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Updated 2025 Tax Year

Hutchinson County
Property Tax Guide

Everything you need to know about property taxes in Hutchinson County, TX. Rates, due dates, exemptions, and how it affects your monthly payment.

10 Official Sources
8 min read
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Quick Facts
Tax Rate
$0.50-$0.53 per $100 assessed value, varies by school district and special districts
1st Due
Jan 31
Exemptions
5+ Available
Section 1

How Property Tax Works

Hutchinson County, Texas operates under the state's property tax system to fund essential local services including schools, county government operations, emergency services, and infrastructure maintenance. Property taxes are the primary revenue source for these services, with the county's effective tax rate varying by location within the county due to different combinations of special taxing districts. Based on current data, property owners can expect total tax rates ranging from approximately $0.50 to $0.53 per $100 of assessed value, though this varies significantly depending on which school district, municipal, and special districts serve your specific property location.

The county follows Texas state law regarding property assessments, which includes a 10% annual cap on assessed value increases for homestead properties and various exemptions that must be applied for annually. Property taxes in Hutchinson County are assessed based on market value as of January 1st each year, with bills typically issued in the fall and due by January 31st of the following year. Property owners should note that tax rates and total tax bills can vary considerably even within the same neighborhood due to overlapping jurisdictions of school districts, cities, hospital districts, and other special purpose districts.

Section 2

What Makes Up Your Tax Bill

ComponentRate (per $100)DescriptionLevy Year
County General Fund~$0.50-$0.53County operations, roads, law enforcementFY 2024-2025
School DistrictVariesLocal school district operations and debt serviceFY 2024-2025
MunicipalVariesCity services (if within city limits)FY 2024-2025
Hospital DistrictVariesLocal healthcare services (if applicable)FY 2024-2025
Special DistrictsVariesFire, water, MUD, or other special servicesFY 2024-2025

Note: The total combined rate varies significantly by location within Hutchinson County. Properties may be subject to different combinations of these taxing entities. The county portion shown reflects the proposed rate of $0.53 per $100 for FY 2024-2025, which is subject to public hearing and final approval. School district rates, municipal rates, and special district rates are set independently and vary by specific location within the county.

Section 3

When Are Property Taxes Due?

For the 2025/2026 tax year in Hutchinson County, property taxes are due in two installments:

First Installment
Jan 31
Delinquent after Dec 10
Pro tip: If you pay through mortgage escrow, your lender splits these payments across your monthly mortgage. If you pay directly, set calendar reminders to avoid late penalties.
Section 4

Supplemental Tax Bills

Supplemental property taxes in Hutchinson County are additional tax bills issued when there are changes in property ownership, new construction, or improvements that increase a property's assessed value during the tax year. These supplements ensure that property taxes are properly allocated based on current ownership and property conditions rather than waiting until the next regular assessment cycle.

Common triggers for supplemental taxes include: purchase of property (requiring reassessment to current market value), completion of new construction or major renovations, adding structures like pools or outbuildings, or splitting/combining parcels. The supplemental tax is calculated by taking the difference between the old and new assessed values, multiplying by the applicable tax rate, and prorating for the remaining months in the tax year.

For example, if a property's assessed value increases from $200,000 to $250,000 due to completed renovations in July, and the total tax rate is $0.53 per $100, the annual tax increase would be $265 ($50,000 × 0.0053). The supplemental bill would be prorated for 6 months (July-December), resulting in a supplemental tax of approximately $132.50. These bills are typically issued within 30-60 days of the triggering event and have the same payment deadline as regular property taxes.

Example Calculation

Example 1: $300,000 Property

  • Market Value: $300,000
  • Homestead Exemption: -$100,000 (school district portion)
  • Net Taxable Value: $200,000-$300,000 (varies by district)
  • Tax Rate: $0.53 per $100 (estimated combined rate)
  • Annual Tax: $1,060-$1,590
  • Monthly Escrow: $88-$133

Example 2: $600,000 Property

  • Market Value: $600,000
  • Homestead Exemption: -$100,000 (school district portion, requires application)
  • Net Taxable Value: $500,000-$600,000 (varies by district)
  • Tax Rate: $0.53 per $100 (estimated combined rate)
  • Annual Tax: $2,650-$3,180
  • Monthly Escrow: $221-$265

Example 3: $1,000,000 Property

  • Market Value: $1,000,000
  • Homestead Exemption: -$100,000 (school district portion, requires application)
  • Net Taxable Value: $900,000-$1,000,000 (varies by district)
  • Tax Rate: $0.53 per $100 (estimated combined rate)
  • Annual Tax: $4,770-$5,300
  • Monthly Escrow: $398-$442

Note: These calculations are estimates. Actual rates vary by specific location within the county due to different taxing districts. Homestead exemption requires annual application and only applies to school district taxes. Additional exemptions may be available for seniors, disabled persons, or veterans but require separate applications.

