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Updated 2025 Tax Year

Jack County
Property Tax Guide

Everything you need to know about property taxes in Jack County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
Approximately 2%+ combined rate, varies by taxing district location
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Jack County, Texas operates under the state's property tax system to fund essential local services including schools, county operations, emergency services, and infrastructure maintenance. Property taxes in Jack County are assessed annually based on the appraised value of real estate and personal property as of January 1st each year. The Jack County Appraisal District determines property values, while various taxing entities within the county set their individual tax rates.

The effective property tax rate in Jack County varies by location due to multiple overlapping taxing districts. Property owners may pay taxes to the county, school districts, cities, and special districts such as hospital districts or municipal utility districts. The combined rate typically ranges from approximately 2.0% to 2.8% of assessed value, depending on your specific location within the county. For 2025, the base Jack County rate is 0.60%, but this represents only one component of your total property tax bill.

It's important to note that actual tax rates vary significantly by location within Jack County due to different combinations of school districts, cities, and special taxing districts. Property owners should verify their specific taxing entities and rates through the Jack County Appraisal District to determine their exact tax liability.

Section 2

What Makes Up Your Tax Bill

The following rates apply to the FY 2025-2026 levy year:

ComponentRateDescription
Jack County0.60%County operations, roads, law enforcement, courts
School Districts1.0% - 1.3%Varies by district (maintenance & operations plus debt service)
Cities0.3% - 0.7%Municipal services (varies by city within Jack County)
Emergency Services0.1% - 0.2%Fire protection and EMS districts where applicable
Hospital District0.15%County hospital operations (if applicable)
Special Districts0.05% - 0.3%Water, utility, or other special purpose districts

Total Estimated Range: 2.0% - 2.8%

Note: These rates are estimates and actual rates vary significantly based on your property's location within Jack County. Different school districts, cities, and special districts create varying tax rate combinations. Contact the Jack County Appraisal District at (940) 567-2821 to determine the exact taxing entities and rates that apply to your specific property address.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Jack County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Jack County are additional tax assessments that occur when there are changes to property ownership, new construction, or improvements made to existing properties during the tax year. These supplemental taxes ensure that property tax obligations are properly allocated between previous and new owners, and that new construction or improvements are taxed from the point they are completed.

Supplemental taxes are most commonly triggered by: change in property ownership through sale or transfer, completion of new construction or major improvements, subdivision of property, or corrections to the original assessment. The supplemental tax is calculated based on the difference between the old assessed value and the new assessed value, prorated for the remaining months in the tax year.

For example, if you purchase a home in Jack County in July and the property's assessed value increases from $250,000 to $350,000 due to improvements the previous owner made, you would owe supplemental tax on the $100,000 difference for the remaining 6 months of the tax year. At a combined rate of 2.4%, this would result in a supplemental tax bill of approximately $1,200 ($100,000 × 0.024 × 6/12 months).

Example Calculation

The following examples show annual property tax calculations for different home values in Jack County, assuming a combined tax rate of 2.4% and available tax credits:

Example 1: $300,000 Home

  • Market Value: $300,000
  • Homestead Exemption (School): -$100,000
  • Net Taxable Value: $200,000
  • Annual Tax: $200,000 × 0.024 = $4,800
  • Monthly Payment: $400

Example 2: $600,000 Home

  • Market Value: $600,000
  • Homestead Exemption (School): -$100,000
  • Net Taxable Value: $500,000
  • Annual Tax: $500,000 × 0.024 = $12,000
  • Monthly Payment: $1,000

Example 3: $1,000,000 Home

  • Market Value: $1,000,000
  • Homestead Exemption (School): -$100,000
  • Over-65 Exemption (if applicable): -$10,000
  • Net Taxable Value: $890,000
  • Annual Tax: $890,000 × 0.024 = $21,360
  • Monthly Payment: $1,780

Note: The $100,000 school district homestead exemption requires application and applies only to your primary residence. Additional exemptions for seniors, disabled persons, or veterans also require separate applications. These calculations use estimated rates - actual rates vary by location within Jack County.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Jack County require borrowers to establish an escrow account for property tax payments, especially when the loan-to-value ratio exceeds 80%. Your lender collects monthly property tax payments along with your mortgage payment and holds these funds in escrow until taxes are due. The lender then pays your property taxes directly to the Jack County Tax Assessor-Collector by the January 31st deadline.

