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Updated 2025 Tax Year

Jackson County
Property Tax Guide

Everything you need to know about property taxes in Jackson County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
Quick Facts
Tax Rate
$0.4345 per $100 assessed value (county only); total effective rate approximately 1.8% including school districts and other taxing entities
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Jackson County, Texas operates under the state's property tax system to fund essential local services including county operations, schools, infrastructure maintenance, and special district services. Property taxes are the primary revenue source for local government operations and are administered by the Jackson County Revenue Commissioner's Office.

The county's property tax rate for 2025 is $0.4345 per $100 of assessed valuation, which includes $0.3861 for general county operations and $0.0484 for the Jackson County County Wide Drainage District. However, property owners typically face additional taxes from school districts, cities, and other special taxing districts, which can bring the total effective rate closer to the state average of approximately 1.8%. Actual tax rates vary significantly depending on your specific location within Jackson County due to overlapping jurisdictions of school districts, municipal boundaries, and special taxing districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)Description
Jackson County$0.3861General county operations, law enforcement, courts, roads
Jackson County Drainage District$0.0484County-wide drainage infrastructure and maintenance
Total County Rate (FY 2025)$0.4345Base county tax rate
School DistrictsVariesIndependent school district taxes (rates vary by district)
MunicipalVariesCity taxes (if located within city limits)
Special DistrictsVariesAdditional districts for water, fire, MUD, etc.

Note: The above rates apply to the 2025 tax year. Your total property tax rate depends on which school district, city, and special districts serve your property location. Contact the Jackson County Revenue Commissioner's Office for your specific combined rate.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jackson County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental taxes in Jackson County are additional property tax assessments that occur when there are changes to property ownership, improvements, or newly constructed properties during the tax year. These are calculated based on the difference between the old and new assessed values, prorated for the remaining months in the tax year.

Common triggers include: change of ownership (sale/transfer), completion of new construction, additions or major improvements to existing structures, and removal of tax exemptions. For example, if you purchase a home in June that was previously under-assessed, or if you complete a home addition in September, you may receive a supplemental tax bill for the increased value covering the remaining months of that tax year. Property owners must report any improvements made on or before October 1st to the Revenue Commissioner's Office no later than December 31st of that year.

Example Calculation

Example 1: $300,000 Home

  • Market Value: $300,000
  • Homestead Exemption Applied: -$70,000 (Jackson County) + -$100,000 (School District)
  • Net Taxable Value (County): $230,000
  • Annual County Tax: $230,000 ÷ 100 × $0.4345 = $999.35
  • Estimated Total Annual Tax (including school/other districts): ~$4,140
  • Monthly Escrow: ~$345

Example 2: $600,000 Home

  • Market Value: $600,000
  • Homestead Exemption Applied: -$70,000 (Jackson County) + -$100,000 (School District)
  • Net Taxable Value (County): $530,000
  • Annual County Tax: $530,000 ÷ 100 × $0.4345 = $2,302.85
  • Estimated Total Annual Tax (including school/other districts): ~$9,540
  • Monthly Escrow: ~$795

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Homestead Exemption Applied: -$70,000 (Jackson County) + -$100,000 (School District)
  • Net Taxable Value (County): $930,000
  • Annual County Tax: $930,000 ÷ 100 × $0.4345 = $4,020.85
  • Estimated Total Annual Tax (including school/other districts): ~$16,740
  • Monthly Escrow: ~$1,395

Note: Homestead exemptions require application and are not automatic. School district taxes comprise the majority of total property taxes.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jackson County require property tax escrow accounts for borrowers with less than 20% down payment. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in an escrow account. The lender pays your property taxes directly to Jackson County when they become due on January 31st each year.

Lenders analyze your property taxes annually and adjust your monthly escrow payment accordingly. If property taxes increase due to higher assessments or rate changes, your monthly mortgage payment will increase to cover the additional escrow requirement. You'll receive an annual escrow statement showing the account activity and any required payment adjustments. Property owners should verify that their lender pays taxes on time, as you remain ultimately responsible for ensuring payment even when using escrow. You can check payment status through the Jackson County Revenue Commissioner's online portal.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are Jackson County property taxes due for the current year? A: Property taxes are due by January 31st each year. Taxes become delinquent on February 1st if not paid.

Q: What homestead exemptions are available and how do I apply? A: Jackson County offers a $70,000 residence homestead exemption for primary residences. School districts provide an additional $100,000 homestead exemption. Both require separate applications and are not automatic - you must apply with the Jackson County Appraisal District by April 30th of the tax year.

Q: How does the homestead exemption affect my property value increases? A: Texas homestead exemption caps your assessed value increases at 10% per year, regardless of market value changes. This limits assessment growth but doesn't reduce your actual market value.

Q: What other tax exemptions might I qualify for? A: Additional exemptions include over-65 exemptions, disability exemptions, and veteran exemptions. All require applications with specific documentation and have varying deadlines. Contact the Jackson County Appraisal District for specific requirements.

Q: How can I pay my property taxes online? A: Visit the Jackson County Revenue Commissioner's website for online payment options. Multiple payment methods are typically accepted including credit cards, debit cards, and electronic checks.

Q: What happens if I pay my taxes late? A: Delinquent taxes accrue penalties and interest starting February 1st. Continued non-payment can result in tax liens and eventual foreclosure proceedings.

Q: When and how can I appeal my property assessment? A: Property owners can appeal their assessed values through the Jackson County Appraisal Review Board. Appeal deadlines are typically in late spring/early summer. Contact the Jackson County Appraisal District for specific dates and procedures.

Q: Do I pay different rates if I live in a city versus unincorporated Jackson County? A: Yes, property owners within city limits pay additional municipal taxes on top of county taxes. Those in special districts (MUD, water districts, etc.) pay additional district taxes. Your total rate depends on all applicable jurisdictions.

Q: What if I made improvements to my property during the year? A: You must report improvements made on or before October 1st to the Revenue Commissioner's Office by December 31st of that year. Failure to report improvements as required by law may result in penalties.

Q: How do I verify that my mortgage company paid my property taxes? A: Check the Jackson County Revenue Commissioner's online portal or contact their office directly. Even with escrow, you remain responsible for ensuring taxes are paid on time.

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