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Section 5

Escrow & Property Taxes

Most mortgage lenders in Hutchinson County require property tax escrow accounts to ensure timely payment of property taxes. Your lender collects approximately 1/12 of your annual property tax bill with each monthly mortgage payment, depositing these funds into an escrow account. The lender then pays your property taxes directly to the county when bills are due, typically by the January 31st deadline.

Lenders are required to analyze your escrow account annually and may adjust your monthly payment if property taxes increase or decrease significantly. You'll receive an annual escrow statement showing all deposits, payments, and any surplus or shortage. If there's a shortage due to tax increases, you can either pay the shortage in full or have it spread over 12 months as an increased monthly payment. Escrow accounts typically maintain a cushion of 2-3 months of tax and insurance payments.

Property owners can verify that their taxes have been paid by checking with the Hutchinson County Tax Assessor-Collector's office or through their online portal. If you pay taxes directly (without escrow), ensure payment is made by January 31st to avoid penalties. Some lenders allow you to waive escrow if you have sufficient equity in your property, but you'll be responsible for setting aside funds and making timely payments independently.

How HonestCasa Helps
  • Understand whether your escrow is set correctly
  • See how rising taxes will change your monthly payment
  • Plan ahead instead of being surprised by "shortage" letters
Section 6

Frequently Asked Questions

Q: When are property taxes due in Hutchinson County for the current fiscal year? A: Property taxes are due by January 31st of each year. For the FY 2024-2025 tax year, the deadline is January 31, 2025. Texas law requires single payment, though some counties offer split payment options - verify current options with the Tax Assessor-Collector.

Q: What homestead exemption is available and do I need to apply? A: The primary homestead exemption is $100,000 off assessed value for school district taxes only. This requires annual application with the county appraisal district and only applies to your primary residence. The homestead also caps assessment increases at 10% per year but does not reduce market value.

Q: What other tax exemptions require applications? A: Senior citizens (65+) may qualify for additional school tax exemptions and frozen tax amounts. Disabled persons and veterans may qualify for various exemptions. All exemptions require annual application by April 30th with supporting documentation. Contact the Hutchinson County Appraisal District for specific requirements.

Q: How do I appeal my property assessment? A: Assessment appeals must be filed by May 31st (or within 30 days of receiving your notice, whichever is later) with the Hutchinson County Appraisal Review Board. You can protest online, by mail, or in person. Provide comparable sales data or evidence that your assessed value exceeds market value.

Q: What happens if I pay property taxes late? A: Penalties begin February 1st: 6% in February, 7% in March, 8% in April, 9% in May, 10% in June, and 12% in July and after. Interest accrues at 1% per month. After June 30th, the account may be turned over for delinquent collection.

Q: Can I pay property taxes online? A: Contact the Hutchinson County Tax Assessor-Collector's office to verify current online payment options, accepted payment methods, and any convenience fees that may apply.

Q: Why did my tax bill increase even though rates stayed the same? A: Tax bills can increase due to rising property values, completion of new construction or improvements, or changes in exemption eligibility. Remember that homestead properties are capped at 10% annual assessment increases, but non-homestead properties have no such protection.

Q: How do special districts affect my tax bill? A: Your total tax rate combines county, school district, city (if applicable), and any special districts like hospital, fire, or municipal utility districts. These vary by location within the county, which is why neighboring properties may have different total tax rates even with similar values.

Verified Sources

Backed by 10 Official Government Sources

Every fact in this guide is sourced from official county, state, and federal documents.

01
County
HUTCHINSON COUNTY ANNUAL BUDGETnewtools.cira.state.tx.us
02
County
Untitled - Hutchinson County, Texasco.hutchinson.tx.us
03
County
County Rates and Levies (XLSX)comptroller.texas.gov
04
Tax Doc
96-1717 Handbook of Texas Property Tax Rulescomptroller.texas.gov
05
Tax Doc
Property Tax Today - Texas Comptrollercomptroller.texas.gov
06
County
Hutchinson County Tax Officetxdmv.gov
07
Residence Homestead Exemption Affidavits - Texas Comptrollercomptroller.texas.gov
08
Application for Residence Homestead Exemptioncomptroller.texas.gov
09
North Plains Groundwater Conservation District22 O'CLOco.ochiltree.tx.us
10
annual financial report - for year ended september 30, 2023co.hutchinson.tx.us
All sources verified as of 2025 Tax Year

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