Lenders typically analyze your escrow account annually to ensure adequate funds are collected. They may adjust your monthly escrow payment based on changes in your property tax assessment or tax rates. If your account has a shortage, the lender may spread the shortage over 12 months and increase your monthly payment accordingly. Conversely, if there's an overage exceeding $50, federal law requires the lender to refund the excess within 30 days.

Property owners can verify that their lender has paid their property taxes by checking with the Jack County Tax Office or viewing payment records online. If you don't have an escrow account, you're responsible for making property tax payments directly by January 31st each year. The Jack County Tax Office accepts payments online, by mail, or in person, and offers the option to pay in installments if you meet certain criteria and apply by a specific deadline.

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Section 6

Frequently Asked Questions

Q: When are property taxes due in Jack County for the current fiscal year? A: Property taxes for FY 2025-2026 are due by January 31, 2025. Taxes become delinquent on February 1, 2025, and penalty and interest charges apply to late payments.

Q: What tax credits are available and do I need to apply? A: Available tax exemptions include the $100,000 homestead exemption for school taxes, over-65 exemptions, disability exemptions, and disabled veteran exemptions. All exemptions require application through the Jack County Appraisal District and are NOT automatic. Applications are typically due by April 30th.

Q: How does the homestead exemption work? A: The homestead exemption provides a $100,000 reduction in assessed value for school district taxes on your primary residence. Additionally, it caps annual assessment increases at 10% for homestead properties. You must apply for this exemption - it's not automatic. Contact the Jack County Appraisal District to apply.

Q: When are properties assessed and can I appeal? A: Properties are assessed as of January 1st each year. Assessment notices are typically mailed by April. You can appeal your assessment to the Jack County Appraisal Review Board. Informal appeals must be filed by May 15th, and formal appeals by May 31st or within 30 days of receiving your notice.

Q: What are the penalties for late payment? A: Delinquent taxes incur a 6% penalty in February, 7% in March, 8% in April, 9% in May, and 10% in June. After July 1st, an additional 12% penalty applies, plus attorney fees if the account is turned over for collection.

Q: Can I pay my property taxes online? A: Yes, the Jack County Tax Office provides online payment options through their official website. You can pay by electronic check or credit card, though convenience fees may apply for credit card payments.

Q: Why do tax rates vary within Jack County? A: Different areas of Jack County fall within different school districts, cities, and special taxing districts (like hospital districts or emergency services districts). Each entity sets its own tax rate, creating different total rates depending on your property's location.

Q: Can I pay my property taxes in installments? A: Jack County may offer installment payment plans for qualifying taxpayers. You must apply for installment payments and meet specific criteria. Contact the Jack County Tax Office directly to inquire about available payment plan options and application deadlines.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
County Rates and Levies (XLSX)comptroller.texas.gov
02
Tax Doc
TEXAS SALES AND USE TAX RATES – January 2026comptroller.texas.gov
03
County
Jackson County, Texasco.jackson.tx.us
04
Tax Doc
Property Tax Law Deadlines - Texas Comptrollercomptroller.texas.gov
05
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
06
Tax Doc
Paying Your Taxes - Texas Comptrollercomptroller.texas.gov
07
Tax Doc
Property Tax FAQjackcounty.texas.gov
08
County
Jackson County Property Taxnacdashboard.nara.gov
09
County
271st DISTRICT COURT'S STANDING ORDER - Wise Countyco.wise.tx.us
10
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
All sources verified as of 2025 Tax Year

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