February 1st. Penalties begin at 6% and increase monthly, plus interest charges that compound over time.

Q: Can I pay my property taxes online? A: Contact the Jones County Tax Collector's office for current online payment options and accepted payment methods. Many Texas counties offer online payment systems for convenience.

Q: Why did my taxes increase when I didn't make improvements? A: Tax increases can result from rising property values, increased tax rates by local governments, or loss of exemptions. Homestead properties are protected by a 10% annual assessment increase cap.

Q: What special districts might affect my tax rate? A: Depending on your location, you may be subject to taxes from hospital districts, water districts, emergency services districts, or other special purpose districts. Each district sets its own tax rate approved by voters or governing boards.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
2026 Proposed Budget - Jones County Texasco.jones.tx.us
02
County
September 8, 2025 - Jones Countyco.jones.tx.us
03
County
2025 Budget - Jones Countyco.jones.tx.us
04
Jones - 127comptroller.texas.gov
05
Tax Doc
Property Tax Law Deadlinescomptroller.texas.gov
06
Tax Doc
Texas Businesses: April 15 is Deadline for Filing Property Tax Renditionscomptroller.texas.gov
07
Tax Doc
Property Tax Methods and Assitance Program 2025 Reportcomptroller.texas.gov
08
County
Constitutional Amendment and Joint ... - Jones County Texasco.jones.tx.us
09
Tax Doc
Property Tax Forms - Texas Comptrollercomptroller.texas.gov
10
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
All sources verified as of 2025 Tax Year

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